Evan Soso is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior work includes positions at TD Ameritrade and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized custody and operational services.

Christine Villacis is a Series 66-registered financial advisor at Merrill with four years of industry experience. She has worked at Bank of America since 2022 and has been with Merrill since 2005. Outside of her advisory role, she operates a sole proprietorship related to raising backyard chickens as a hobby with her son. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesse Jimenez is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities since 2014. Outside of finance, he previously owned and operated Oasis Bubble Tea LLC for nine years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Troy Riley is a financial advisor with Charles Schwab based in Phoenix, Arizona. He holds the Series 66 designation and has 10 years of industry experience, including prior roles at Merrill and Bank of America. He has been with Charles Schwab since 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

William Sobers is a financial advisor with UBS Financial Services in Phoenix, AZ, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2013. Sobers serves on the board of directors and is the Program Committee Chair for the Healthcare Financial Management Association, a national trade organization. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory services, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management to offer a broad range of investment and capital markets services.

Dylan Monger is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Yelp, ZipRecruiter, Harkins Theatres, and Hibu. Outside of his advisory role, he works as a delivery driver for DoorDash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment program.

Jason Covington is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 66 licenses, with 25 years of industry experience. He has worked at Cetera since 2023 and was previously with Schwab Private Client Investment Advisory, Inc. for 10 years. He is the owner of Covington Wealth Strategies LLC, a business affiliated with Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers and various program structures.

Jason Peterson is a financial advisor at Edward Jones with 12 years of industry experience. He has held his position at Edward Jones since 2013. Outside of his advisory role, he owns two consulting businesses focused on business development and energy optimization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Charles McGrath Jr. is a CFP®-certified advisor with 30 years of industry experience currently affiliated with LPL Financial. His prior roles include positions at Lincoln Financial Advisors, Avantax Advisory Services, and a 22-year tenure at 1st Global Advisors. In addition to his advisory work, he is a practicing CPA, teaches virtual tax software classes, and serves as a soccer referee. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, supported by model portfolios, third-party research, and technology-driven solutions.

George Denham is a financial advisor at Edelman Financial Engines with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including OneAmerica Securities, American United Life, Pembroke Financial Services, and Bordier & Cie (UK). Edelman Financial Engines provides technology-enabled investment advisory and financial planning services for individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and fiduciary oversight under ERISA and DOL guidelines.

Julia Kemmer is a CFP® professional with four years of industry experience, currently advising clients at Charles Schwab in Phoenix, AZ. Prior to joining Schwab in 2021, she worked in various roles including positions at Discount Tire Company and Tempe Chrysler Jeep Dodge. Outside of financial advising, she serves on the board of the Lofts at Arcadia Homeowners Association and leads a personal hobbyist software development business focused on mobile applications unrelated to finance. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary portfolio management along with integrated brokerage, custody, and advisory services.

Vincent Fitzpatrick is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. He previously worked at Scottrade for five years and has a brief period listed as seeking employment in 2018. Outside of his advisory role, Vincent works as a golf course ranger at Granite Falls Golf Course in Surprise, AZ on weekends. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of financial advisors and branch offices, offering a range of advisory services under a fiduciary standard.

Bailey Davis is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has worked at multiple firms within the financial services sector, including Renaissance Financial and Securian Financial Services. Davis also operates Renaissance Financial, where he offers securities, insurance, and advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a large national network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using a multi-manager platform with various program options and custodial arrangements.

Jonathan Schneringer is a financial advisor at Edelman Financial Engines with five years of industry experience and a Series 65 credential. He has been with Edelman Financial Engines since 2021. Outside of advising, he works as a real estate agent and is also a delivery driver for Doordash. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management with a focus on diversified portfolios, periodic rebalancing, and long-term investment orientation.

George Yanez is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His career includes tenures at various Schwab entities and Unionbanc Investment Services LLC. Outside of finance, he worked as a freelance musician for nearly two decades. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and a structured approach to alternative investments.

Maurice Moore is a financial advisor at Morgan Stanley in Phoenix, AZ, holding a Series 66 designation with six years at Morgan Stanley and a total of five years in the industry. His prior experience includes roles at Wells Fargo Clearing Services and Wells Fargo Bank. Outside of his advisory work, he serves as a track and field coach at Desert Edge High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and firm-approved tools.

Alexander Hennessey is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2018. Prior to that, he was associated with the United Association of Mobile Contract Cleaners from 2016 to 2018. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory, managed accounts, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Michael Ulrich is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in working with high net worth retirees, corporate executives, business owners, and philanthropists to develop personalized financial strategies. Using the Total Merrill platform, he aims to help clients pursue their long-term financial goals through customized wealth management approaches. Michael has been in the wealth management industry since 1999 and joined Merrill Lynch in 2005. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He holds professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He graduated with a bachelor's degree from Northern Arizona University and completed an accredited certificate program at Ottawa University. Michael is involved with several community organizations such as Der Valley Unified School District #97, Dysart Education Foundation, St. Judes Children Hospital, and Stars FC USL2 Soccer. His personal interests include golfing, photography, soccer, swimming, and spending time with his family.

Christopher Yee is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by centralized operational and supervisory infrastructure.

Michael East is a financial advisor with Robert W. Baird & Co. in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Moors & Cabot, Inc. and Wells Fargo Investments, LLC. Outside of advising, he is involved as an LLC member of Dirtbag's Bar and owns East Private Equity LLC. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.