Gerson Lopez is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at TD Ameritrade and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Christine Carrillo is a financial advisor at Fidelity with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Fidelity Investments since 2008, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research, as well as its advisory role to multiple registered investment companies.

Thomas Gamez is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with LPL Financial since 2005 and previously worked at Ameriprise from 1996 to 2005. In addition to his advisory work, he is a notary public in Texas and acts as an independent agent offering Medicare-related insurance plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions supported by research, third-party subadvisors, and various institutional platforms.

Lawrence Terry is a financial advisor at Ameriprise with 45 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Merrill before joining Ameriprise Financial Services, Inc. in 2009. He has been with Ameriprise Financial Services, LLC since 2020, based in Fort Worth, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendation reports and ongoing retirement income planning, emphasizing dependable income sources and tax-aware withdrawal strategies.

Thomas Kennedy is a financial advisor with Ameriprise in Keller, TX, holding a Series 66 designation and 23 years of industry experience. His career includes roles at Merrill and Bank of America before joining Ameriprise in 2019. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Dirik is a financial advisor with Cetera and holds Series 63 and Series 65 licenses. He has 42 years of industry experience, including over 35 years at Foresters Financial and seven years at Foresters Advisory Services, LLC. Since 2012, he has also been a 70% owner of Charles & John Dirik LLC, a horseracing ownership venture. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Steven Powell is a financial advisor with Ameriprise in Bedford, TX, holding a Series 63 designation and 28 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Powell is also involved in business administration through his ownership of Serenity River, Inc. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Barron is a financial advisor with Equitable Advisors in Fort Worth, TX, holding a Series 66 designation and two years of industry experience. His background includes prior roles at Opportunity Resource Services and several positions outside the financial sector, including work at University of Texas at Arlington and in the food service industry. Equitable Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and a variety of asset management programs through a network of Investment Adviser Representatives and third-party managers.

Gaige Northrup is a Series 66-credentialed advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan, he worked at Bird Rides Inc. and Bok Financial, among other roles in diverse sectors including pharmaceuticals and sports organizations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Emma Beavers is a financial advisor with Raymond James & Associates in Fort Worth, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James, she worked at Bank of America and Merrill Lynch. She is also the author of a finance book titled *The ABCs of Finance*. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, drawing on a range of portfolio management styles and affiliated research.

Roque Lopez Jimenez is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alan Shouse is a financial advisor with LPL Financial in Fort Worth, TX, holding a Series 63 designation and 39 years of industry experience. His prior roles include positions at Invest Financial Corporation, Cetera Advisors LLC, and IFG Advisory Services Inc. In addition to his advisory work, he is involved in tax preparation and accounting through Stewardship Tax Advisors, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Robert Anderson is a financial advisor at Edward Jones with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Leland White is a financial advisor with Charles Schwab in Fort Worth, TX, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at notable firms including J.P. Morgan Chase, TD Ameritrade, and Scottrade prior to his current role. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from Schwab Center for Financial Research.

Olivia Mccalla is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various J.P. Morgan entities since 2019. Prior to her current role, she was involved with Hope College in several capacities and operated Service First Home Care Assistance LLC for four years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Jason Thompson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Market Technician (CMT), and Personal Investment Advisor (PIA). Jason earned his Bachelor's Degree from Ouachita Baptist University. His expertise encompasses wealth management and investment advisory services within Merrill Lynch's platform.

Michael Escobar is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at Avantax Advisory Services and Sagepoint Financial. Outside of his advisory role, he manages Retire Guides, LLC, a company offering financial advice, retirement planning, and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a national network of independent advisors serving individuals, retirement plans, corporations, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to third-party managers.

Michael Baughman III is a Series 66-licensed financial advisor with Edward Jones, based in Colleyville, TX. He has 14 years of industry experience and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supporting approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices nationwide.

Bailey Benningfield is a Series 66 credentialed financial advisor with Edward Jones in Fort Worth, TX, and has 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Vjollca Gjinolli is a financial advisor with Wells Fargo Clearing, holding the Series 66 designation and bringing 10 years of industry experience. She has previously worked at Ameriprise, Bank of America, Merrill, and Edward Jones. Outside of her advisory role, she is involved with FO2, a cash management platform serving corporate and institutional clients. Wells Fargo Advisors is a large national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to support a diversified investment approach and offers both brokerage and advisory solutions.