Robert Piplitz is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995, including 15 years with Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Biddle is a Certified Financial Planner™ affiliated with Osaic, bringing 23 years of industry experience. He previously worked at FSC Securities Corp and National Planning Corporation. In addition to his advisory role, he offers tax preparation services to his clients. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of financial advisers, providing integrated brokerage, investment advisory services, and access to various third-party money managers. The firm utilizes advanced tools for portfolio construction and supports both discretionary and non-discretionary account management.

Ashley Johnson is a CFP® with 18 years of experience in financial advising, currently with Ameriprise in Clearwater, FL. She has been with Ameriprise and its affiliated entities since 2007. Outside of her advisory role, she manages the operational side of her practice through A.E. Johnson Enterprises. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach while offering a broad range of advisory, brokerage, and insurance solutions.

Patrick Lukert is a financial advisor with Fidelity and holds a Series 66 designation. He has three years of industry experience and has previously worked at Morgan Stanley and New York Life Insurance Company. Outside of advisory work, he also drives for Uber Technologies and participates as a buyer and seller on Mercari. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolios built through a combination of proprietary research and quantitative methods. The firm serves a broad client base and is noted for its use of algorithmic portfolio construction and its advisory roles to multiple registered investment companies.

Jacqueline Postell is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked for Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Joshua Milrad is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley and has experience outside finance from working at Runyons Restaurant. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charities, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on tailored, non-discretionary planning supported by firm research and a range of portfolio management strategies.

Joseph Shankwitz is a financial advisor with Ameriprise in Clearwater, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he owns a retail business in Clearwater. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, utilizing proprietary research and third-party data to provide tax-aware withdrawal strategies and dependable income solutions.

Marie Vidal is a financial advisor at Raymond James & Associates with 57 years of industry experience. She has been with Raymond James & Associates since 1984. Vidal holds the Series 63 designation and is based in Treasure Island, Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a focus on tailored, non-discretionary advice supported by firm research and a range of portfolio management styles.

Renee Benoit is a CFP® with 33 years of industry experience, currently affiliated with OSAIC in St. Petersburg, FL. She has held previous roles at Royal Alliance Associates, Inc., Signator Inv Inc, Snyder Financial Group, and The Strategic Financial Alliance. Additionally, Renee works as a tax associate at H&R Block, assisting clients with tax return preparation. OSAIC serves a wide range of retail and institutional clients through a large network of advisors and multiple advisory platforms, offering integrated brokerage and advisory services along with access to third-party money managers and various investment solutions.

Amy Hamilton is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. She has worked at OSAIC since 2021, following roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of her advisory work, Hamilton holds a part-time bartender position with the City of St. Pete for event functions. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through an extensive network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account and third-party manager solutions.

Samuel Wajner is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing nearly four decades of experience in the financial industry. He began his career in 1983, initially focusing on municipal bonds at a boutique firm, later joining Gibraltar Securities which became part of RBC Wealth Management. In 2008, he transitioned to Merrill Lynch to leverage the firm's resources and research capabilities, currently providing comprehensive wealth management advice to a diverse client base through a structured approach. Samuel holds multiple registrations with FINRA and NYSE, including Series 7, 9, 10, 24, 53, 63, and 65, as well as Life and Health Insurance licenses. He is a Certified Private Wealth Advisor® (CPWA®) and a Chartered Retirement Planning Counselor™, emphasizing ultra-high net worth client needs and retirement planning respectively. Additionally, he holds the Personal Investment Advisor (PIA) designation and continues to engage in ongoing education on portfolio management and financial industry compliance. Residing in Somerset County, New Jersey, Samuel participates in community initiatives such as Habitat for Humanity and Junior Achievement. He enjoys adventure sports, hiking, traveling, and spending time with his family. He is fluent in Polish, Russian, and English. Samuel advocates a client-centered philosophy, working closely with clients to develop personalized financial strategies aligned with their long-term goals.

Richard Gordon is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. He has worked at Merrill since 1986 and Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Coyner is a financial advisor at Charles Schwab with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Charles Schwab in 2020, he worked at USAA in various advisory and financial planning roles from 2013 to 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment process.

Erick Martiak is a financial advisor with Edward Jones in Clearwater, FL, holding a Series 66 credential and seven years of industry experience. Prior to joining Edward Jones in 2019, he spent 20 years at Solar-Mite Electrical Contractors, Inc. He has involvement in managing rental properties as a partner and owner in several locations in New Jersey. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Amber Zinser is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding the Series 66 designation and nine years of industry experience. She has been with Raymond James Financial, Inc. since 2015. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Kaitlyn Yacoub is a financial advisor at UBS Financial Services with six years of industry experience. She has been with UBS since 2018 and holds a Series 66 designation. Prior to joining UBS, she worked at TradeWinds Island Resorts and The Florida State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Adam Tottle is a financial advisor at Fidelity with nine years of industry experience. He has worked at Fidelity Investments since 2021, with prior experience at Ameriprise Financial Services and T. Rowe Price. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and develops model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Laura Sullivan is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds Series 63, 65, and 66 credentials and has worked with Raymond James Financial Services and Wells Fargo Advisors during her career. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of portfolio management strategies and affiliated research.

Robert Goff is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 1996. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Walter Hiel is a financial advisor with LPL Financial in Largo, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Edward Jones for two years. He also operates a separate business under the name Hiel Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by technology tools and a broad range of non-advisory financial services.