Mark Maloney is a CFP® professional with 38 years of experience in the financial industry. He is currently with LPL Financial and previously worked for 14 years at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes model portfolios and research from multiple sources.

Hadley Nielson is a CFP® and holds a Series 66 license, with six years of industry experience. He is currently affiliated with OSAIC and Legacy Financial Group, and previously worked at Sagepoint Financial, Inc. Outside of financial advising, he has experience in catering through The Shady Kitchen and other entrepreneurial ventures. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services across multiple platforms. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management, with access to third-party money managers and various investment options.

Joseph Latino is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with various Cetera entities since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and a multi-manager platform.

Shane Schwarz is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA and JPMorgan Securities LLC since 2024. His prior experience includes roles at the Municipal Employees' Retirement System of Michigan and Palm Tree Capital. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Daniel Bergmann is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. He has worked at J.P. Morgan Chase Bank and Wells Fargo Clearing Services and spent seven years at BCBG Max Azria LLC before joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations, delivering non-discretionary advisory programs supported by an in-house manager solutions team and centralized due diligence.

Alan Wozniak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jessica Sands is a financial advisor with Merrill in Redondo Beach, CA, holding a Series 66 designation and six years of industry experience. Her career includes roles at Bank of America and Ankura Consulting Group, as well as positions in academic resource centers at California Polytechnic University, Pomona and El Camino College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sheryl O'Donnell is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its Private Bank since 2009 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market models.

Kevin Yamamoto is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and has worked at several firms including Peak Capital Management LLC and Waddell & Reed, Inc. prior to joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Holly Hancock is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and 12 years of industry experience. She has worked with Cetera Wealth Services, LLC since 2016 and continues with Cetera as of 2023. Outside of her advisory role, she is also an agent specializing in fixed insurance, including life and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Christopher Fisher is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 designation and has worked at Merrill, Bank of America, and JPMorgan Chase Bank. Prior to his financial services career, he was employed at Dr Eye Phone and the University of California, Davis. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Christina Quezada is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 credentials. Her prior experience includes roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA, as well as seven years at Lowe's Home Centers. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and model portfolio platforms.

Justin Smith is a Series 66-licensed financial advisor with nine years of industry experience, currently with Morgan Stanley in El Segundo, CA. His career includes roles at Morgan Stanley Private Bank and Global Financial Advisors, as well as an early position at Brigham Young University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to assist clients in their financial decision-making.

Brent Rite is a Financial Consultant currently working at Fidelity Investments since 2022. He has over a decade of experience in the financial services industry, having held positions such as Financial Consultant at E*Trade from Morgan Stanley between 2018 and 2022, Senior Financial Consultant at TD Ameritrade from 2017 to 2018, Associate Financial Consultant at Charles Schwab & Co. from 2014 to 2017, and High Net Worth Specialist in Active Trader Services at Charles Schwab & Co. from 2011 to 2014. Brent is licensed with the California Insurance License and focuses on understanding his clients' life priorities and financial goals. He emphasizes building financial plans tailored to what his clients value most, aiming to put their interests first.

Brian Marshall is a financial advisor with Morgan Stanley in Torrance, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of advisory work, he is involved in property management as a co-owner and sole proprietor of several real estate holdings in Goleta, California. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process utilizing firm-approved tools and investment models and provides a wide range of advisory programs and services.

Adam Lorimer is a financial advisor at Morgan Stanley in Santa Monica, CA, with five years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at The Vanguard Group and in university campus recreation roles. Outside of his advisory work, he is involved in property management through KMK Management. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and delivers services including estate planning and diverse investment strategies.

Justin Fleming is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC. Fleming operates a retail financial advisory business in Redondo Beach, CA. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with the client’s advisor. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Alexander Najera is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior work experience with firms including Morgan Stanley, Lyft Inc., and Uber Technologies. Outside of his advisory role, he has been involved in private security work. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sebastian Jones is a financial advisor at Thrivent Investment Management with Series 63 and Series 65 credentials. He has one year of industry experience, having previously worked at First Command Brokerage Services and First Command Advisory Services. Before entering the financial sector, he spent nine years with the Los Angeles Police Department. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across a broad range of topics and allows clients to combine planning with managed-account programs under a consolidated billing option called WealthPlan.

Jean Ruimy is a financial advisor with Ameriprise in Redondo Beach, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he owns Abundant Mama, Inc. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.