Olivia Dudley is a financial advisor at Schwab Wealth Advisory, holding a Series 66 designation with four years of industry experience. She has worked at various Charles Schwab entities since 2021 and has prior experience in senior living and club management roles. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without discretionary trading authority and serving primarily individual clients.

Meredith Perez is a financial advisor at Empower Advisory Group with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Bank of America, Merrill, GWFS Equities, and Advised Assets Group. Outside of her advisory work, she assists with accounting and recordkeeping for a family-owned vending solutions business. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering integrated financial planning and investment management tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual plan rebalancing within plan lineups selected by plan sponsors.

Michael Cotter is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Schwab Wealth Advisory and Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm delivers investment recommendations while leaving final trading decisions to clients and conducts annual account reviews without discretionary trading authority.

Philine Darwin Kennedy is a financial advisor at TIAA-CREF with 19 years of industry experience. She holds Series 63 and Series 65 designations and has worked at TIAA and TIAA-CREF since 2007, with a brief tenure at Advised Assets Group, LLC and GWFS Equities, Inc. from 2021 to 2022. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model with a variety of management options, including model and customized portfolios, and is notable for advising donor-advised funds within a vertically integrated structure.

Kevin Ward is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 credential and bringing 10 years of industry experience. His prior firms include Cetera Advisors LLC, SageView Advisory Group, and First Allied Advisory Services. Outside of his advisory role, he owns Nostalgia Stadium Cards LLC, a business that sells sports memorabilia and collectibles. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment management, financial planning, and retirement plan consulting, utilizing multiple program models and third-party platforms to tailor portfolios to client needs.

Zhicheng Rui is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding Series 65 and Series 63 licenses and bringing nine years of industry experience. His work history includes roles at Alpha II, LLC and Charter Communications, where he has been involved in network IP management and bookkeeping for an investment-related LLC. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary program options.

Aleksandr Segalchik is a financial advisor with Valic Financial Advisors, Inc., holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. He has served with Valic Financial Advisors since 2014. Outside of his advisory role, he works as a ski instructor and participates in a family-based home care program providing support to his mother-in-law. Valic Financial Advisors, Inc. primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm operates at scale with a strong emphasis on centralized technology and model-based solutions.

Warren Prentice is a Series 66-registered financial advisor with 11 years of industry experience. He is currently with PNC Wealth Management and previously held roles at Wells Fargo Clearing, Western Wealth Management, LPL Financial, and Edward Jones. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments to implement portfolios primarily with mutual funds and ETFs.

Michael Brennan is a financial advisor with Schwab Wealth Advisory, holding Series 65, 63, and 66 licenses and bringing 16 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a range of securities. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice supported by proprietary research tools and standard asset allocation models, with clients retaining final trading decisions.

Lisa Sveland is a financial advisor with Schwab Wealth Advisory, holding Series 65 and Series 63 licenses and four years of industry experience. Her prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and Nordstrom. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning, and investment recommendations across a range of securities. The firm operates within the Schwab ecosystem and uses standard asset allocation models and research tools, with final trading decisions made by clients.

Charles Heurtevin is a financial advisor with Empower Advisory Group and holds a Series 65 designation. He has one year of industry experience, including prior roles at PBMares Wealth Management LLC and Societe Generale Private Banking. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Nathan Nicholson is a financial advisor with Schwab Wealth Advisory and holds the Series 63 and Series 66 designations. He has 16 years of industry experience and has worked with Charles Schwab since 2009, including eight years at Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools without exercising discretionary trading authority.

Jeremy Windham is a financial advisor at Empower Advisory Group with two years of industry experience. He has held roles at Empower Financial Services, Inc. since 2024 and previously worked for ten years at OSM Shield, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage account holders. The firm’s integrated approach is linked to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing.

Matthew Foster is a financial advisor at Moneta Group Investment Advisors, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Innovest Portfolio Solutions and Charles Schwab & Co., Inc. Foster’s background also includes roles outside finance, such as work at Hacienda Colorado and Snooze. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, family office services, and concierge offerings. The firm uses a partner-led team approach with centralized investment oversight and an open-architecture selection process emphasizing asset allocation and manager due diligence.

Joshua Wostrel is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado. He holds Series 65 and Series 66 licenses and has 13 years of industry experience. Since 2014, he has been associated with Gwfs Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Samuel Choi is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Key Investment Services LLC, Fidelity Investments, Wells Fargo, and TIAA-CREF. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio solution available by invitation to employees. The firm employs algorithm-driven risk assessments and delegates portfolio implementation to third parties, focusing on mutual funds and ETFs with annual rebalancing.

James Robertson is a financial advisor with Schwab Wealth Advisory and holds the Series 63 and Series 66 licenses. He has nine years of industry experience, including roles at Charles Schwab & Co., Inc. since 2016 and Schwab Wealth Advisory Inc since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s standard asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

David Hughes is a financial advisor with Eagle Strategies (New York Life) based in Denver, Colorado. He holds Series 63 and Series 66 licenses and has 24 years of industry experience, including long-term tenure with New York Life and its affiliated entities. He serves as a board member of Colorado CollegeInvest, an advisory position related to investment activities. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm delivers tailored advice through various program types, emphasizing fiduciary responsibilities and managing a majority of its assets on a non-discretionary basis within an integrated New York Life structure.

James Mcdermott is a financial advisor at Empower Advisory Group with 24 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Empower Financial Services since 2014, joining Empower Advisory Group in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm operates through an integrated model linked to Empower’s recordkeeping and administrative platforms, delivering financial plans focused on long-term portfolio returns and offering optional managed account solutions.

Miles Matheson is a financial advisor at Mesirow Financial Investment Management, Inc. with eight years of industry experience. Prior to joining Mesirow in 2017, he worked for Northern Trust Hedge Fund Services from 2014 to 2017. He holds a Series 66 designation. Mesirow Financial Investment Management, Inc.’s Wealth Management division serves private individuals, pension and profit-sharing plans, government entities, charitable organizations, and institutional clients. The firm provides discretionary and non-discretionary investment management, financial planning, and access to both third-party managers and proprietary private investment products.