Matthew Terwilliger is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he was involved with the Cal Alumni Association for 11 years. He holds an inactive California real estate license. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is known for its extensive retail advisor network and affiliated capabilities beyond advisory services.

Jason Borman is a CFP® professional with 27 years of experience in the financial services industry, currently affiliated with Raymond James Financial. He has held advisor roles at multiple related entities, including Borman Wealth Advisors and Borman Investment Management & Planning Group. Borman also serves as a non-variable life insurance agent with Prudential. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and provides specialized consulting services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Lewis Phillips is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Marani is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Appreciation Financial, Pinnacle Equity Management, LLC, and Trajan Advisors. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management through an integrated platform combining advisory and brokerage services.

Noah Rodriguez is a Financial Consultant at Fidelity Investments, where he has been serving since 2026. He focuses on partnering with clients to understand their financial situations and optimize their resources to help achieve their financial goals. Rodriguez's experience at Fidelity spans multiple roles, including Investment Consultant (2025-2026), Planning Consultant (2021-2025), Relationship Manager (2019-2021), and Financial Representative (2018). He holds a California Insurance License.

Kimberly Swanson is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Charles Schwab since 2018, with prior experience at Raymond James & Associates. She is also involved in real estate and property management on a limited basis outside of securities trading hours. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by a centralized custody and operational structure.

Chee Hon is a financial advisor with Cambridge Investment Research Advisors based in San Ramon, CA, holding Series 63 and Series 66 licenses and with 26 years of industry experience. Prior to joining Cambridge in 2018, he worked at U.S. Bancorp Investments, Inc. from 2014 to 2018. Outside of his advisory role, he is the owner of First Sequoia Financial, LLC. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers various portfolio management solutions and maintains proprietary and third-party investment strategies tailored to client objectives.

Jordan Urrutia is a financial advisor at Charles Schwab with 5 years of industry experience and holds a Series 66 designation. Before joining Schwab in 2021, he worked briefly at Fidelity and LPL Financial and spent five years at Christian Louboutin prior to entering the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Brendaliz Valenzuela is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012, including a role at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kimberly Kaiman is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. She previously worked at Alamo Ace Hardware and Baystreet Research. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Matthew Voelker is an Investment Consultant at Fidelity Investments, where he partners with families to help them understand and pursue their financial goals. He focuses on building genuine relationships to learn what is most important to each client and co-creates plans that provide a vision and sense of security. Matthew began his professional career at Fidelity Investments as a Financial Representative in 2025 before advancing to his current role as an Investment Consultant. He holds a California Insurance License, supporting his work with clients' financial and insurance needs. Outside of his professional work, Matthew's personal interests include baseball, family activities, fitness, football, golf, and traveling.

Connor Smith is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with three years of industry experience. His prior roles include work with Richard Atkinson DBA Penwest Insurance Services and Ace Hardware. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and investment modeling techniques.

Bharti Gupta is a financial advisor with Charles Schwab in Walnut Creek, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Charles Schwab in 2019, she worked at Merrill and Bank of America. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Liyuan Lee is a financial advisor with LPL Financial in Concord, CA, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining LPL Financial in 2025, Lee worked at Sid Financial Services for five years and at Riverbed Technology for seven years. Lee is also involved in tax preparation services with H&R Block. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Luke Lee is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment guidance through a multi-asset model portfolio approach and centralized operational infrastructure.

Catherine Evans is a CFP® with 23 years of industry experience, currently serving at J.P. Morgan Securities. She has held roles at First Republic Investment Management and related entities from 2002 to 2023. Outside of her advisory work, she is an owner and partner of Ski More LLC, a company formed to own a ski condominium that participates in a rental pool. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity pool operator registrations.

Preston Rodriguez is a financial advisor with Equitable Advisors in Walnut Creek, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors in 2023, his work history includes roles outside the financial industry such as positions at Roseleaf Gardens and McDonald's. Equitable Advisors serves individual clients across a range of wealth levels, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both in-house and third-party solutions.

Steven Varlas is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2011. Outside of finance, he has been involved with NAALI FIT, LLC, a fitness-related business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services.

Betty Lee is a financial advisor at Cetera with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Principal Securities Inc. and Principal Life Insurance Company for eight years. She serves on the board of the Stapleton School of the Performing Arts and is president of the Northern California chapter of Women in Financial Services, where she leads initiatives to develop and advance women in the industry. Lee also serves as co-treasurer and board member of Gilead House. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms, operating as a multi-manager platform with a wide range of investment options and over $256 billion in assets under management.

Michael Bissada is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, he worked at Cushman & Wakefield for eight years and at Pacific Union International for one year. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party resources.