Emilio Rodriguez is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across several segments including workplace, high-net-worth, and ultra-high-net-worth, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Legna Gonzalez is a CFP® professional with 24 years of industry experience, currently serving at HSBC Securities (USA) Inc. in Miami, FL. Her prior experience includes roles at LPL Financial LLC, Power Financial Credit Union, Credit Suisse Securities (USA) LLC, and Pershing LLC. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations, using a variety of program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach integrates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence conducted by affiliated and third-party providers.

Dylan Kremer is a financial advisor at IEQ Capital, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Camden Capital, Cresset Asset Management, Bank of Montreal, and J.P. Morgan Securities. Outside of finance, he is the founder and owner of Chicago Basketball Club, LLC, where he coaches basketball. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, and private funds, focusing on separately managed accounts and family-office services. The firm’s investment approach integrates centralized macro and manager research with allocations to liquid and private alternative investments, managing approximately $35.4 billion in assets.

John Cullen is a financial advisor with Principal Financial Services in Davie, FL, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been associated with Principal Securities Inc. since 1999 and has operated his own CPA firm, John T. Cullen, P.A., as a licensed CPA for several decades. Outside of advising, he is involved in a CPA practice in addition to his financial services role. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis by affiliated or unaffiliated managers.

Diana Lara is a CFA® charterholder and holds a Series 66 license with 15 years of industry experience. She has been with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. since 2010. Outside of her advisory role, she co-owns a family business, Joasan LLC, which manages a real estate asset. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, supported by HSBC Global Asset Management and other affiliated providers.

Gabriella Trujillo is a financial advisor with Voya Financial Advisors, Inc. She holds a Series 66 designation and has 11 years of industry experience. Her prior roles include positions at Charles Schwab Bank, Charles Schwab, and Fidelity Investments. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers a range of services including financial planning, portfolio management, wrap programs, and plan-sponsor consulting, delivering advice primarily through non-discretionary recommendations.

Andres Munoz Lavin is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs & Co. LLC. His background includes academic roles at Georgetown University, Universidad de los Andes, and Universidad del Desarrollo. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers within a large integrated financial group.

Andres Guarin is a financial advisor at Creative Planning with Series 65 and Series 63 credentials and two years of industry experience. His prior roles include positions at Ernst & Young LLP, WE Family Offices, and Truist Bank. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, institutional clients, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by tax-loss harvesting and selective private market exposure.

Tito Salas is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm operates with large institutional scale and provides specialized solutions, including derivatives and futures services, tailored to high-net-worth clientele.

Jose Fernandes is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA. Fernandes also serves as a Bank Officer for HSBC Bank (USA) N.A., where he engages in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through client-directed and discretionary options. The firm’s investment process incorporates multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with a mix of non-discretionary and discretionary portfolio solutions.

Allen Albrecht is a CFP® with 39 years of industry experience. He is affiliated with SPC and has worked at Parkland Securities since 2014, Sigma Planning Corp since 2002, and Lakes Consulting Firm Inc since 1984. Outside of his advisory work, he serves in the Kiwanis Club of Miami Lakes. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisers, offering both discretionary and nondiscretionary management options.

Arturo Bohorques is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside execution and custody services. The firm combines large institutional scale with specialized market roles, including acting as a security-based swap dealer and futures commission merchant.

Victor Olivos Ramsden is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs alongside execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional capabilities including in-house research and specialized market roles.

Marc Singer is a CFP® with 41 years of industry experience, currently serving at Mariner in Coral Gables, FL. His prior work includes long-term roles at Singer Xenos Wealth Management, Singer Xenos Securities Corp., and Physicians Investment Advisors. Mariner serves a broad client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations through investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party managers and offers integrated tax and accounting services alongside traditional portfolio management.

Lilliam Fernandez is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Gustavo Cortes is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including JPMorgan Chase, HSBC, Wells Fargo, Uber, and Lyft. Outside of finance, he is involved with Zifty Global LLC, a food provider for business events in Miami. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant services.

Christian Paz is a financial advisor at Citigroup Global Markets with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citibank NA and Citigroup Global Markets since 2016. Citigroup Global Markets serves individual and institutional clients across private banking and wealth management segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with oversight committees and maintains significant institutional capabilities, including acting as a security-based swap dealer and futures commission merchant.

Peter Danese is a financial advisor at Private Advisor Group, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked with Private Advisor Group and LPL Financial since 2011, following eight years at Merrill. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model that combines client goal assessment with portfolio management or manager selection, utilizing a range of strategies and technology platforms.

Joaquin Gonzalez is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 designations and 15 years of industry experience. He has worked at Citigroup since 2017 and previously held positions at J.P. Morgan Securities and JPMorgan Chase Bank. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth individuals, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and provides access to alternative investments and digital-asset products, combining large institutional scale with specialized market roles.

Jeffrey Stern is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 25 years of industry experience and has been associated with Park Avenue Securities and Guardian Life Insurance Company since 2005. Stern is a trustee since 2023. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage, financial planning, retirement consulting, and investment advisory services.