Robert Baraga is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative-investment onboarding process.

Christopher Consolo is a CFP® with eight years of industry experience, currently serving as a financial advisor at Ameriprise in Glendora, CA. He has been with Ameriprise and its affiliated entities since 2016. Outside of his advisory role, he is a co-owner of JM Frederich Group, Inc., where he manages an Ameriprise business, and he has provided funding for a retail venture involving sports jerseys. Ameriprise is a large institutional firm offering a retirement-income planning service targeting clients with substantial investable assets. Its approach includes tailored, non-discretionary recommendations supported by algorithmic tools and comprehensive planning strategies, delivered through a centralized retirement-income consulting team in collaboration with client advisors.

Syed Ali is a financial advisor at Merrill with one year of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing, Standard Chartered Bank, and HBL Asset Management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dana Go is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. Prior to joining LPL in 2022, Dana worked at firms including Securities America and Invest Financial Corporation. Dana operates under SoCal Wealth Management as a DBA for the LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Jennifer Schroer is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and 4 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she is also a children’s book author, receiving royalties for her published work. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Owen Malcolm is a financial advisor at Merrill with a Series 66 designation and experience in the industry since 2022. He previously worked at TD Direct Investing from 2015 to 2024. Based in Los Angeles, CA, he has two years of tenure with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Andraos is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He has been with LPL Financial since 2015. Outside his advisory role, he serves as CEO and general agent of Southwestern Financial Network and Insurance Services, an insurance agency offering auto, workers compensation, business liability insurance, fixed annuities, and life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions and operates extensive advisory and non-advisory services through a large network of investment adviser representatives.

Jaime Trujillo Garcia is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022, following a 12-year tenure at Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wendy Behner is a CFP®-designated financial advisor with Wells Fargo Advisors, bringing 36 years of industry experience. She has held roles at Wells Fargo Clearing and Wells Fargo Investments, LLC prior to her current position. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing a broad range of planning options tailored to clients who meet certain net-worth criteria. The firm combines proprietary research and planning tools with multiple financial product options and referral channels.

Edward Hawrylo is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Bank of America and Merrill for the past 15 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Lee is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked as a self-employed advisor for seven years. He is based in Pasadena, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Leticia Miramontes is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Morgan Stanley, including two separate tenures at Merrill totaling 12 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lily Cai is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm uses structured planning tools and market models to develop client plans and offers various investment and trading activities alongside its advisory services.

Brian Matz is a financial advisor at Equitable Advisors with 31 years of industry experience. His prior roles include positions at LPL Financial, Wedbush Securities, U.S. Bancorp Investments, and Citigroup Global Markets. He is the owner of Matz Wealth Management, Inc., an outside business, and serves as a trustee for a personal trust. Equitable Advisors serves individuals, pension plans, corporations, and institutional clients with financial planning, retirement consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives and offers a variety of advisory models, including third-party and proprietary solutions tailored to client risk tolerance and needs.

Nalendra Perera is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with J.P. Morgan Securities since 2012 and previously worked at Chase Investment Services Corp. from 2010 to 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates ESG criteria in its recommendations.

Roland Cruz is a Wealth Management Planning Consultant with Fidelity Private Wealth Management. In this role, he works with affluent clients and their families to develop multi-generational strategies, focusing on comprehensive wealth planning that emphasizes growth, preservation, and the transfer of wealth. Roland's experience includes positions at Fidelity Investments such as Planning Consultant (2024-2026), Relationship Manager (2022-2024), and Financial Representative (2021-2022). Prior to this, he worked in Treasury Management Operations at City National Bank from 2016 to 2019. He holds a California Insurance License. Outside of his professional work, Roland has interests in baseball, fitness, food, football, golf, and traveling.

Charmaine Chow is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2015. Her prior experience includes roles at Merrill, U.S. Bancorp Advisors, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, with implementation support from affiliated entities.

Ben Johnson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment implementation is model-driven, offering access to third-party asset managers and a variety of financial planning and consulting services.

Mahsa Nobakht Fard is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2004. She holds Series 63 and Series 65 designations. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Lindy Bell is a financial advisor with LPL Enterprise LLC, holding Series 65 and Series 63 licenses and 10 years of industry experience. Her prior roles include work with Net Law and Transamerica Financial Advisors, and she has been active with the National Association of Social Security Analysts and the Association of Certified College Fund Specialists for over five years. She serves as a nonprofit board member for Grace Lion Clug. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and corporate and charitable entities through a network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a wrap program, while also facilitating insurance product sales through affiliated entities.