James Hayden is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses. His background includes service in the United States Navy and a tenure at the University of New Haven prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and fund advisory services.

Humberto Cruz Ortiz is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and having 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has a background with Wells Fargo Bank dating back to 2013. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, combining research from Wells Fargo Investment Institute and third-party sources to support diversified investment strategies.

Bryan Forrest is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and has 27 years of industry experience. He has been with Merrill since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Bridget Monahan is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. She has been with Merrill and Bank of America since 2026. Outside of her advisory role, she has been involved with several yacht clubs, including the Florida Yacht Club and the Carolina Yacht Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Hunter Little is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He has been with LPL Financial since 2018 and also operates Jax Wealth Advisors. He has worked previously at Northwestern Mutual and has a background that includes experience outside finance, such as working at Outback Steakhouse. Additionally, he has been affiliated with the University of North Florida for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services supported by research, model portfolios, and technology-driven solutions.

Amber Lagore is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. Prior to joining Fidelity, she worked in education with Jefferson County Public Schools and held roles at the USPS and North Carolina Farm Bureau. She also has experience in improv entertainment. Fidelity’s Strategic Advisers LLC, where Amber works, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios and oversees multiple registered investment entities.

Dino Ragazzo is a financial advisor with UBS Financial Services in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS Financial Services since 1989. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Jackson Wynn is a financial advisor at Merrill with a Series 66 license and four years of industry experience. His prior work includes roles at Bank of America and Seacoast National Bank, as well as diverse positions outside the financial sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Christopher Dean is a Financial Consultant at Fidelity Investments. He brings extensive experience from his various roles within Fidelity, including Senior Portfolio Specialist, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, and High Net Worth Representative, spanning from 2007 to the present. As a Certified Financial Planner, Christopher focuses on helping individuals and families address their specific financial needs. He works closely with clients to develop personalized financial plans that align with their goals and objectives, providing guidance to empower informed financial decisions. Christopher holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys activities such as baseball, boating, family activities, fishing, football, and traveling.

Tonja Holmes is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. She has been with Wells Fargo Clearing Services since 2017 and has worked at Wells Fargo Bank NA since 2012. Outside of her advisory role, she owns and manages an auto sales business in Jacksonville and serves as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jonathan Edwards is a financial advisor at Fidelity with 18 years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2019 and previously held roles at Bank of America and Merrill. Edwards holds Series 63 and Series 66 designations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.

Timothy Merritt is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2023, following prior roles at Fidelity Brokerage Services LLC and the University of North Florida. Outside of finance, he has been involved with Merritt Speech & Learning Inc., providing technical support for speech therapy services. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients. The firm employs proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including model portfolios delivered to intermediary platforms.

Melinda Andrew is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Prudential Investment Management Services LLC and Prudential Insurance Company of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Brian Nordin is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and 11 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Kosin is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and possessing six years of industry experience. Her prior work includes over a decade at Robinson Oil Corporation before joining Fidelity Brokerage LLC in 2019. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, serving a broad client base with discretionary and non-discretionary advisory solutions.

Thomas Mallard is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colin Chamberlain is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. He has been affiliated with Merrill and Bank of America since 2011. Outside of his advisory role, he is the sole owner of a rental property and operates a family-related LLC to manage child care payments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional plans.

Jerron Goode is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2020. Prior to his advisory role, he held positions in the food service industry and attended Florida State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Tanner Murphy is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has previously worked at GM Hill, Lululemon Athletica, and the New York Mets. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jacqueline Peterson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. She has worked at Fidelity Investments since 2021 and previously held positions at Florida State College at Jacksonville and Walmart. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad investable universe.