Kayla Kuhlman is a Series 66-licensed financial advisor with Thrivent Investment Management in Minneapolis, MN, bringing three years of industry experience. She has worked at Thrivent since 2022 and has prior experience in educational roles at Divine Mercy Catholic School and Northfield Public School District. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations across a variety of financial planning topics. The firm’s approach separates planning from implementation and managed-account services, with a focus on periodic review and advisor-delivered plan updates.

Jack Healy is a financial advisor at UBS Financial Services in Minneapolis, MN, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at UBS Financial Services since 2017 and previously spent time at BNC National Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and UBS Global Research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and lending solutions.

Seamus Ott is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds a Series 66 designation and previously worked at Prime Therapeutics. Outside of finance, he serves as an assistant coach for a high school ultimate frisbee program. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive goal-based planning across multiple areas, allowing clients to combine planning with managed-account services under a consolidated billing option.

Mark Joern is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 credential and 22 years of industry experience. He has been with Ameriprise and its affiliates since 2004. Outside of his advisory role, he is involved in business ownership through Mark Joern, LLC, and co-owns an Ameriprise franchise practice entity, Scannell LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides customized retirement-income planning, focusing on dependable income sources and tax-aware withdrawal strategies.

Mark Daly is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Woodbury Financial Services, Sandvold Financial Group, and Old National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jeffrey Erpelding is a financial advisor with LPL Financial in Coon Rapids, Minnesota. He holds the CFA®, PFS™, and Series 66 designations and has 25 years of industry experience. His career includes 15 years at both Trustone Financial Credit Union and LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining a broad product offering with advanced operational and research tools.

Josh Miska is a financial advisor at OSAIC with nine years of industry experience. He holds a Series 66 designation and has previously worked at Woodbury Financial Services INC and Woodbury Financial Services. In addition to his advisory role, he has served in the Wisconsin Army National Guard since 2014. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services and emphasizes model-based asset allocation and portfolio optimization within a multi-advisor platform.

Nneka Constantino serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings over two decades of experience in financial services, advising a diverse portfolio that includes institutions, nonprofit organizations, businesses, executives, and high-net-worth individuals. Her focus areas encompass employee benefits planning, institutional investment consulting, and wealth management strategies tailored to clients' specific goals and risk tolerances. Nneka holds a Bachelor's degree from Howard University and has pursued additional education in Japanese at Richmond College in Shizuoka, Japan, and Middlebury College. She holds several professional designations, including Certified 401(k) Professional, Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Benefits Consultant. Fluent in English and Japanese, she collaborates with a team of specialists to provide clients with a broad range of financial products and services. Beyond her financial career, Nneka is actively involved in community service. She serves as a Girl Scouts Troop Leader and is a member of the Ordway Board of Directors. Her professional and community roles reflect a commitment to delivering client-focused financial guidance while engaging with the communities she serves.

Jason Bennett is a financial advisor with LPL Financial, holding a Series 66 designation and 22 years of industry experience. He worked at SII Investments, Inc. for nine years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Nathan Reineccius is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding a Series 66 designation. He has over 15 years of experience with Wells Fargo Bank and joined Wells Fargo Clearing in 2026. Outside of his advisory role, he has been involved in youth hockey organizations in Minnesota, serving as a general manager and evaluator for local hockey programs. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory approach integrates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kevin Gardea Quinonez is a financial advisor at RBC Capital Markets with three years of industry experience. He holds a Series 66 designation and has prior work experience at Wells Fargo Clearing and Wells Fargo Bank. Outside of finance, he worked for a year at Sports Star Photography. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Alexandra Ezaki is a financial advisor with Ameriprise Financial Services, LLC in Minneapolis, MN, holding a Series 66 designation and three years of industry experience. Prior to her current role, she has worked in various health and wellness positions, including at Vida Bodywork and Kenwood Stables. Outside of her advisory work, she is employed as a massage therapist at Spavia Apple Valley. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Peter Zvanovec is a CFP® with 16 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at Securities America Advisors, Inc. and Securities America Inc. from 2009 to 2024. Outside of advisory work, he is involved in selling insurance products and serves as president of Zvanovec Financial Services. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process featuring asset allocation optimization, discretionary management options, and access to third-party money managers and alternative investments.

Marissa Agustin is a financial advisor with Cetera Wealth Services LLC in Minneapolis, MN, holding a Series 66 designation and three years of industry experience. She has previously worked at Minnesota Life Insurance Co and Securian Financial Services Inc. Outside of her advisory role, she serves as a stage manager for a high school show choir and manages events in a high school auditorium. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, retirement services, and access to third-party managers, operating a multi-manager platform across diverse program structures.

Joel Spry is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds Series 63 and Series 66 certifications and previously worked at Wells Fargo Clearing for seven years before joining RBC in 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base, including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers.

Stephen Doyle is a financial advisor at RBC Capital Markets with 25 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing Services, Ameriprise Financial Services, and Merrill. Outside of his advisory role, he is involved in music creation, production, and promotion through his ownership of Bucket Exodus Publishing. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment resources.

Phillip Richards is a financial advisor at Cetera with over 56 years of industry experience. He holds a Series 63 license and has previously worked at Securian Financial Services, Inc. and C.R.I. Securities, Inc. Richards is also an author of multiple books and serves on several nonprofit boards, including the Mayo Clinic of Arizona Leadership Council and the Temple University Board of Trustees. Cetera Investment Advisers LLC is a national multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, allowing advisors to implement various model portfolios and customized strategies.

Kenton Ketchum is a financial advisor at Charles Schwab with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley and LPL Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and a centralized operational structure.

Daniel Bealka is a financial advisor with Ameriprise in Lino Lakes, MN, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and supports clients through a centralized consulting team.

Alexander Johnson is a financial advisor with Wells Fargo Clearing in Minneapolis, MN. He holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2025. Prior to entering the financial industry, Alexander worked at Discount Tire and various community organizations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 advisors, offering a range of brokerage and advisory solutions supported by in-house and third-party research.