Grant Kane is a financial advisor at UBS Financial Services with Series 66 credentials and has been in the industry since 2025. Prior to joining UBS, his background includes a period as a student and brief unemployment. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Lerner is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with LPL Financial, where he has worked since 2020, and has prior experience at Cetera Advisor Networks, CWM, Nautica Wealth Advisors, and LPL Financial’s predecessor firms. Outside of his advisory role, Lerner is also a licensed notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Asako Okuma is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and with two years of industry experience. She has been with LPL Financial since 2023 and previously worked independently for nine years. Outside of her advisory role, she works as an online English tutor for Japanese students and provides translation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options, including third-party asset management and institutional platforms, supported by technology tools for operational and research purposes.

Marcus Hennen is a CFP® with 29 years of industry experience. He is currently with Equitable Advisors and has previously worked at SharMarc Financial Advisors, Inc. and LPL Financial LLC. Hennen also provides financial planning and consulting services through SharMarc Financial Advisors, an independent registered investment advisory firm. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm uses a network of Investment Adviser Representatives and relies on third-party program sponsors and endorsed TAMPs for most advisory models.

Lloyd Manzanilla is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He holds the Series 66 designation and is based in Carlsbad, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tassia Taylor is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career in the securities industry as a paralegal assisting in the litigation of securities and investment fraud cases on behalf of consumers. After 14 years as a client advocate at a local law firm, Tassia transitioned to financial planning, proactively helping clients achieve their retirement and financial goals. Her experience in the legal field provides her with insight to help clients overcome financial obstacles and identify potential pitfalls. In 2020, Tassia joined Merrill Lynch Wealth Management alongside her husband, Randy. Together, they provide a comprehensive wealth management experience that leverages both Randy's investment and planning expertise and Tassia's legal background. Tassia holds a Bachelor's Degree from Point Loma Nazarene University and the Personal Investment Advisor (PIA) designation. She is fluent in English and Portuguese. Tassia and her husband reside in North San Diego County with their children. They enjoy playing music together, traveling, serving at their local church, and spending time at the beach in their free time. Tassia emphasizes understanding clients' life priorities to create personalized financial plans aligned with their goals and aspirations.

Robert Briones is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2011. Outside of his advisory role, he owns and operates a part-time custom woodworking business, creating furniture and decor for private clients and public sale. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering broad financial planning without portfolio management for institutional clients. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under separate billing.

Ryan Albin is a Vice President, Financial Consultant at Fidelity Investments. He partners with individuals, families, and business owners to support them in working towards their unique financial goals. Ryan holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant, reflecting his advanced training and knowledge in financial planning. Ryan has been with Fidelity Investments since 2015, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President Financial Consultant. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones from 2014 to 2015. He holds a California Insurance License. Outside of his professional role, Ryan has personal interests in art, the beach, football, museums, sailing, and traveling.

Scott O'Connell is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been contributing since 2008. In this role, Scott focuses on developing personalized financial strategies for high net-worth individuals, families, and institutions. His approach takes into account each client’s risk tolerance, time horizon, liquidity needs, investment goals, and cost considerations. Scott offers expertise across a broad range of services including cash management, custom financial strategies, risk management, retirement planning, educational savings plans, estate planning, corporate 401(k) plans, commercial real estate loans, and customized lending through Bank of America, N.A. (NMLS#1537122). Scott holds a Bachelor of Science degree from the College of Liberal Arts and Sciences at Arizona State University. He has earned the Accredited Asset Management Specialist™ (AAMS) certification awarded by the College for Financial Planning Institutes Corp and has completed the Longevity Training Program at the University of Southern California’s Davis School of Gerontology. Additionally, his professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from Apple Valley, Minnesota, Scott currently lives in San Diego, California. Outside of work, he enjoys hiking, fishing, music, reading, and spending time with his family. Scott is engaged in community service and values volunteering with local organizations in alignment with Merrill’s tradition of community participation.

L Brokaw is a financial advisor at Wells Fargo Clearing with 54 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kelly Legg serves as a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2021 at a boutique advisory firm that catered to retirees from Fortune 500 companies in San Diego. Since joining Merrill in 2022, Kelly has focused on building a practice centered around thoughtful planning, attentive service, and guiding clients through complex financial decisions with clarity and confidence. His expertise includes family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning. Kelly earned a Bachelor's degree in Finance from San Diego State University and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He has lived in San Diego for the past nine years. Beyond his professional work, Kelly is actively involved in community volunteer efforts, including Big Brother Big Sister, Breakthrough Type 1 Diabetes, and the San Diego Food Bank. He lives with Type 1 diabetes and dedicates time to education, advocacy, and outreach related to the condition. Outside of his advisory role, Kelly enjoys cooking, hiking, soccer, and surfing. He also supports the Buffalo Bills and is training for an upcoming Half Ironman event.

Spencer Birch is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2017, he worked for nine years at Quantum Learning Network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Taimur Baig is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank and Wells Fargo Advisors. Outside of advising, he is involved in real estate brokerage and owns a rental property. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipalities. The firm offers financial planning, investment consulting, and municipal advisory services, utilizing a variety of portfolio management styles supported by extensive research and affiliated resources.

Joel Thorp is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2010. Outside of his advisory role, he is co-owner of ZJ Ranch LLC, a land management company focused on unimproved land used primarily for recreation and timber harvesting. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.

Jaclyn Mazur is a CFP® professional with 22 years of experience in the financial services industry. She is currently affiliated with OSAIC and has previously worked at Woodbury Financial Services, Securities America, and RSG Partners. Mazur is the founder of the Financial Behavior Institute, where she trains and coaches financial professionals in behavioral finance concepts and practice management. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated brokerage and investment advisory services. The firm utilizes various asset-allocation tools and third-party managers to construct portfolios and supports both discretionary and non-discretionary account management.

Brandon Dalgarno is a CFP® professional with 20 years of industry experience, currently serving at Cetera since 2025. His prior experience includes roles at Avantax Investment Services and Diehl Evans & Co. LLP. Dalgarno holds leadership positions in financial services entities, including director and managing member roles. Cetera Investment Advisers LLC is an SEC-registered adviser that offers a multi-manager platform serving individual, corporate, charitable, and institutional clients with portfolio management, financial planning, and retirement services. The firm supports a large nationwide network of advisors with access to diverse investment strategies and custodial arrangements.

Jordan Gales is a financial advisor at Morgan Stanley with a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2020 and previously was affiliated with Sequoia Wealth Management, JMC Wealth Management, and LPL Financial. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.

Robin Alefi is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB, CHARLES SCHWAB and CO., INC., and TD Ameritrade. Outside of finance, Alefi is involved with Epic Volleyball Club, where he has been active for over a decade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Robin Bechtel is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 26 years of industry experience. Prior to joining Cetera, Bechtel worked at Independent Financial Group and also has experience with Pampered Chef. Outside of advising, Bechtel volunteers with the Foundation for Personal Financial Education, providing financial counseling and education on a pro bono basis. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options, financial planning services, and access to third-party money managers.

John Mckay is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and 25 years of industry experience. He worked at Morgan Stanley from 2002 to 2006 before joining LPL Financial, where he has been since 2006. In addition to his advisory role, he is involved in managing non-variable insurance products such as fixed disability insurance, fixed annuities, long-term care, and health insurance through Compass Investment Consulting Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advisor tools and extensive non-advisory financial activities.