Bethany Jenkins is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alisan Martin is a financial advisor with Morgan Stanley in San Francisco, holding Series 66 and Series 63 licenses and 20 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2016, currently working within Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Tatiana Belaya is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 designations and having 11 years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.

Sherry Roozrokh is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 65 and Series 66 registrations and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is involved in designing and implementing low volume retail clothing through a business she co-owns with her spouse. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory while providing brokerage and advisory solutions.

Michael Cerniga is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that help clients pursue their financial goals, including family wealth management, managing new wealth, personal retirement planning, portfolio management, and serving clients in sports and entertainment as well as women and wealth sectors. Michael holds an Associate's Degree from Moorpark College and is a Personal Investment Advisor (PIA). His approach centers on understanding each client's full financial picture to create flexible strategies aligned with their priorities and changing market conditions. He emphasizes trust and aims to be a reliable advisor dedicated to his clients' and their families' best interests. Outside of his professional role, Michael enjoys football, golfing, hiking, photography, pickleball, spending time with his family, and traveling.

Ryan Mahoney is a financial advisor at UBS Financial Services with a Series 66 designation and experience in the legal sector prior to entering the financial industry. He has worked at several law firms, including Fairfield and Woods, P.C., Davis Graham and Stubbs LLP, Dorsey and Whitney LLP, and Day Carter and Murphy LLP. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Nancy Barrett is a financial advisor with UBS Financial Services in San Francisco, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has worked at Bank of America, Merrill, and AllianceBernstein. Outside of her advisory role, she serves on the advisory board of the Fashion Incubator of San Francisco, a nonprofit that supports small businesses. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients through a range of offerings including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory solutions supported by proprietary research and model-based asset allocations.

Matthew Wang is a financial advisor with Equitable Advisors in San Francisco, CA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Axa Advisors and involvement in the restaurant industry. Outside of advising, he has a health insurance-related business activity with Kaiser. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs that utilize both proprietary and third-party solutions.

David Abril O'Brien is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 66 designations and has 15 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Extract Capital Advisors for three years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Shaojun Fu is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Shaojun spent seven years at Ding, Sun & Huang Law Office. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Steven Rocha is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in the San Francisco office since 1980. He specializes in helping clients develop strategies for managing individual, business, and personal financial portfolios. His work encompasses areas such as college education planning, liquidity management, personal retirement planning, philanthropic planning, and socially responsible investing, among others. Steven holds a Bachelor's Degree in Economics from the University of California, Berkeley. He carries the Personal Investment Advisor (PIA) designation and has over 40 years of experience in the financial advisory field. His approach involves working closely with clients to create personalized financial strategies tailored to their long-term goals. In addition to his professional responsibilities, Steven participates in various community and professional organizations, including the Guardmens of San Francisco, San Francisco Opera, San Francisco Symphony, and the Olympic Club Foundation. He is also involved with the Alameda Boys and Girls Club and Women’s Dress for Success in San Francisco. Personal interests include basketball, football, golfing, running, skiing, swimming, and traveling.

Danielle Jansen is a financial advisor at Morgan Stanley with three years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2023 and previously at First Republic Securities Company and First Republic Investment Management. Prior to her finance career, she was employed at Four Barrel Coffee. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and proprietary planning tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Michael Hays is a financial advisor with Merrill in San Francisco, holding Series 63 and Series 66 licenses and 19 years of industry experience. He previously worked at JP Morgan Securities LLC and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Nicholas Carlson is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of experience at the firm. His prior work includes roles at Okta, Zendesk, eBay, and Broadmoor Golf Club, as well as positions related to education and investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sarem Mukhtar is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 14 years of industry experience. Prior to joining Morgan Stanley in 2019, Mukhtar worked at Goldman, Sachs & Co. from 2011 to 2019. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Linda Moran is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of the West, Ameriprise, Cetera Investment Services, Morgan Stanley, and Edward Jones. Outside of her advisory role, she manages a social group for lesbian and queer women focused on pickleball activities and also works as a mobile notary. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Timothy Roche is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His background includes roles at JPMorgan Securities, Citigroup, and U.S. Bancorp Investments. He is currently based in San Francisco, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across large-scale institutional and individual platforms.

Alexander Day is a financial advisor with Equitable Advisors in San Francisco, CA. He holds a Series 66 designation and has two years of industry experience. Prior to joining Equitable Advisors, his work history includes roles outside the financial services sector. Equitable Advisors serves a broad client base including individuals of varying net worth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a range of third-party advisory programs and tools.

Yi Xing is a Senior Financial Advisor with the Ma Teigen Group at Merrill Lynch Wealth Management. She provides advice and guidance to a diverse clientele, including many wealthy Asian families, supporting multiple generations as they navigate the American financial system. Yi collaborates with her team to establish clear paths toward client goals, focusing on making clients' financial lives more efficient. Her expertise includes managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategies, and retirement income planning. Yi began her financial services career in 2013, with experience at institutions such as J.P. Morgan, US Bancorp, and PNC Bank. She has served as a Financial Advisor since 2019 and holds professional designations including Personal Investment Advisor (PIA). Yi earned a Bachelor’s degree and an MBA in Economics from Ramon Magsaysay Technological University in the Philippines, as well as an MBA in Finance from Mercer University in Atlanta. She is fluent in Mandarin and proficient in Yue (Cantonese) and English. In addition to her professional role, Yi is actively involved in community organizations such as the Chinese University Alumni Association Alliance of Southern California, where she serves as Vice President of the Badminton Club, and the Badminton Club for the North America Chinese University Alumni Alliance. She and her husband are avid badminton players and members of the Los Angeles Badminton Club. They have a young daughter and enjoy spending time outdoors and exploring new destinations on weekends.