Kaitlyn Frid is a Certified Financial Planner (CFP®) with eight years of industry experience. She is currently with Raymond James & Associates and has previously worked at Bank of America, Merrill, and Morgan Stanley. Her background also includes roles outside of finance, such as work with the Sunshine State Economic Development Corporation and the Lou Frey Institute of Politics and Government. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by extensive research and a range of portfolio management options.

Michelle Parsons is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She worked at Edward D. Jones & Co., L.P. for 23 years before joining Raymond James Financial Services Advisors in 2019. Parsons also owns and operates Parsons Wealth Partners, where she oversees asset management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Susan Bentkowski is a financial advisor with Ameriprise Financial Services in Tampa, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Ameriprise in various roles since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm employs a non-discretionary implementation approach and utilizes proprietary research, third-party data, and algorithmic tools to guide asset allocation, withdrawal strategies, and Social Security decisions.

James Garrity is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 license and offering 26 years of industry experience. His career includes roles at Charles Schwab and Morgan Stanley, and he has been with LPL Financial since 2014. In addition to his advisory work, he is involved with Zija (formerly QIVANA), a business he has been connected with since 2009. LPL Financial is a national broker-dealer and SEC-registered investment advisor serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory services, including financial planning and access to model portfolios and third-party asset management, supported by technology tools and a broad platform that includes insurance and banking partnerships.

Sheldon Clark III is a CFP® with 35 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2007. He also owns Tampa Bay Financial Planning and manages Klingel Brother LLC, which oversees term life insurance policies for its owners. Additionally, he is a managing partner of 3104 Northwood Office Park LLC, which owns the office condominium where his Raymond James business operates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with municipal advisory and specialized retirement plan consulting services.

Joseph Guinther II is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. He has worked at Raymond James & Associates since 2023, following roles at AssuredPartners, Winn-Dixie, and in education at Safety Harbor Middle School and Countryside High School. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional advisory services with a range of portfolio management styles and affiliated research.

Korisa Petre is a financial advisor at Raymond James & Associates with 13 years of industry experience and holds the Series 66 designation. She has worked at various branches of Raymond James since 2013 and spent two years at CitiGroup prior to her current tenure. Raymond James & Associates, Inc. is a large broker‑dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Casey Rease is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Matthew Frey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Vault Retirement Services, Lynch and Associates, and First Bandwidth Bank. Outside of advisory services, he is a partner in COBYMARK, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored non-discretionary advisory services using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Kacey Bell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, Kacey worked at Founders Professional, Zelis Payments, and AMS Professional. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Connor Mc Court is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked in consulting at Capgemini Invent and financial services roles at Bank of America and Merrill. Outside of his advisory work, he is involved with Next Wave LLC, where he assists high school swimmers in navigating college recruitment and academic planning. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Leonard Kucinski is a financial advisor with Primerica Advisors in Seminole, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and with Primerica Financial Services since 1990. Outside of advisory services, he is involved in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap-fee structure with an operational model focused on curated investment solutions rather than institutional plan management.

Paige Fraga is a financial advisor at Raymond James Financial with 22 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at several firms including Cambridge Investment Research and Cuna Mutual Group. In addition to her advisory role, she serves as a non-public arbitrator for FINRA and holds an investment-related position with the Kalamazoo Board of Public Works. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Alec Bogen is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Northwestern Mutual Investment Services, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Oluwatoni Esinsinade is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and Primerica Financial Services since 2013. Outside of his advisory role, he is CEO of Chief Cornerstone Associates, LLC, a non-investment-related business that provides tax filing services for Primerica businesses. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodial services.

Christine Schiferl is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 65 licenses and having 25 years of industry experience. She has been with LPL Financial since 2002 and worked at Wells Fargo Clearing for one year prior to that. Outside of her advisory role, she is connected to a family property management business through her husband. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Ryan Lau is a financial advisor at Cambridge Investment Research Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Equitable Advisors and Axa Advisors, LLC. Lau is also involved in entrepreneurial activities as the founder of Bull & Bear Wealth Management Partners LLC. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across multiple platforms and utilizes proprietary model strategies under the Founders Gate Capital brand.

Christian Crider is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Raymond James Financial Services and Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Wendy Hunt is a CFP® professional with 18 years of experience in financial advising. She has worked at LPL Financial since 2019 and previously held roles at INVEST Financial Corp, J. W. Cole Advisors, and Raymond James Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Joshua Cerezo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. He worked at Scottrade, Inc. for 10 years before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser supporting a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles and affiliated research.