Michael Brener is an International Wealth Advisor with the MAB Group at Merrill Lynch Wealth Management. He brings over 29 years of experience in the financial services industry, focusing on serving clients domestically and internationally. His expertise includes college education planning, divorce transition planning, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Born in New York and raised in Venezuela, Michael holds a Systems Engineering degree from Universidad Metropolitana in Caracas and a Master's degree in Business Administration from Babson College in Wellesley, Massachusetts. He is fluent in English, Spanish, and Hebrew, which enhances his ability to connect with a diverse client base. Michael holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) and is a member of the Investments & Wealth Institute and the Academy of Certified Portfolio Managers. He has been recognized on Barron's Top 1,200 Financial Advisors list in 2014 and on Forbes' Best-in-State Wealth Advisors list for four consecutive years through 2022. Outside of his professional work, Michael serves as the National Director of Neve Michael Children's Village, a home for at-risk children in Israel. He values his family highly and enjoys basketball, cooking, reading, and traveling.

Stephen Potter is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and 40 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Julie Williamson Bresset is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has worked at Merrill since 2022 and previously at SunTrust Advisory Services from 2016 to 2022. Bresset serves on the boards of Junior Achievement of South Florida and CAN Community Health Care, organizations focused on financial literacy for youth and health care advocacy, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Richard Taylor is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. He also serves as a trustee in a trust based in Dayton, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services and manages approximately $2.74 trillion in client assets.

Claudia Medina is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and six years of industry experience. She previously worked at Raymond James & Associates and Coast View Real Estate Services, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and resources.

Barbara Marshall is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2000 to 2021, followed by Morgan Stanley Smith Barney LLC until 2023. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm employs a structured planning process using firm-approved tools and offers access to global investment research and modeling techniques.

Abraham Cabrera is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Early in his career, he was employed at Party City (iparty) for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Musumeci is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Jeffrey Lazar is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 38 years of industry experience. He has worked with Cambridge and affiliated firms since 2019 and was previously with FSC Securities Corporation for 15 years. In addition to his advisory role, Lazar operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm utilizes a variety of investment platforms and strategies tailored to client objectives, combining proprietary and third-party model solutions.

Melinda Gambino is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 27 years of experience in the financial services industry, with nearly all of those years spent at Merrill. She specializes in providing financial investment guidance to multi-generational families, franchise owners, female business owners, recently widowed or divorced clients, and heirs. Her approach centers on a disciplined, comprehensive, and consultative process that aligns financial strategies with each client’s risk tolerance, time horizon, liquidity needs, and overall life goals. Melinda also assists charitable organizations and clients interested in socially responsible and Environmental, Social, and Governance (ESG) investing. Her expertise covers family wealth management, legacy planning, philanthropic planning, retirement income, portfolio management, and services tailored for endowments, foundations, and non-profits. Melinda holds the Personal Investment Advisor (PIA) designation and attended the University of Southern Mississippi. She emphasizes maintaining strong client relationships through accessibility, knowledge, and experience, always placing clients’ needs as a priority. In addition to her professional duties, Melinda is engaged in community involvement, volunteering with schools and nonprofit organizations to promote social responsibility. Her personal interests include antiquing, chess, cooking, drawing and sketching, football, gardening, knitting and crocheting, painting, spending time with family, and traveling.

Stephen Facella is a CFP® with 29 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2018. His prior roles include positions at Kovack Securities, The Fiduciary Group, and Capital Guardian Wealth Management. Facella is a board member of the financial council for St. Jerome Church and School in Fort Lauderdale and has founded The Center for Financial Education, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through independent Financial Professionals, with customizable strategies spanning multiple custody platforms and a mix of discretionary and non-discretionary implementation.

Montrell Moore is a financial advisor at Morgan Stanley with Series 65 and Series 63 licenses and four years of industry experience. He has previously worked at firms including TIAA-CREF, Wells Fargo, and Vanguard Marketing Corporation. Outside of his advisory role, he is the sole proprietor of Knowledge and Elevation, LLC, a business focused on consulting, retail, and technology related to art and culture. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and financial planning services supported by advanced modeling tools and the firm's Global Investment Committee.

Kallen Sparks is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been associated with Bank of America and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Andrea Rodriguez is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. She previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and HSBC Securities (USA) Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies in its financial planning process.

Javier Garcia is a financial advisor at Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His prior roles include positions at JPMorgan Securities LLC, Rene Ruiz Collection, and Alton James LLC. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Sonya Gelb Choeff is a financial advisor with Raymond James & Associates in Miami Beach, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has been with Raymond James for 15 years. Outside of her advisory role, she serves as treasurer for Hadassah, the Women’s Zionist Organization of America, and participates in nonprofit leadership and finance committees for Mount Sinai Medical Center and the Rabbi Gary A. Glickstein Foundation of Temple Beth Sholom. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and charitable organizations with financial planning and consulting primarily through non-discretionary advisory relationships and supports a range of portfolio management styles and affiliated research.

James Maus is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 63 designation and over 33 years of industry experience. He has been with various divisions of Morgan Stanley since 2007, including Morgan Stanley Private Bank, National Association. Maus serves as a trustee in a trust-related business activity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individual and institutional clients, with services that include tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and financial planning solutions.

Hector Quinones Sanchez is a financial advisor at Equitable Advisors with Series 66 credentials and one year of industry experience. His prior roles include positions at EHP - The Employer's Choice and Symmetry Financial Group, where he was involved in an insurance brokerage business that he ceased upon joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Christian Blocker is a Wealth Management Advisor with The Romero Group and Merrill Lynch Wealth Management. Since 2012, he has been developing financial strategies for families and assisting clients in navigating the complexities of the financial landscape. He focuses on areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Christian holds a Bachelor's Degree in Business Administration with a focus on Finance and Accounting from the University of Miami. He is a CERTIFIED FINANCIAL PLANNER® practitioner and holds the Certified Private Wealth Advisor® and Certified Investment Management Analyst® designations. These credentials reflect his commitment to providing objective counsel and comprehensive financial guidance. He is fluent in German and English. Christian's personal interests include boating, scuba diving, and tennis.

Antonio Albistu is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at SagePoint Financial, Inc. for nine years. Albistu also owns DIAMOND PRIVATE WEALTH GROUP, a marketing brand and LLC related to his financial services business. OSAIC serves a diverse range of retail and institutional clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with access to multiple platforms, utilizing various asset-allocation tools and third-party money managers.