Todd Stucker is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at 24 Hour Fitness from 2011 to 2018. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

William Bauerle is a financial advisor with Edward Jones in Poway, CA, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he served in the United States Navy for 20 years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports clients through a large network of financial advisors and branch offices nationwide.

Steven Tran is a financial advisor with Morgan Stanley in Rancho Santa Fe, CA. He holds a Series 66 designation and has three years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, and Pacific Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, using structured discovery processes and firm-approved planning tools to develop its financial plans.

James Lindsay is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 45 years of industry experience. His prior work includes roles at Summit Financial Group Inc and Summit Brokerage Services before joining Cetera Wealth Services, LLC in 2019. He has been with Cetera since 2023. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and third-party managers.

Piet Aldrich is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. A former professional tennis player, Aldrich participates in several charity tennis events annually as an independent contractor. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research, custody, underwriting, and capital markets services.

Janean Stripe is a CFP® professional with 37 years of industry experience, currently advising at LPL Financial since 2020. Her prior roles include positions at Lucia Securities, LLC, RJL Wealth Management, LLC, and Raymond J. Lucia Companies, Inc. She is also involved as an insurance agent with Westland Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, providing a range of discretionary and non-discretionary investment strategies supported by technology and extensive non-advisory financial services.

Zachary French is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 license and four years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2021. Outside of his advisory role, he owns Torq Holdings LLC, an e-commerce consumer goods business, which he is currently in the process of selling. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Lori Lenhof is a financial advisor with Stifel in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary analysis and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and financial planning.

Jonathan Heitner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. His career includes roles at Wells Fargo Clearing and a two-decade tenure at Cottage & Castles prior to his current position. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and public entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a focus on tailored, non-discretionary advice supported by comprehensive research and multiple portfolio management styles.

Maria Gallardo Gower is a financial advisor with Charles Schwab, holding a Series 66 designation and 13 years of industry experience. She has worked at Charles Schwab and Co., Inc. since 2022 and previously spent 11 years at TDAmeritrade Inc. in advisory roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Robert Kuech is a financial advisor with Stifel in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2008. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary, forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Bryan Stebel is a financial advisor with LPL Financial, holding CFP® and Series 63 credentials and bringing 31 years of industry experience. He previously worked at Cambridge Investment Research for 16 years and Fidelity for 10 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios and third-party asset managers, supported by technology tools for operational and research purposes.

James Carpentier Levy is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked extensively with Morgan Stanley affiliates from 2009 to 2024 before joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions guided by an IPS-driven process rooted in modern portfolio theory. The firm is notable for including insurance-related vehicles and bank deposit sweep options in its investment menus, broadening the range of financial products available to clients.

Blair Cannon is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds the Series 66 credential and has been with UBS since 2015. Cannon serves on the Board of Directors and the Investment and Finance Committees of the YMCA of San Diego County. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to design tailored financial plans based on proprietary research and market analysis.

Harryson Franz is a Financial Consultant at Fidelity Investments, a position he has held since 2023. In this role, he partners with clients to understand their unique financial situations, identify areas of strength and opportunity, and assist in implementing plans and strategies aimed at achieving their vision of success. Harryson has accumulated extensive experience in the financial services industry, with roles at Fidelity Investments since 2020, including Investment Consultant and Relationship Manager. Prior to this, he worked as a Private Client Banker at JPMorgan Chase from 2016 to 2020, and held positions at US Bank and Wells Fargo earlier in his career. He holds a California Insurance License.

Charalambos Charalambous is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at various JPMorgan entities since 2012. He serves on the board of directors for the Mingei International Museum in San Diego. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice supported by centralized due diligence and combines quantitative and qualitative research to build model portfolios.

Greg Royse is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 33 years of industry experience. He has worked within Morgan Stanley since 2011, including time at Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing proprietary tools and modeling techniques.

Dean Thompson is a CFA® charterholder with the Series 66 designation and has 21 years of experience in the financial industry. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has been since 2011. Previously, he held positions at Barclays Capital Inc., UBS Financial Services, Lehman Brothers Inc., and Morgan Stanley DW Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary advisory program.

Diana Ramires is a Planning Consultant at Fidelity Investments, a position she has held since 2026. In her current role, she partners with advisors and clients to co-create financial roadmaps aimed at achieving clients' financial goals. Her professional experience at Fidelity Investments spans several roles, including Relationship Manager from 2025 to 2026 and Financial Representative from 2023 to 2025. These roles have contributed to her expertise in supporting advisors and clients in financial planning and relationship management.

Jaiden Ha is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, Jaiden held various roles outside the financial sector, including positions at True Food Kitchen, the City of San Diego, and the University of San Diego. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.