Travis Vance is a financial advisor with Primerica Advisors in Springdale, OH, holding seven years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2018 and has been involved with Fairfield Local Schools since 2008. Outside of his advisory role, he tutors through Wyzant and is engaged in sports betting as a personal business activity. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select discretionary separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap-fee structure while maintaining oversight of its model offerings.

Marc Gallenstein is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to wealth management, tailoring financial strategies to align with clients’ individual financial situations, investment preferences, and risk tolerance. Marc offers clients access to investment insights from Merrill and banking services from Bank of America to address various aspects of their financial lives. His areas of focus include college education planning, divorce transition planning, employee benefits and financial health, legacy planning, personal retirement planning, tax minimization, and retirement income. Marc holds a Bachelor's Degree from Ohio University and has earned the Personal Investment Advisor (PIA) designation. He is committed to delivering personalized financial strategies designed to help clients pursue their long-term goals through a one-on-one collaborative approach. Beyond his professional responsibilities, Marc participates in community service through volunteering with organizations such as Matthew 25 Ministries. In his personal time, Marc enjoys activities such as baseball, basketball, fishing, football, golfing, music, running, traveling, watching movies, and spending time with his family.

Emerson Knowles is a financial advisor with Merrill, holding Series 63 and Series 65 designations and over 46 years of industry experience. Since 2010, he has been associated with Merrill Lynch and Bank of America. Outside of his advisory work, he serves as a speaker and trainer for FI360 – Center for Fiduciary Studies, helping boards and trustees understand their roles, and is an advisory board member for the Rotary Club of Saddlebrooke Foundation, which supports educational grants for underserved students. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Metz is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Thomas Holocher is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he serves as president and board member of the Cincinnati chapter of the Exit Planning Institute, organizing educational content for professional advisors and business owners. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Kevin Reperowitz is a CFP® professional based in Cincinnati, OH, with 25 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and previously worked at LPL Financial, Independent Financial Partners, and IFP Securities. Outside of his advisory role, he is involved in ownership of a financial services company and an insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing various platform arrangements and both proprietary and external investment strategies.

Mark Stusek is a CFP®-designated financial advisor with J.P. Morgan Securities, based in Springboro, Ohio. He has 15 years of industry experience and has been with J.P. Morgan entities since 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Elizabeth Armitage is the Resident Director at Merrill Wealth Management and serves as a Managing Director and Wealth Management Advisor. She has been with Merrill since 1983 and holds multiple FINRA registrations including Series 7, 66, 9, and 10. Elizabeth holds certifications such as CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). She advises clients in areas including retirement planning, wealth structuring, retirement benefit consulting, and is also a licensed insurance agent. Elizabeth earned her bachelor's degree from Smith College and graduated from Mariemont High School. She manages the implementation of proprietary financial strategies developed with her retired partner and focuses on corporate executive services, equity compensation services, defined benefit and contribution plans, managing new wealth, personal retirement planning, portfolio management, socially responsible investing, women and wealth, and retirement income. Outside of her professional work, Elizabeth volunteers for the Junior League of Cincinnati, Indian Hill Schools, and Playhouse in the Park. She enjoys tennis, hiking, reading, traveling, and spending time with her family.

Erin Dale is a financial advisor at Merrill with eight years of industry experience. She holds the Series 63 and Series 66 licenses. Prior to joining Merrill in 2018, she worked at Fidelity Brokerage Services and held roles outside the financial industry at Sephora and Cedar Fair. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies developed by internal and third-party managers.

Jacob Etler is a financial advisor at Robert W. Baird & Co. with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Rockefeller Financial LLC and Fifth Third Bank. Outside of his advisory role, he serves as a football coach at Beechwood High School. Robert W. Baird & Co.’s DDK Group, where Etler is part of the team, provides wealth management services to individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management solutions, utilizing both in-house and third-party managers across a range of investment strategies.

Ross Morand is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill since 2013. Outside of his advisory role, he is the owner of Shamrocks, LLC, a for-profit entity with limited responsibilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Andrea Piovesan is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and seven years of industry experience. She has worked with PFS Investments Inc. since 2018 and Primerica Financial Services since 2017. Outside of her advisory role, she is involved with Amazon Flex. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Maxwell Mischkulnig is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing. His prior experience includes roles at W&S Brokerage Services and WESTERN SOUTHERN Life. Outside of finance, he has worked with a lawn care business. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics from Wells Fargo Investment Institute.

Joe Simpson is a financial advisor with Primerica Advisors, holding a Series 63 designation and 15 years of industry experience. His prior work includes roles at Huff Realty, Infosys, Sibly Cline Realtors, and Pfs Investments Inc. Outside of advising, he is involved in several entrepreneurial ventures, including founding and managing businesses in construction, IT consulting, and real estate. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Jeffrey Pacetti is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm offers a broad range of services, including fee-based financial planning, portfolio management, and capital markets activities.

Thomas Walsh is a CFA® charterholder with 38 years of industry experience. He is affiliated with Cambridge Investment Research Advisors and has been with the firm and its related entities since 2011. Walsh also serves as president of Walsh Asset Management LLC and Joda, LLC Sports, and is a trustee and board member of Hyde Park Golf and Country Club. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial-wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers tailored investment strategies through a network of independent financial professionals, utilizing various custodial platforms and both proprietary and third-party model portfolios.

David Toney is a financial advisor with Cetera in Cincinnati, Ohio, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Cetera and its affiliated entities since 2004 and also owns David A. Toney Financial Solutions LLC, a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Shane Sauter is an Executive Planning Consultant at Fidelity Investments. In this role, he partners with executives to navigate benefits planning, equity compensation, and wealth planning. He collaborates with clients and their families to manage the complexities of company benefits and holistic financial planning. Shane has been with Fidelity Investments since 2014, progressing through roles including Benefits & Planning Consultant, Workplace Planning Consultant III, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Associate at Summit Financial from 2010 to 2014. Outside of his professional work, Shane has interests in baseball, cooking and baking, fishing, football, parenthood, and swimming.

Meghan Snouffer is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she partners with clients and their Private Wealth Management Advisors to build strong relationships and develop personalized financial plans that align with clients' goals, situations, and family dynamics. Meghan has been with Fidelity Investments since 2015, progressing through various roles including Client Service Associate, Relationship Manager, and Planning Consultant before assuming her current position in 2023. This experience has provided her with a comprehensive understanding of wealth management and client service. Further details about Meghan's education, credentials, personal interests, or community involvement have not been provided.

Melonie Kaiser is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation and with 17 years of industry experience. She has worked with Morgan Stanley since 2013 and has been part of Morgan Stanley Private Bank, N.A. since 2019. Outside of her advisory role, she is involved as a cheer assistant coach for a local sports team in Milford, Ohio. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.