Brian Boccio is a financial advisor with Charles Schwab & Co., Inc. in Nashville, TN, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by research and due diligence on alternative investments.

Christina Smith is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Jack Zager is a financial advisor with Morgan Stanley in Nashville, TN, holding a Series 63 designation and possessing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a board member of the Mid South Foundation for Medical Care and is the author of the children’s book *Where Do the Tigers Go?*. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a discovery process to deliver tailored financial plans but generally does not offer individual security recommendations as part of its standalone planning programs.

Victor Sebastian is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Woodbury Financial Services for 14 years before joining LPL Financial in 2022. Sebastian also sells life insurance and fixed annuities as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, research, and various technology-driven management solutions.

Youssef Fareed is a financial advisor with LPL Financial in Nashville, TN, holding a Series 66 designation and 26 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2005. Fareed also teaches a college course on investments at Vanderbilt University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutions nationwide. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management alongside research-supported model portfolios.

Gerald Newell is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has worked at Charles Schwab since 2002 and at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and order-routing services.

James Durham is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James since 2013. Outside of his advisory role, he serves on the Finance and Investment Committee of Christ United Methodist Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, charitable organizations, and various government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Matthew Benson is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Mass Mutual and its affiliated companies since 2000. Outside of his advisory role, he is involved in insurance sales and manages residential rental properties. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver written recommendations in annual collaborative planning engagements, with optional implementation through separate brokerage or insurance arrangements.

Nicholas Wolf is a CFP® professional with four years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has worked at several firms, including David Adams Wealth Partners and Strategic Financial Partners. Nicholas is also involved as an associate at Adams Wealth Partners, supporting investment advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers customized, non-discretionary planning and employs analytical tools to support client goals, with specialized services including municipal advisory and SIMPLE IRA consulting.

Reid Moreschi is a financial advisor at UBS Financial Services with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Outside of his advisory role, he may earn commissions from insurance companies for sales of non-variable life, health, annuity, and disability income insurance products. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of advisory and capital markets solutions.

Jacob Lee is a financial advisor with Equitable Advisors in Nolensville, TN, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is a sales associate for Realty Benefit Services and Dergalis Associates, LLC, involving sales of tax account programs and health products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a variety of third-party programs. The firm employs a hybrid referral and implementation model that combines advisory and brokerage services tailored to client goals and risk tolerance.

Jon Kay is a financial advisor with Robert Baird & Co. in Nashville, TN, holding a Series 63 designation and 38 years of industry experience. He has been with Robert Baird & Co. since 2019 and also has a long tenure at J.J.B. Hilliard, W.L. Lyons, Inc. since 1994. Kay serves as a trustee for the Roger and Camille Blume Foundation. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers consulting and portfolio services tailored to client goals and risk tolerances, utilizing a range of investment strategies and management approaches.

Sarah Harris is a financial advisor with UBS Financial Services in Nashville, TN, holding CFP® and Series 66 designations and eight years of industry experience. Her prior roles include positions at Merrill and Wells Fargo Clearing. Outside of her advisory career, she is involved in Tennessee Rack, a company specializing in material handling storage solutions. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and model-based asset allocations.

James Maddux is a financial advisor at Raymond James Financial with 21 years of industry experience and holds the Series 66 designation. He has worked with Raymond James Financial Services Advisors Inc. since 2012 and serves as an officer and treasurer on the board of Music City Academy, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm uses tailored, non-discretionary planning and risk profiling to support client goals and offers specialized services such as municipal advising and SIMPLE IRA employer consulting.

Jessica Jung is a CFP® professional with 21 years of industry experience. She is currently with Cambridge Investment Research Advisors and has prior experience at Aegis Capital Corp and LPL Financial. She serves as president of Vast Medical, a company involved in collecting and storing medical data, and holds a board position at Partners Financial Advisory Board. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing various platform arrangements and proprietary model strategies.

Tabitha Satchwell is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her work history includes prior roles at Edward Jones and Bank of America, N.A. before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Miller is a financial advisor with Merrill in Brentwood, Tennessee, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has worked with Bank of America and Merrill for the past 15 years. Outside of his advisory role, Miller serves as a committee member for United Way’s Tocqueville Society fundraising cabinet. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, incorporating strategic asset allocation and tax-aware options.

Julie Brandon is a financial advisor with Morgan Stanley in Nashville, TN, holding a Series 66 designation and four years of industry experience. Her prior work includes seven years at PricewaterhouseCoopers before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of her advisory role, she manages a rental property as a small business activity. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, emphasizing tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services including estate planning and investment strategies.

R Griffith III is a financial advisor with Robert Baird & Co. in Cookeville, TN, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Robert Baird & Co. since 2012. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies, covering a range of traditional and non-traditional investment approaches.

Russell Jones is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2007 after spending six years with a Nashville-based asset management firm where he presented strategies to institutional and high net worth investors. At Merrill Lynch, Russell focuses on helping clients develop and execute strategies to achieve their long-term objectives, including retirement planning, next-generation wealth transfer, personal and business financial management, and risk management. Russell holds a Bachelor's degree with honors from the University of Tennessee in Knoxville and a Master of Business Administration from Vanderbilt University's Owen Graduate School of Management. He is a CERTIFIED FINANCIAL PLANNER certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. His professional experience and credentials support his expertise in managing investment portfolios with an institutional approach and money manager selection. In recognition of his work, Russell was named to Barron's "Top 1200 Advisors" list in 2025 and has been included in Forbes' "Best-in-State Wealth Advisors" list from 2021 to 2025. Outside of his professional life, Russell enjoys travel, music, and spending time outdoors with his wife Desiree and their two children, Claire and Will.