Richard Radecki is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as president of the MREHA, a homeowners association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

David Hirota is a financial advisor with Ameriprise in Renton, WA, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2019 and previously held positions at NobleRush, Sunset Ford, and Poulsbo RV. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities, supported by centralized teams and algorithmic tools for retirement income planning.

Scott Settle is a financial advisor with Raymond James & Associates in Kirkland, WA, holding a Series 66 designation and 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Olivia Ragusa is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, N.A., Dicks Sporting Goods, North Shore Community College, and PartyCity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rebecca Chang is a financial advisor at Merrill in Bellevue, WA, holding a Series 66 designation with one year of industry experience. Her prior work includes positions at Yuanta Commercial Bank and SinoPac Commercial Bank, as well as an academic role at I-Shou University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Vediz is a CFA® charterholder with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Kirkland, WA. His prior experience includes roles at Bank of America, Merrill, and D.A. Davidson & Co. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering tailored solutions while generally acting in an advisory capacity.

Lynn Thompson is a financial advisor with Ameriprise in Issaquah, WA, holding a Series 66 designation and nine years of industry experience. Prior to joining Ameriprise in 2017, Thompson worked at Weldon Barber from 2012 to 2017. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations through a centralized consulting team.

Brad Junker is a financial advisor with Charles Schwab in Bellevue, WA, holding Series 63, 65, and 66 licenses and 28 years of industry experience. His career includes 12 years at TD Ameritrade and ongoing roles at Charles Schwab and Charles Schwab Bank. Outside of advising, he is involved in managing a rental property through a property management company. Charles Schwab primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational services.

Mark Allison is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley and Morgan Stanley Private Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers financial planning and various advisory programs, utilizing discretionary and non-discretionary management along with research from multiple sources.

Eric Justis is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its related entities since 2011. Outside of his advisory role, he serves on the finance committee of the Lewiston Civic Theatre and is involved in real estate property management and business development activities. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Brendan Herriman is a financial advisor at Equitable Advisors in Bellevue, WA, holding Series 63 and Series 66 licenses with three years of industry experience. His prior roles include positions at KBC Advisors and PACCAR Parts, as well as work in higher education and retail. Equitable Advisors serves a diverse range of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing numerous sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Jackson Madden is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2023, progressing from Financial Representative to Relationship Manager before assuming his current role. Jackson's work focuses on partnering with clients and their advisors to help pursue financial goals. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Guannan He is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at HSBC Securities and Citibank. Outside of finance, he teaches jazz classes part-time at Step Up Dance Studio, a hip-hop and jazz dance studio for Chinese students in Seattle. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nicholas Bratkovich is a financial advisor with Merrill based in Bellevue, WA, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he worked in various roles including consulting for DoorDash and positions in fitness and education sectors. He also serves as a successor trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, and other organizations.

Daniel Ortiz Rivas is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Robinhood Financial and several other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, AI-driven research, and its role as an advisor to multiple registered investment companies and model portfolio provider for Fidelity Institutional Wealth Adviser.

Phillip Ussery is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. He previously worked at Symetra Securities, Inc. and Symetra Investment Services, Inc. from 2010 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of roughly 23,701 financial advisors and 15,121 branch offices.

Jeffrey Lynn is a financial advisor with Merrill in Bellevue, WA, holding a Series 66 designation and 10 years of industry experience. He has worked at Merrill since 2015 and is also affiliated with Bank of America. Outside of his advisory role, he serves as co-trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Lee is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2016 after more than 15 years of experience in lending, wealth management, and commercial banking, enabling him to provide high-net-worth families and business owners with personalized financial advice. Within Merrill, Ed is a qualified Portfolio Manager who constructs client portfolios using discretionary, passive, and third-party managers, and develops comprehensive financial plans tailored to clients’ goals. Ed holds a B.S. degree in Chemistry from the University of Washington and graduated with honors from the Pacific Coast Banking School. He is a Chartered Financial Analyst® (CFA®) charterholder and has earned the Certified Private Wealth Advisor® (CPWA®) designation. He also holds Series 7, 63, and 65 FINRA registrations. Ed primarily works with business owners, technology executives, and their families to manage executive compensation, family wealth strategies, and small business financial planning. Outside of his professional responsibilities, Ed serves as the Board Chair for HealthPoint, a nonprofit community health center. He lives with his family on Mercer Island and enjoys music, reading, and spending time with his family.

Muhammad Merchant is a Series 66-licensed financial advisor with four years of industry experience. He is currently with J.P. Morgan Securities and has prior experience at Bank of America and Merrill. Before entering financial services, he was involved in operating small businesses including Momac Mex Inc and a Subway franchise. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Samantha Bergland is a financial advisor at Edward Jones in Bellevue, WA, holding a Series 66 designation. She has prior experience at WaFd Bank, PWCC Marketplace, Chicago Title, and Avvo. Bergland has worked in the financial industry since 2023. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds.