Peter Zierhut is a financial advisor at Integrated Wealth Concepts LLC with over 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with firms including LPL Financial and Level Four Advisory Services. Zierhut is also involved in multiple non-variable insurance ventures and operates a family office. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios and a combination of internally managed and third-party strategies.

Brett Panziera is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. He has been with EP Wealth Advisors since 2017 and previously worked at MetLife Securities Inc. from 2013 to 2017. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients. The firm constructs customized model portfolios using a range of analytical approaches and provides ongoing monitoring, including ERISA plan services and third-party manager recommendations.

Shari Reiches is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 65 designations and 26 years of industry experience. She previously spent 20 years at Rappaport Reiches Capital Management, LLC. Outside of her advisory role, Reiches serves as Co-Chair of the Finance and Budget Committee for the City of Evanston, Illinois, and is Secretary to the Board of Directors of the Jewish United Fund of Metropolitan Chicago. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm utilizes customized model portfolios and a mix of analytical approaches, including fundamental, technical, and cyclical analysis, and provides access to third-party managers and ERISA plan services.

Benjamin Richter is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds the CFP® designation and Series 65 license. Prior to joining EP Wealth Advisors, he worked at Rappaport Reiches Capital Management and held multiple roles at PepsiCo. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, and employs a combination of fundamental, technical, and cyclical analysis alongside alternative investment recommendations and third-party manager oversight.

Pedro Garcia is a Series 65 credentialed advisor at NewEdge Advisors with one year of industry experience. Prior to joining NewEdge Advisors, he held roles at PacificView Wealth Management and various positions in the automotive and racing industries, including Porsche Experience Center LA and Kinetix Racing. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a broad range of portfolio management, financial planning, and consulting services through a network of independent advisers, utilizing multiple program structures and centralized due diligence to support client needs.

Mark Rich is a CFP® professional with 10 years of industry experience. He has worked at EP Wealth Advisors since 2024 and previously spent nine years at Gather Financial Planning, Inc. He also serves as a Senior Consultant at Towers Watson & Co., a risk management and human resource consulting firm. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document support for clients meeting certain asset thresholds.

John Pham is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has previously been involved in business activities including Destiny Builders Enterprises and Global Merchant Innovations. Outside of advising, Pham serves as president of Destiny Builders Enterprises and has experience managing a rental property. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services with various model portfolios and third-party money manager access, operating uniquely as both an RIA and broker-dealer.

Andrew Corral is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Newport Beach, CA. He has four years of industry experience, including prior work at Reed Electric and Field Services. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm integrates its advisory services within the broader Goldman Sachs ecosystem, utilizing strategic allocation models, tax-aware techniques, and access to alternative investments.

Jay Thompson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. His professional background includes roles in tax preparation, small business consulting, and commercial property management. He has been involved with the CSU Bakersfield Small Business Development Center as a business consultant and operates Golden Empire Services, a small business consulting firm. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing a large advisor network and multiple program platforms. The firm’s advisory approach primarily uses model portfolios and third-party managers, serving individual investors, employer-sponsored plans, trusts, and charitable organizations.

Sylvia Ahn is a financial advisor at Principal Financial Services with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including MassMutual and Minnesota Life Insurance. In addition to her advisory role, she is involved in the sale of life, disability, annuities, health, and Medicare-related insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis by external managers.

Tanya Torres is a CFP®-credentialed financial advisor with seven years of industry experience. She currently works at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc., having previously held roles at Merrill, Guardian Life Insurance Company, Park Avenue Securities, and Mass Mutual Investors Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, serving clients enrolled in the Schwab Wealth Advisory program through annual financial reviews and investment recommendations based on Schwab's asset allocation models and research tools.

Ross Allen is a CFP® with 10 years of experience in the financial services industry. He is currently with EP Wealth Advisors and previously worked at firms including LPL Financial and Commonwealth Financial Network. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.

Stephen Pinckney is a financial advisor at Goldman Sachs Wealth Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Goldman Sachs since 2021, following 14 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including individual, high-net-worth, corporate, charitable, and institutional clients. The firm uses centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support, and operates within a large integrated financial group with various affiliated entities.

Rhea Ravindran is a CFP® and Series 65 licensed financial advisor at EP Wealth Advisors with eight years of industry experience. Prior to joining EP Wealth Advisors in 2025, she spent eight years at Rappaport Reiches Capital Management and has been self-employed since 2014. Outside of her advisory roles, Ravindran has worked at Weight Watchers since 2015. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized portfolios and a mix of fundamental, technical, and cyclical analysis.

Henry Balanza Sr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and has a background that includes leadership roles in several business ventures, notably operating CHJ Enterprises, LLC dba Serenity Home, which provides care and supervision for developmentally disabled children. He also serves as president and administrator for Balanza Homes, offering health services for developmentally disabled adults. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers within a large advisor network and offers multiple program platforms such as Transamerica ONE and TFA365.

Nora Okamoto is a financial advisor with Bankers Life Advisory Services, Inc. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc., as well as experience outside finance managing Bagel Cafe Inc. in California. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis methods to create tailored portfolios aligned with clients’ goals and risk tolerances.

Rick Bryan is a CFP® professional with 19 years of industry experience. He has worked at EP Wealth Advisors since 2019 and previously spent 13 years at Conlon & Dart LLC. His current practice is based in Torrance, CA. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients. Their investment approach includes customized model portfolios with ongoing monitoring and rebalancing, incorporating fundamental, technical, and cyclical analysis alongside options, alternative investments, and private fund recommendations.

Kaiwen Liu is a financial advisor at MAI Capital Management, LLC with six years of industry experience. He holds the CFP® designation and the Series 66 license. His previous roles include positions at Whittier Trust Company, Goldman Sachs & Co. LLC, and The Ayco Company, L.P./Mercer Allied. MAI Capital Management provides investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm offers customized portfolio management strategies across various asset classes and integrates financial planning and tax services in many client relationships.

Allison Chema is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and five years of industry experience. She has been with Ayco, a Goldman Sachs Company, since 2019. Her prior roles include positions related to education and student housing. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and integrated strategies, offering tailored solutions such as Executive Wealth and Private Family Office support.

Eduardo Ramirez is a CFP® with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. He previously worked at Mariner Wealth Advisors for eight years before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser that serves individuals—including high-net-worth clients—corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized model portfolios and a range of investment strategies.