Rebecca Kamiura is a financial advisor at Fidelity with five years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. She holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and has registered roles with the CFTC and multiple fund advisory responsibilities.

Peter Bell Jr. is a CFP® certificant with 33 years of experience in financial advising, currently with Cambridge Investment Research Advisors. His prior roles include positions at Cetera and LPL Financial. He also serves as an agent at The Katz Nassau Agency, Inc., a business focused on insurance, benefits, and human resources. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals, utilizing a variety of portfolio management approaches and platform arrangements.

Lorenzo Lucas is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Pyramid3 Enterprises LLC, Union Bank, and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Ricci is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 11 years before joining LPL Financial in 2019. Ricci is also licensed as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Clare Truong is a financial advisor with Thrivent Investment Management based in San Diego, CA. She holds a Series 66 designation and has 12 years of industry experience. Clare has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Kathryn Sanchez is a financial advisor with LPL Enterprise in La Jolla, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has previously worked with Prudential Insurance Company of America and Pruco Securities, LLC, and she is involved with the California Health Benefit Exchange. Outside of her advisory role, Sanchez is a partner in La Jolla Integrated Financial Solutions & Insurance Services, a DBA offering life insurance and investment solutions. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, and access to model portfolios and third-party asset management, combining these with brokerage and insurance product offerings through an integrated platform.

James Farley is a Series 66 licensed financial advisor with 20 years of industry experience. He has worked at Cetera since 2014 and was previously with Legend Equities Corporation from 2015 to 2019. He is currently based in San Diego, CA. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Braydon Hamilton is a Certified Financial Planner® with 31 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2008. He holds Series 63 and Series 65 licenses and is based in La Jolla, CA. Outside of his advisory role, Hamilton serves on the board of directors as treasurer for the Juvenile Diabetes Research Foundation and is a partner in a private equity investment firm. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management services.

Kylie Cusick is a CFP® and holds a Series 66 license, with eight years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously was employed at Banco Falabella from 2015 to 2017. Outside of her advisory role, she serves as a board administrator for the Fresh Start Surgical Gift Foundation in Carlsbad, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mykala Rubey is a financial advisor with LPL Financial in San Diego, CA, holding the ChFC® and Series 66 designations. She has three years of industry experience and previously worked at ExamWorks, LLC, and Maurices. Outside of her advisory role, she is a volleyball coach for several school districts in the San Diego area and is involved in firearms training through Poseidon Security. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse financial planning and advisory programs, leveraging multiple investment strategies and technologies through a national network of investment adviser representatives.

Cynthia Ruvalcaba is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analysis from its Global Investment Committee.

Rafael Gutierrez Balderrabano is a financial advisor at Morgan Stanley with 16 years of industry experience. He has been with Morgan Stanley since 2016 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations to support its services.

Jay Mahajan is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His career has been primarily with Wells Fargo-related entities since 2011. Outside of his advisory role, he serves as Chair of the Endowment Committee at Catlin Gabel School, participating in investment oversight and collaboration with school administration on investment policy and portfolio management. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu, including specialized services such as business-owner transition and special-needs planning, supported by Wells Fargo research and planning tools.

Michael Rundlett is a CFP® professional with 34 years of experience in the financial services industry. He has been with LPL Financial in El Cajon, CA for 33 years and holds the Series 63 designation. Outside of his advisory role, he is involved in small business consulting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, supported by both discretionary and non-discretionary management and access to various model portfolios and research.

Bryan Rohr is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1997 and joined Merrill Lynch in 2006. Bryan specializes in client focus areas including Divorce Transition Planning, Education Planning, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. He holds a Bachelor of Science in Finance from Linfield College and completed the Personal Financial Planning program at San Diego State University. Bryan holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Chartered Retirement Planning Counselor (CRPC) credential, the Certified Plan Fiduciary Advisor (CPFA) designation, the Personal Investment Advisor (PIA) credential, and the Retirement Accredited Financial Advisor (RAFA) designation. Bryan lives in La Costa with his wife Jennifer and their three children. He is involved in his community, serving on the Board of Advisors for the Magdalena Ecke Family YMCA since 2017 and volunteering with the Encinitas National Little League as a coach from 2014 to 2018. His family participates in school, community, and church activities, and they enjoy travel, golf, and following college and professional sports teams.

Victor Guzman Lopez is a financial advisor with UBS Financial Services, holding a Series 66 designation and three years of industry experience. He previously worked at Citi Banamex for a total of ten years before joining UBS in 2023. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a variety of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and multiple capital markets operations.

Christina Gustin is a financial advisor with UBS Financial Services in San Diego, holding a Series 66 designation and 19 years of industry experience. She has been with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of products and proprietary research to tailor client strategies.

Judith Seaver is a financial advisor at UBS Financial Services with 38 years of industry experience. She has been with UBS since 1987 and holds a Series 63 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to client goals.

Brian Sexton is a financial advisor with Merrill based in La Jolla, California. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. His career includes over three decades with Merrill and 17 years with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Mcbride IV is a financial advisor at Morgan Stanley in La Jolla, CA, holding a Series 66 designation with 11 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2013. Outside of his advisory role, he is involved in managing rental real estate properties and serves as a personal representative for a trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.