Bret Yeargin is a financial advisor with Wells Fargo Advisors in Salt Lake City, UT, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Wells Fargo Advisors since 2012. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services that include cash-flow, retirement, education, risk, and wealth-transfer planning. The firm employs Wells Fargo research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with implementation options through brokerage or advisory programs.

Michael Maddocks is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise since 2003 and currently coaches youth tennis in Sandy, Utah. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Robb Farr is a Series 66-credentialed financial advisor with 26 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. in Salt Lake City, Utah. He previously worked for Wells Fargo Advisors Financial Network LLC for nine years. Farr co-manages office operations and payroll for his practice through a partnership entity with an associate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal finance work and specialized employer advisory programs.

Grace Jones is a CFP® credentialed financial advisor with three years of industry experience, currently affiliated with Cetera. Her prior work includes roles at Thrivent Investment Management Inc and US Bank. She serves as Vice President of Finance for the Pi Beta Phi Salt Lake City Alumni Club and is Treasurer for the Utah chapter of the Women’s Energy Network. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, various program structures, and access to third-party money managers.

Lucas Ruiz is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He previously worked at E*TRADE Securities LLC and E*TRADE Capital Management LLC before joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Tyson Hortin is a Series 66-licensed financial advisor with Morgan Stanley, where he has worked since 2017, accumulating seven years of industry experience. His prior roles include a brief tenure at Fidelity Brokerage Services and diverse positions outside finance, including work at Cafe Rio and Utah Mortgage Loan Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques to support client goals.

David Wagstaff is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 39 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he is involved in tax preparation and serves as a third-party administrator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by in-house and third-party research.

Cindy Raap is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she owns and operates a Mary Kay retail and online business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Gary Teran is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and over 43 years of industry experience. He has been with First Western Advisors, including its affiliation with Raymond James, since 1984. Outside of his advisory role, he is involved as a bookkeeper for C Riley Bookkeeping LLC. Raymond James Financial Services Advisors, Inc. serves a wide range of clients including individuals, high-net-worth individuals, institutional clients, and charitable organizations. The firm offers tailored financial planning and investment consulting using analytical tools to model potential outcomes and supports various advisory programs and institutional portfolio management.

Chris Pina serves as a Senior Resident Director and Wealth Management Advisor at Merrill, where he assists families and individuals in making informed financial decisions. He began his financial services career in 2000, starting in Indian Wells, California, and later worked in Salt Lake City, Utah, focusing on credit and liquidity needs for individuals and business owners. Currently, he operates out of the Cottonwood office, helping business owners enhance the financial outcomes of their enterprises. Chris holds a Bachelor of Science degree in Finance from Brigham Young University and maintains several professional certifications, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is affiliated with the Bradley Center and is involved in church and civic causes. Outside of his professional role, Chris enjoys boating, camping, golfing, hiking, skiing, spending time with his family, and watching movies. He and his wife, Melanie, reside in South Jordan, Utah, with their six children.

Kyle Fitzgerald is a financial advisor with LPL Financial in Salt Lake City, UT, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior experience includes roles at CUSO Financial Services and FIDELITY Brokerage Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing discretionary and non-discretionary management supported by model portfolios and research.

John Clower is a CFA® charterholder with five years of industry experience. He is currently affiliated with Raymond James & Associates and has prior experience at Wells Fargo Advisors, LLC and Wells Fargo bank. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Scott Mathewson is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 36 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and The Leaders Group Inc. Outside of his advisory work, he is involved with Elevare LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and various investment strategies.

Wei Lun Hsu is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*Trade Securities LLC. Outside of his advisory role, he is an officer of D2D2 LLC, a company involved in real estate activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning supported by firm-approved tools and a structured discovery process.

Braxton Barker is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch, Morgan Stanley, and Merrill Lynch. He is based in Draper, UT. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence, while applying an ESG eligibility framework in its recommendations.

David Reichert is a financial advisor with LPL Financial in Murray, Utah, holding a CFP® designation and Series 63 and 65 licenses. He has 16 years of industry experience, including previous roles at Waddell & Reed and The Regent. Outside of his advisory work, Reichert maintains business interests in accounting, tax preparation, and hunting land ownership. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and portfolio management services supported by proprietary and third-party research.

Rune Westerlind is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2010. Westerlind is based in Riverton, UT. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research and quantitative analysis to construct model portfolios. The firm is noted for its use of algorithmic methods and AI in portfolio construction, as well as its advisory role to multiple registered investment companies.

Sophia Lopez is a financial advisor with Morgan Stanley in South Jordan, UT. She holds a Series 66 designation and has experience beginning in 2023, including roles at Mirador Inc. and iCapital Inc. Prior to her advisory career, she worked in various industries, including engineering education at Penn State College of Engineering and consumer products at Skullcandy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Dave Perez is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at Goldman Sachs, Target, Check City, and Utah Valley University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models to support its services.

Jennifer Sturgis is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm employs structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.