Silas Wade is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab, he worked in event management and the food service industry, including roles at NW Event Management Group and Jersey Mike's Subs. He also has experience with Portland Catering Company and Tarascio Financial Planning. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by its in-house research and alternative investments platform.

Angie Wohlhaefer is a financial advisor at Cetera with a Series 66 credential and five years of industry experience. She has worked extensively with Wilshire Consultants, Inc. since 2019 and has been affiliated with various Cetera entities since 2024. Wohlhaefer has also provided accounting and tax preparation support through her role at Wilshire Consultants. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options and operates a multi-manager platform with access to a range of investment strategies and third-party managers.

Kevin Reynolds is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and four years of industry experience. Prior to joining Charles Schwab in 2022, he worked at Homecare Homebase for five years and held roles at Lyft and Uber. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, employing multi-asset model portfolios and a formal alternative-investment onboarding process.

Courtney Small is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 license and six years of industry experience. Prior to joining Schwab, Small worked at Edward Jones and had roles in promotional and business solutions companies. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by centralized custody and operational infrastructure.

Meghan North is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Raymond James Financial. Prior to this role, she worked at the United States Census Bureau and has been involved with Moorea Media, LLC for over a decade. She also dedicates time as a client service associate with Warrior Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to help clients evaluate potential outcomes.

Grace Stinson is a financial advisor with Charles Schwab, holding Series 66 and Series 63 credentials and totaling six years of industry experience. She has worked at Charles Schwab since 2023 and previously at TD Ameritrade from 2020 to 2023. Before her financial services career, she held roles in academia and retail, including positions at Southern Methodist University and Anthropologie. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Paulina Barwise is a financial advisor with Morgan Stanley in Fort Worth, Texas, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Bank of America, Merrill Lynch, and Morgan Stanley Smith Barney. Outside of her advisory work, she is a partner in PL22 Asset Management LLC and is involved in sales and marketing at Autobahn Porsche. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, combining financial planning with access to investment strategies that include input from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers tailored planning services both directly and through corporate agreements.

Matthew Beavers is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His prior roles include positions at Bank of America and Merrill. Based in Fort Worth, TX, he has been with Raymond James & Associates since 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Lynch Jr. is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Wells Fargo Clearing and Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions using multi-asset model portfolios and provides centralized custody and operational support.

Lauren Carter is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 15 years of industry experience. She has worked at Charles Schwab and its affiliated entities since 2018 and previously was with TD Ameritrade from 2011 to 2018. Carter is also the owner and CEO of The Carter Enterprise Group LLC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers a comprehensive range of advisory, brokerage, custody, and cash-sweep services.

Roger Boone is a financial advisor with LPL Financial in Arlington, TX, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He worked at Waddell & Reed from 1995 to 2003 before joining Linsco/Private Ledger Corp. in 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Carrie King is a financial advisor with Equitable Advisors in Fort Worth, TX, holding a Series 66 designation and 17 years of industry experience. She has been with Equitable Advisors since 2009, including its predecessor Axa Advisors. Outside of her advisory work, she contributes as a writer for Quarter Horse News and is the owner of Reyalight Enterprises, a non-investment related business. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party managers, offering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Rezso Spruch is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Interactive Brokers, and JPMorgan Chase Bank NA. He is based in Fort Worth, TX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm utilizes a centralized due diligence process and offers access to broader derivatives and commodities capabilities.

Cedric Holland is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. over a period spanning 12 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers centralized custody and integrated operational support.

Chad Markland is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 13 years of industry experience. His prior work history includes positions at TD Ameritrade and Fidelity Investments. He is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a centralized and integrated operational structure.

Keegan Wood is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Charles Schwab Bank, TD Ameritrade, and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Timothy Bryson is a Senior Financial Advisor with Merrill Lynch Wealth Management in Midland, Texas. He has been in the financial services industry since 1986 and has over 40 years of experience as a financial advisor at Merrill Lynch. Timothy holds the designation of Personal Investment Advisor (PIA) and is a qualified Portfolio Manager. In his role, he provides traditional advice and guidance while also building and managing personalized strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. Some of these strategies are managed on a discretionary basis through the firm's Investment Advisory Program. Timothy follows a disciplined process that begins with understanding each client's specific needs, concerns, and priorities. He focuses on delivering customized strategies and portfolios tailored to clients' unique situations rather than employing a one-size-fits-all approach. His work often supports clients who aim to preserve wealth across generations, assisting them in passing their assets and values to future heirs. He earned his high school diploma from CMR High School. Throughout his career, Timothy emphasizes building relationships centered on clients' financial goals and priorities, aiming to provide thoughtful advice and guidance supported by the resources of Merrill Lynch and Bank of America.

Jack Benbow is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. He has worked with Charles Schwab since 2023 and also has prior involvement in sports-related community activities as a coach and event assistant for GolfTEC on the PGA Tour. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative-investment offering.

John Gould III is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. He joined Merrill Lynch Wealth Management in 2008 and specializes in helping clients pursue their financial goals through personalized wealth management strategies. John assists clients in areas including college education planning, divorce transition planning, family wealth management, managing new wealth, portfolio management, sports and entertainment, and retirement income. His approach involves identifying and prioritizing clients' various objectives such as estate planning, investments, tax minimization, wealth transfer, and retirement income planning, and developing customized strategies based on their personal circumstances and priorities. John holds a Personal Investment Advisor (PIA) designation and possesses a Bachelor's Degree in Marketing and Finance from Baylor University and an MBA from Southern Methodist University. Residing in Dallas, Texas, John is actively involved in his community through First Baptist Church in Dallas. He enjoys spending time with his family and engaging in baseball, basketball, and football.

John Loyd is a financial advisor with LPL Financial in Fort Worth, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, Loyd is involved in teaching, providing CFP instruction for Kaplan, offering CPE instruction for CPAs, and coaching volleyball. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party subadvisors.