Theresa Chacopulos is a financial advisor at Morgan Stanley with 32 years of industry experience. She has been with Morgan Stanley since 2013 and also works with Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Mary Leonard is a financial advisor with Morgan Stanley in Holladay, Utah, holding Series 63, 65, and 66 credentials and bringing 30 years of industry experience. She has been with Morgan Stanley since 2010, including over a decade at Morgan Stanley Private Bank, National Association. Outside of her advisory role, Leonard is a partner in AL&RL Investments, a real estate venture based in Salt Lake City. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services through its extensive network of advisors.

Nanette Ignjatovic is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. She previously worked with Wells Fargo Clearing Services and is involved with Utah Divorce Financials, LLC, where she serves as a Certified Divorce Financial Analyst. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and modeling to support client goals.

David Russon is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds a Series 66 designation and has been associated with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, Russon is an independent insurance agent and owner of an investment management consulting business. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through multiple platforms and proprietary model strategies.

Luke Fryer is a financial advisor at Equitable Advisors with Series 65 and Series 63 licenses and two years of industry experience. He previously worked at Fidelity Investments and has a diverse background including roles in real estate, education, and nonprofit sectors. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Brooks Ringer is a Series 66-licensed advisor at OSAIC with one year of industry experience. Prior to joining OSAIC, he worked at Nike and Dicks Sporting Goods and has a background that includes high school and university education over ten years. Outside of finance, he is involved with Rocky Mountain Gunslingers QB Training. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm is notable for its large scale, complex affiliate network, and multi-advisor platform.

Kyle Day is a financial advisor with LPL Financial based in Salt Lake City, UT, holding a Series 66 designation and 17 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Investments before joining LPL Financial and Zions Bank in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management programs, utilizing model portfolios and third-party subadvisors, and supports its advisors with advanced operational and research tools.

Peter Kranenburg III is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sagepoint Financial, Inc. and Next Financial Group, Inc. Outside of his advisory role, he is involved in tax preparation and consulting through his businesses Kranenburg & Kranenburg, Inc. and Kranenburg Tax and Consulting Services Inc. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a variety of investment strategies and delivering services to individuals, retirement plans, charities, and corporate clients.

Jesse Lugenbeel is a CFP®-certified financial advisor with 10 years of industry experience, currently associated with LPL Financial. His prior experience includes positions at Cuso Financial Services, Todd Grabner, and Northwestern Mutual. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced technological tools.

Michael Bell is a financial advisor at Cetera with over 40 years of industry experience. He holds Series 63 and Series 65 credentials and has been involved with multiple firms including Bellwether Investments, BLG Investments, and Financial Network. Outside of advising, he is an owner of Financial Network, LLC, and participates in fixed insurance product brokerage. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individual and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and retirement services, managing over $256 billion in assets across more than 10,000 advisors.

Tomas Langholtz is a financial advisor with Morgan Stanley in South Jordan, UT, holding a Series 66 designation and two years of industry experience. His prior work includes roles at the State Bank of Southern Utah and fintech consulting under Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, incorporating market simulations without providing individual security recommendations as part of standalone plans.

Brian Urie is a CFP® professional with 28 years of industry experience, currently serving at LPL Financial. He has held positions at Mountain America Credit Union and several other financial firms since 2001. In addition to his advisory work, Urie is the author of a financial education book titled *7 LE$$ON$: you wish your parents taught you about money*. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by a large network of advisors and multiple platforms.

Olivia Hardester is a financial advisor at Wells Fargo Advisors with Series 66 registration and one year of industry experience. She has held multiple roles related to financial services and education, including positions at Brigham Young University, Solidarity Wealth Management, and Sepio Capital. Outside of her advisory work, she has been involved with youth sports organizations and entrepreneurial activities such as Laced Hair. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to meet various client needs, supported by Wells Fargo’s research and planning tools.

Tyler Johnson is a financial advisor with Edward Jones in Sandy, Utah, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.

Matthew Rash is a financial advisor with Morgan Stanley Wealth Management in Sandy, Utah, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. Prior to joining Morgan Stanley, he worked extensively at E*TRADE Securities and E*TRADE Capital Management. Outside of his advisory role, Rash is a partner in Exchange Royale, a business focused on sports cards and collectibles. Morgan Stanley Wealth Management is a large SEC-registered advisory and broker-dealer firm serving both individual and institutional clients with comprehensive financial planning and investment services. The firm employs structured planning tools and offers a range of advisory programs, managing approximately $2.74 trillion in client assets.

Trevor Hanson is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Zions Bank and LPL Financial. Outside of his advisory role, he is involved as president of ApexFlow Wealth Management LLC, focusing on branding and marketing. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored planning and consulting using analytical tools and supports clients through advisory programs and institutional consulting.

Brandon Preece is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company, Hornor Townsend & Kent Inc, MML Investors Services, and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in multiple insurance brokerage ventures and co-owns an online retail business specializing in women's fashion. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and managed portfolio programs, supported by a large network of investment adviser representatives and advanced research and operational tools.

Roland Miles is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and 19 years of industry experience. He previously worked for E*TRADE Capital Management LLC and E*Trade Securities LLC for 14 years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and proprietary tools, with a focus on advisory services rather than individual security recommendations.

Jared Maciel is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 65 and Series 63 licenses. His background includes roles at Capstone Logistics, Northwestern Mutual, and several educational institutions, as well as managing a landscaping business. Morgan Stanley Wealth Management serves individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Brooke Paz is a financial advisor with OSAIC in Salt Lake City, UT, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Woodbury Financial Services, LPL Financial, and Schulz Financial Group. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm utilizes a model-based asset allocation process and supports a variety of portfolio management strategies delivered across affiliated broker-dealer and RIA relationships.