Jason Coldicott is a financial advisor with Ameriprise in Novi, MI, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its affiliated entity since 2015. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, emphasizing managed accounts within its platform.

Samantha Trudell is a financial advisor with Wells Fargo Advisors in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and 24 years of industry experience. She has worked with various Wells Fargo entities since 2015 and maintains a long-term consulting role with Mary Kay. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations across a broad range of financial needs.

Peter Tenuta is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in 1997 advising families, corporate retirement plan sponsors, and plan participants in the 401(k) market at Morgan Stanley Smith Barney. Since joining Merrill Lynch in 2012, Peter has worked closely with select individuals, families, and corporations, providing comprehensive financial advice and guidance. As a qualified Portfolio Manager, Peter offers personalized services that include building and managing investment strategies, which may be managed on a discretionary basis through the firm’s Investment Advisory Program. His client focus areas include personal retirement planning, portfolio management services, tax minimization, and retirement income. Peter holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Peter earned his Bachelor of Business Administration with a Major in Finance from Central Michigan University. A lifelong resident of Southeast Michigan, he is married with two sons. Peter participates in community organizations and spends personal time enjoying biking, boating, camping, cooking, fishing, ice hockey, music, running, soccer, and family activities.

Dicran Haidostian is a CFP® and ChFC® with 39 years of industry experience. He is affiliated with LPL Financial and has been operating Future Benefits Planning Corp. since 2003, where he also provides fixed insurance products and group medical, dental, life, and disability coverage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, retirement plan consulting, and brokerage services supported by research and multiple portfolio management options.

Robert Whitcomb is a financial advisor with LPL Financial in Clarkston, Michigan, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charities nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by research and model portfolios.

Adam Whitfield is a financial advisor at Edward Jones in Novi, MI, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent six years at Quicken Loans. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, providing various advisory strategies and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Andrew Biskup is a Financial Consultant currently working with Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Financial Advisor at UBS Financial Services, Inc. from 2022 to 2025. In his professional capacity, Andrew focuses on helping clients identify their financial needs and develop purposeful strategies to meet their goals. His approach centers on removing financial barriers to enable clients to use their time more effectively and meaningfully. Andrew collaborates closely with individuals and families to design and implement strategies with clarity and confidence. Outside of his professional activities, he enjoys fitness, social events with friends, golf, hiking, music, and outdoor adventures.

Christopher Reid is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC since 2021. Prior to that, he worked for Royal Alliance & Associates for 10 years. Outside of his advisory role, he is involved in managing and training staff at Blumark Financial Advisors LLC and serves as a director and tax professional at Blumark Tax Advisors LLC, where he prepares and reviews income tax work. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines algorithmic automation with research and modeling to deliver tailored, non-discretionary advice, primarily for clients holding assets in Ameriprise Managed Accounts.

Saleh Afnan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in delivering personalized wealth management strategies that align with clients' individual financial goals. His areas of focus include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Saleh holds a Bachelor's Degree from the University of Michigan System and is a Personal Investment Advisor (PIA). He emphasizes clear and concise financial advice, helping clients understand their options to make informed financial decisions. Saleh is committed to a holistic, human-centered approach to wealth management. In addition to his professional work, Saleh participates in community volunteering and values spending time with his family. His personal interests include basketball, camping, chess, football, golfing, music, reading, and traveling.

Kevin Pickard is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment committee insights as part of its financial planning process.

Joseph Kelly is a financial advisor with Merrill in Sylvan Lake, Michigan, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Merrill since 2009 and also with Bank of America since 2010. Outside of his advisory role, he owns Misneach Caim, LLC, a business organization, and serves as an advisory board member for Coral Springs Resort, a nonprofit entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients, utilizing internal and third-party managers.

Lee Yambura is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1981 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Petrovich is a financial advisor at Osaic Wealth, Inc. with four years of industry experience. He holds a Series 66 designation and has worked since 2015 with Michigan Financial Companies, where he currently serves as Director of Advisor Services. Petrovich is also involved in processing client paperwork through a sole proprietorship. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Gianna Cuda is a CFP® with 27 years of industry experience, currently serving as an advisor at LPL Financial since 2012. She holds Series 63 and Series 65 registrations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Evan Mackavich is a financial advisor with Osaic, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Osaic, he has worked at Michigan Financial Companies and has a background that includes positions in education and entrepreneurship. He has experience operating a juice bar and has worked in construction-related roles. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of affiliated advisers, utilizing asset-allocation tools and third-party platforms to offer a range of investment solutions.

Damoni Ealy is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to develop financial strategies tailored to their unique goals and circumstances. His approach emphasizes understanding what clients and their families value most, with the aim of helping them pursue their financial objectives. Damoni holds a Bachelor's Degree from Grand Valley State University. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through his role at Merrill Lynch, he facilitates access to global investment resources as well as credit, lending, and banking services offered by Bank of America.

Michael Ralston is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2019, progressing through roles from Intern to Financial Representative, Investment Consultant, and Planning Consultant before his current role. Michael partners with clients to understand their financial objectives and develop customized plans tailored to their unique needs. He emphasizes building strong relationships with families based on trust, reliability, and consistent communication.

Casey Sage is a financial advisor at Raymond James & Associates with four years of industry experience. Prior to joining Raymond James in 2021, Sage worked for Walled Lake Consolidated Schools for 13 years. Outside of advising, Sage serves as Community Relations Director for The Alexander Foundation, a charity supporting families of children with craniofacial diseases, and previously held a senior role in an online activewear business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering tailored financial planning and consulting with a range of investment strategies and municipal advisory services.

Brandon Hughes is a financial advisor with Cambridge Investment Research Advisors holding a Series 66 designation and four years of industry experience. His work history includes roles at Michigan Pension & Financial, Inc. and Cambridge Investment Research, Inc. He has experience in insurance, benefits, and human resources through ownership and employment roles outside his advisory practice. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a range of discretionary and non-discretionary strategies across multiple platform arrangements.

Keaton Hirsch is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade and Capstone Partners. Hirsch has also been affiliated with Charles Schwab Bank and Charles Schwab since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.