Ryan Mcgraw is a financial advisor at Cetera with 23 years of industry experience. He holds a Series 66 license and has worked at Cetera and affiliated entities since 2024, with prior experience at Securities America Advisors and LPL Financial. Outside of advising, he is also licensed as a mortgage loan officer and sells fixed insurance products. Cetera Investment Advisers LLC serves a large nationwide network of independent advisors, providing investment management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and oversees over $256 billion in assets under management.

Allison Dayoan is a financial advisor at Stifel in Irvine, CA, holding a Series 66 designation. She joined Stifel in 2023 and has prior work experience in various roles outside the financial services industry, including positions at Tendergreens and Phoenix Food Court. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling.

Lily Franco is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill, Central Bank of the Midwest, and IAC/HomeAdvisor. Outside of her advisory role, she serves as a co-trustee and power of attorney for family trusts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Hawkins is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding the CFP® designation and Series 63 and 65 licenses. He has 29 years of industry experience, including prior roles at Morgan Stanley from 1999 to 2007 and Wells Fargo Clearing from 2007 to 2015. Outside of his advisory work, he owns Hawkins Motorsports, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm uses proprietary research and planning tools to develop recommendations that clients may choose to implement through various brokerage or advisory programs.

Yang Zhang is a financial advisor with Edward Jones in Chino Hills, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2024, he worked at Transglobal Holding Company and Topocean Consolidation Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Ty Schmidt is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, based in the Riverside office. Since becoming a financial advisor in 1996, Ty has applied his expertise to assist clients with a variety of financial needs, including divorce transition planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. He joined Merrill Lynch in 2004 and earned the CERTIFIED FINANCIAL PLANNER® certification in 2006. With over 25 years of experience, Ty is dedicated to providing individualized financial and wealth management solutions tailored to each client's unique goals. His approach emphasizes building enduring client relationships and simplifying the complexities of wealth planning by considering personal perspectives and priorities. Ty holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ty grew up in Orange County, California, and attended the California State University system. He moved to the Inland Empire after marrying to provide property for horses and other farm animals. Outside of work, Ty enjoys activities such as boating, fishing, camping, horseback riding, swimming, traveling, restoring classic cars, RV travel, and spending time with his family. He is also affiliated with the Corona Elks Lodge.

Jason Nicholson is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America, Pruco Securities, LLC, W&S Brokerage Services, and Western Southern Life. Outside of his advisory role, Nicholson is involved in health insurance sales and occasionally facilitates real estate introductions through a broker he represents. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional clients. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Cyndie Huang is a financial advisor at Merrill with 18 years of industry experience. She holds a Series 66 designation and has worked at Merrill and its affiliated firms since 2008, including a current role at Bank of America, N.A. since 2023. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Toneya Mcginnis is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. She has been affiliated with Primerica Financial Services since 2012 and has served as a Registrar of Voters since 2018. In addition to her advisory work, she is involved in the sale of home security and automation products through part-time referrals to affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm operates on a large scale with thousands of advisors and several billion dollars in assets under management, delivering model-driven investment strategies supported by third-party asset managers and custodians.

William Livingston is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 designation and with three years of industry experience. He has held roles at JPMorgan Chase Bank and Nodes Advisors AG, among other firms. Outside of his advisory work, he provides consulting services to Ignite Power LLC, assisting with growth and customer acquisition for their new battery business focused on low-income households in California. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative due diligence and may incorporate ESG criteria, with implementation supported by affiliated investment management entities.

Taylor Thompson is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 designation and has been with UBS since 2012. Outside of his advisory role, Thompson serves on the Board of Directors for the Achievement Institute of Scientific Studies, a nonprofit providing STEM-focused programs for high-achieving economically disadvantaged students. UBS Financial Services serves individual, corporate, and institutional clients, offering a combination of brokerage and investment advisory services including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research to tailor investment strategies to clients’ goals and risk tolerances.

Heather Johnson is a financial advisor with LPL Enterprise in Irvine, CA, holding a Series 66 designation and three years of industry experience. Her background includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, she has worked in education-related positions with organizations such as Polaris International Education, Inc. and Gate Education. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm employs a primarily model-driven investment approach and offers financial planning, consulting, and access to third-party asset managers and wrap programs.

Logan Bockhahn is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo in 2024, he worked at Ameriprise for three years and has held roles in ventures such as Moss Lane Ventures and My Flooring Guy. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Tram Anh Trieu is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and three years of industry experience. Prior to joining Wells Fargo, Trieu worked at Bank of America and has held various roles including positions at the University of California Irvine and Amazon Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Asplin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with firms including Citigroup Global Markets and U.S. Bancorp Advisors. Outside of his advisory role, he serves as Co-Trustee of a family living trust. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Daniel Koblin is a financial advisor at OSAIC with 19 years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors for 19 years before joining OSAIC in 2025. Outside of his advisory role, Koblin is involved in various business activities including ownership of a technology company and an art gallery that creates and sells artwork. OSAIC Wealth serves a diverse client base including retail, high-net-worth, institutional, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and supports a wide range of investment programs delivered through a complex affiliate network.

Michael Fordham is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and affiliated entities since 2016, including nine years at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, alternative investment due diligence, and centralized operational infrastructure.

Beiyun Wang is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 66 and Series 63 licenses and five years of industry experience. Wang has worked at JPMC Bank NA and J.P. Morgan Securities since 2021, with previous roles at Bank of America, East West Bank, Aucher World, and Jupai Holding. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with quantitative and qualitative research and incorporates ESG criteria within eligible investment strategies.

Ethan Donahoe is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing financial planning and investment management services to clients. Ethan holds a Bachelor's Degree from Southern New Hampshire University.

Brian Davis is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Investments and Wells Fargo Clearing since 2001. He is based in Irvine, CA. Wells Fargo Advisors is a national securities firm with over 14,000 financial advisors and approximately $671 billion in assets under management. The firm provides investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients.