James Marguet is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 63 designation and bringing 43 years of industry experience. His career includes long tenures at Citigroup Global Markets and Morgan Stanley Smith Barney, currently serving at Morgan Stanley Private Bank. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutions, combining tailored financial planning with access to extensive investment resources and strategies.

Eric Castillo is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at J.P. Morgan Chase Bank and J.P. Morgan Securities from 2016 to 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Sirivanh Harris is a CFP®-credentialed financial advisor with 17 years of industry experience, currently serving clients at LPL Financial since 2021. Prior to joining LPL, Harris held roles at Waddell and Reed, Inc., various insurance carriers, and operated her own business, Sirivanh S. Harris, Inc. She was also involved with Los Gatos Power Partners for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing a variety of investment strategies and technology tools to support its network of over 22,800 advisors.

Hailey Hagy is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses and six years of industry experience. She previously worked at Sand Hill Global Advisors, UBS Financial Services, and Northwestern Mutual Investment Services, among others. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Scott Caldwell is a CFP®-certified financial advisor with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Morgan Stanley and Citigroup Global Markets. He serves as a trustee and executor for a family trust in San Jose, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research-driven investment strategies and provides both brokerage and advisory solutions.

Phuong Leyva is a Financial Consultant at Fidelity Investments, where she assists clients in navigating their unique financial situations. She focuses on planning and guidance to help clients work toward their overall goals, including preparations for retirement and beyond. Phuong has held several roles within Fidelity Investments, progressing from Investment Consultant in 2024 to Relationship Manager from 2022 to 2024, before becoming a Financial Consultant in 2025. Prior to joining Fidelity, she was a Private Client Banker and Assistant Vice President at JP Morgan Chase from 2009 to 2022. She holds a California Insurance License. Outside of her professional work, Phuong enjoys activities such as beach outings, football, running, snowboarding, traveling, and writing.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.

Maximillian Walsworth is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he held positions at PricewaterhouseCoopers and completed his education at Loyola Marymount University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Kyra Arielle Jaro is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She has previously worked at Merrill and Evercore. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios and oversees multiple sub-advisers while maintaining governance and conflict-of-interest controls.

Behrooz Ighani is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides comprehensive wealth management strategies tailored to each client's unique financial situation and goals. Behrooz leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives, including college education planning, retirement planning, and socially responsible investing. Before entering the financial services industry, Behrooz earned both his bachelor's and master's degrees in engineering from California State University and Santa Clara University, respectively, and worked as a design engineer in Silicon Valley. He holds the Personal Investment Advisor (PIA) designation and is a member of professional organizations such as the CFA Society, IEEE Organization, and a local Tennis Club. In addition to his professional work, Behrooz actively contributes to his community through involvement with Stratford Schools, the Zoroastrian Association of Northern California, and the Alzheimer's Association. He enjoys spending time outdoors with his wife and son and maintains an active lifestyle that includes boating, cooking, golfing, skiing, tennis, and yoga.

Alan Coddington is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior experience includes roles at Charles Schwab, JP Morgan Chase, and First Republic Bank. Merrill and its affiliate, Managed Account Advisors LLC, provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Evan Harris is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the ChFC® designation and Series 66 license. He has 10 years of industry experience and has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Harris is also vice president of Harris Private Wealth Management & Insurance Solutions Inc., where he manages the firm and serves as a wealth management advisor. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning engagements using advanced software tools and offers a range of investment and planning programs.

James Orr is a financial advisor at UBS Financial Services in Menlo Park, CA, with 25 years of industry experience. He holds a Series 66 designation and has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor client solutions.

Brennan Kurtela is a CFP®-certified financial advisor with 10 years of experience. He is currently with Wells Fargo Clearing and has previously worked at Strategic Wealth Advisors Group, LPL Financial, PFG Advisors, and Stanford Federal Credit Union. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification and modern portfolio theory in its investment approach.

Sanaz Fasihiyazdi is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 66 licenses and has four years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, and previously at Bank of America from 2017 to 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with capital market assumptions and incorporates an ESG eligibility framework in its recommendations.

Serop Kupelian is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory approach includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Steve Fang is an investment advisor at LPL Financial with four years of industry experience. He holds Series 66 and Series 63 licenses and has prior experience at firms including J.P. Morgan Securities LLC and Fidelity Investments. Fang also performs notary services as part of his professional activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, combining extensive resources with a large network of investment adviser representatives.

Jaden Gospich is a financial advisor at Raymond James Financial with a Series 66 designation and no prior industry experience. He has worked at Adint, Ramaekers & Associates since 2026 and joined Raymond James in 2025. His previous experience includes roles at Pepperdine University and Sachs Properties LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports various advisory programs and institutional portfolio management.

Kwanghyon Park is a CFP® professional with 20 years of industry experience, currently serving at Wells Fargo Clearing since 2019. He previously worked at Bank of America, N.A. for 10 years and Merrill for 13 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Demitra Kabitsis is a financial advisor at Ameriprise with two years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was affiliated with the University of Colorado and Notre Dame High School. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.