Troy Frazier is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade for 16 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Emily Sorrells is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at TD Ameritrade, Uline, Sylvan Learning Center, and Corsicana ISD. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary advice and access to discretionary separately managed accounts with a multi-asset investment approach.

Mikaela Walker is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She has been with Fidelity Investments since 2023 and has prior experience working with Fellowship Church, US Gold Gymnastics and Cheer Academy, and Varsity Tutors. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Kristen Evans is a financial advisor with Charles Schwab holding a Series 66 designation and seven years of industry experience. Her work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Charles Schwab Premier Bank, and Wells Fargo, where she has been active since 2016. She is based in Westlake, Texas. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by comprehensive investment research and integrated custody and brokerage services.

Nicolas Albertini is a financial advisor at Fidelity with Series 63 and Series 66 credentials. He has been in the industry since 2024, holding prior roles at The Ranger Group and several other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI-driven research methods.

Andrew Faletti is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and four years of industry experience. He previously worked at TD Ameritrade and has experience in the restaurant industry. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by centralized custody and operational infrastructure.

Kimberly Smay is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. She has worked at Fidelity Investments since 2023 and has prior experience in diverse roles including positions at Gritr Sports and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage multiple registered investment companies.

Marcelo Castaneda is a financial advisor at Charles Schwab with 19 years of industry experience and holds a Series 66 designation. He has been with Charles Schwab and Charles Schwab Bank since 2011. Outside of his advisory role, he is involved as an ambassador with Chorus Pickleball, a company marketing pickleball paddles, apparel, and equipment. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios and alternative investments in its investment approach.

Samantha Ozminkowski is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Her background includes roles at Fidelity Investments as well as positions with Uber Eats, Salad and Go, RPM Living, Dunkin', and Facebook Marketplace. Prior to her financial career, she spent eight years in full-time education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversees multiple sub-advisers, with a notable role in developing AI-driven research and formal governance procedures.

Trevor Simms is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Planning Consultant from 2024 to 2025 and as a Workplace Planning Consultant from 2020 to 2024 within the same company. His professional experience has been focused on financial planning and consulting. Trevor holds insurance licenses in Arkansas and California. He applies discipline and perseverance in his financial planning approach, drawing from his background in professional baseball. He emphasizes building authentic relationships with clients to guide them toward financial confidence. Outside of his professional work, Trevor enjoys camping, cars, fishing, outdoor adventures, traveling, and volunteering. He values family and outdoor activities, reflecting his personal interests in his approach to financial advising.

Christopher Crowell is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having nine years of industry experience. His prior work includes roles at USIC, Big Deal Steel, and Axa Advisors, LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by centralized office functions.

Jonathan Toler is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. He previously worked at TD Ameritrade and ALLPROCLASSICS. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Carla Barron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she owns a vacation rental property in Tamarindo, Costa Rica. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Helton is a CFP® certificant with 11 years of industry experience, currently affiliated with Charles Schwab. His prior roles include positions at United Capital Financial Advisers, Oppenheimer & Co. Inc, Bank of America, and Merrill. He has worked within various Charles Schwab entities since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts managed by an affiliate. The firm’s integrated scale and centralized operations distinguish its wealth management approach.

Alan Davidson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His prior work includes roles at TD Ameritrade from 2011 to 2022 and Charles Schwab Bank, SSB starting in 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and alternative investment options supported by its research and due diligence.

Jad Daouk is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has eight years of industry experience, including prior roles at TD Ameritrade and Wells Fargo. He also spent a year at the University of Texas at Arlington. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

John Thane is a financial advisor with Ameriprise in Southlake, TX, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he serves on the Board of Directors and is a past president of the Board of Trustees for Metroport Meals on Wheels. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, combining research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary recommendations. The firm serves clients with significant investable assets and integrates advisory, brokerage, and insurance solutions through its institutional platform.

Vanessa Samples is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning her advisory career in 2025. Prior to joining Fidelity, she worked in various roles at Staples, Goodtree Healthcare, Qualfon, and McDonald's. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base and is noted for its formal advisory role to registered investment companies and use of systematic methodologies in portfolio management.

Monica Stanley is a Series 66-registered financial advisor with nine years of industry experience. She currently works at Charles Schwab and previously held roles at First Command Financial Services, PM Squared, Core Insurance Group, Frost Brokerage Services, Frost Bank, and Edward Jones. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Edgar Espitia is a Planning Consultant who works closely with clients to develop personalized financial plans tailored to their unique goals and values. He focuses on building meaningful and lasting relationships to provide guidance suited to each stage of their financial journey. Edgar's approach aims to empower clients with clarity and confidence in their financial planning. Prior to his current role, Edgar gained experience at Fidelity Investments, where he served as an Investment Solutions Representative from 2023 to 2024 and as a Customer Relationship Advocate from 2022 to 2023. These positions provided him with a foundation in investment solutions and client relationship management.