Deborah Quinn is a financial advisor with UBS Financial Services in Reseda, CA, holding a Series 63 designation and bringing 30 years of industry experience. She has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to deliver tailored financial planning and portfolio management.

Luke Quanbeck is a financial advisor at J.P. Morgan Securities with Series 66 credentials and approximately one year of industry experience. His prior roles include positions at LPL Financial LLC and Pettinelli Financial Partners. Outside of finance, he has been involved with the Associated Students of Madison Food Recovery Network. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Peter Rosa is a financial advisor at Morgan Stanley with 35 years of industry experience. He has held positions at Morgan Stanley since 2019 and previously worked at UBS Financial Services from 2006 to 2019. He holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Roxana Magnani is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2007. She is part of a multi-generational wealth management team based in the Greater Los Angeles area, focusing on helping clients and their families achieve their financial goals through tailored financial and wealth management strategies. Her expertise includes college education planning, legacy planning, philanthropic planning, portfolio management services, women and wealth, and retirement income. Roxana holds a Bachelor's degree in Business Administration from California State University Northridge and holds the Personal Investment Advisor (PIA) designation. She is fluent in English, Spanish, and Portuguese. A lifelong resident of the Northridge area, Roxana enjoys hiking, music, swimming, traveling, and spending time with her family. She and her husband, Tome, travel and enjoy outdoor activities with their two sons.

Danielle Barrios is a CFP®-credentialed financial advisor with 17 years of industry experience, currently with Morgan Stanley in Beverly Hills, CA. Her prior roles include positions at J.P. Morgan Securities and UBS Financial Services. Outside of her advisory work, she is involved with the Corita Art Center as an advisory board member and finance committee participant, and also operates an online retail business on Poshmark. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through a combination of individual and corporate financial planning agreements.

David Lopez is an International Wealth Advisor with Merrill Lynch Wealth Management. Prior to joining Merrill Lynch in 2021, he was a partner at BeachFleischman PC, one of Arizona’s largest accounting firms, where he led the firm’s international tax practice and developed its cross-border business and consulting services over more than 20 years. Before that, he worked at Ernst & Young LLP. At Merrill Lynch, David collaborates with a team of financial advisors to provide comprehensive, multi-faceted wealth management services tailored to high net worth and ultra-high net worth families, coordinating closely with clients’ attorneys, accountants, and other advisors in a family office style approach. David holds a Bachelor’s degree from the University of Arizona and is a Certified Public Accountant (CPA) and Personal Investment Advisor (PIA). While he has a background in tax, he does not provide tax or legal advice in his current role. His client focus areas include education planning, family wealth management strategies, liquidity management, retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional work, David has served in leadership positions with various community organizations, including Ronald McDonald House of Southern Arizona, Carondelet Foundation, Salpointe Foundation, Kino Border Initiative, Tucson Metro Chamber of Commerce, and Nexus Executives. He continues to serve as a member of Nexus Executives and remains involved with the Kino Border Initiative. Outside of work, David enjoys basketball, biking, skiing, tennis, traveling, and spending time with his family.

Humberto Jimenez is a financial advisor at LPL Financial with 16 years of industry experience and holds a Series 66 designation. Prior to joining LPL Financial, he worked at Ameriprise, CUSO Financial Services, California Credit Union, and Wescom Financial Services. He is also involved with Logix Federal Credit Union in a financial institution capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Allison Brill is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds a Series 66 designation and has been associated with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2009 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and a broad range of advisory programs.

Kathryn Carter is a CFP® with 42 years of experience in the financial industry. She has worked at LPL Financial since 2020 and previously spent 11 years at Sagepoint Financial, Inc. In addition to her advisory role, she operates an insurance agency selling personal and commercial insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network, offering financial planning, advisory programs, and retirement plan consulting with discretionary and non-discretionary management across various investment strategies.

Audra Reed is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 21 years of industry experience. She worked at Merrill for 10 years before joining Wells Fargo Clearing in 2019. Outside of her advisory role, she serves as president of the Royal High School Girls Lacrosse Booster Club in Simi Valley, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Caitlin Bloom is a financial advisor at Morgan Stanley in Sherman Oaks, CA, holding Series 63 and Series 65 licenses with three years of industry experience. Her prior roles include positions at Nomi Health, Mitchell D. Becker MD, and UCLA Anderson School of Management. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

John Aylward is a financial advisor at Merrill in Los Angeles, CA, with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Bank of America, N.A. and Merrill for the past 10 years. Outside of his advisory role, he manages a family real estate investment entity, Aylward Family Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Yusuf Bhaimeah is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has a background spanning over two decades at JPMorgan Chase Bank, N.A. prior to joining his current firm. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Cian Ward is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2023, Ward worked at First Republic Investment Management, Strategic Index Money Management, and Wallender & Associates. His background also includes roles outside finance, including positions at Chipotle Mexican Grill and Jamba Juice. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to assist clients in modeling financial outcomes.

Thomas Kreuzer is a financial advisor with Raymond James & Associates in Beverly Hills, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has previously worked at Morgan Stanley in multiple roles from 2009 to 2025. Outside of advising, Kreuzer is a 50% owner of The Great Wall Patch, a business he currently oversees and plans to cease operations within the year. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and municipalities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by extensive research and multiple portfolio management styles.

Diana Salinas Reyes is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior experience includes roles at JPMorgan Chase, Citi Bank, and Wells Fargo. Outside of finance, she is involved with Escape Pilates Studio as a student teacher. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Joshua Freedman is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked with Bespoken Advisors, Inc. and has held various roles in the beverage industry, including positions at Casa Azul Spirits, Mezcal Amaras, and St. George Spirits. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts, and operates under a fiduciary standard.

Andy Chen is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and modeling techniques.

Mike Gleason is a financial advisor with Wells Fargo Clearing in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he co-owns ELITE AURORA LLC, a business involved in managing rental property. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Kristen Keckeisen is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. She has worked at Cetera since 2025 and is also involved with Barca & Barca Financial Network, providing administrative support. Outside of financial services, she works as a procurement consultant for Toyota Motor North America. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, discretionary and non-discretionary services, and access to third-party money managers.