Ross Murphy II is a financial advisor with Charles Schwab in Phoenix, Arizona, holding a Series 66 designation and 20 years of industry experience. He has been with Charles Schwab since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services.

Frank Che is a financial advisor with Edward Jones in Tempe, AZ, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he works as a professional scorer for ACT and state assessment tests, focusing on English reading and writing. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of investment strategies and operates under a fiduciary standard, with a large network of advisors and branch offices supporting its advisory programs.

Christian Acosta is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2026. He has prior experience at Wells Fargo Bank and held various roles in educational institutions and other companies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Monaccio is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at LPL Financial, Dynamic Wealth Strategies, and Edward Jones. He is also a partner in a real estate holding company, W and A Properties, LLC, which currently has no active operations. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services through Wealth Advisors while clients retain final decision-making authority.

Jesse Witt is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding a CFP® designation and several securities licenses. He has 26 years of industry experience, including prior roles at Wells Fargo Advisors and Wells Fargo Clearing. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base ranging from individual investors to institutional clients, offering customized portfolio management and financial planning through a variety of advisory programs. The firm employs a mix of in-house and third-party investment managers and offers multiple features such as tax management and responsible investing options.

Jeffrey Taylor is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2020. He has been with Fidelity since 2016, initially serving as a Financial Consultant. Prior to joining Fidelity, Jeffrey was a Private Client Advisor at JP Morgan Chase from 2015 to 2016. He also held roles at Charles Schwab from 2009 to 2015, including Vice President and Branch Manager as well as Vice President and Financial Consultant. Throughout his career, Jeffrey has developed expertise in wealth planning and financial consulting. He focuses on providing clear and straightforward education to clients, helping them progress towards their financial goals by considering their unique situations, including family and savings objectives. Outside of his professional work, Jeffrey enjoys camping, fishing, kayaking, movies, and traveling.

Troy Holtey is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and over 10 years of industry experience. He has previously worked at LPL Financial and Wells Fargo Clearing. Holtey is the majority owner of Holtey Financial, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions with a wide range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, providing clients with options for implementation through brokerage or advisory programs.

Israh Gharib is a Series 66 licensed financial advisor with three years of industry experience. They currently work at Cambridge Investment Research Advisors and previously held positions at JPMorgan Securities LLC and JPMorgan Chase Bank, NA. Gharib has also been involved with the Morgridge Center for Public Service and the Literacy Network. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering multiple portfolio management strategies and platform options tailored to client objectives.

Angela Brown is a financial advisor at Cetera with 15 years of industry experience and holds a Series 66 designation. She has previously worked at firms including LPL Financial and Sagepoint Financial, and she is also a notary. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers varied portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios.

Dalan Smith is a financial advisor at Morgan Stanley in Tempe, AZ, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Morgan Stanley, he held positions at Grand Canyon University and Vuori. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques but generally does not provide individual security recommendations within standalone planning programs.

Adrienne Borchers is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2014, also working with JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment advisory registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Sean Sharp is a financial advisor with Ameriprise in San Tan Valley, AZ, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations, primarily for clients with assets managed within Ameriprise.

Eric Cook is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and 24 years of industry experience. He previously worked at National Planning Corporation for 15 years before joining LPL Financial in 2017. In addition to his advisory role, Cook is involved in fixed insurance sales, including life, health, disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a network of over 22,800 advisors. The firm offers a range of financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with non-advisory financial products and extensive operational support tools.

Joshua Willard is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Coghlan Financial Group, Inc. since 2007. Outside of his advisory work, he owns Willard Capital Consulting, a business consulting firm focused on organizational and workflow optimization for local businesses in San Diego. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across diverse investment types, providing both discretionary and non-discretionary account options.

Hannah Dabbs Mendoza is a financial advisor with Cambridge Investment Research Advisors in Tempe, AZ, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Cambridge Investment Research, Inc. and Twenty-First Century Group, Inc., as well as time as a self-employed advisor. She is the owner of Work Life Planners, an outside business activity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements.

Stephen Johnson is a financial advisor at Cetera with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously with BBVA Securities Inc., BBVA Wealth Solutions Inc., and COMPASS Bank. He serves as successor trustee of the Beckman Revocable Living Trust. Cetera Investment Advisers LLC operates as a nationwide network of independent advisors, providing portfolio management, financial planning, and retirement services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various program structures and oversees more than $256 billion in assets under management.

Jason Cowans is a financial advisor with Robert W. Baird & Co. in Chandler, AZ, holding CFP® and ChFC® designations and over 24 years of industry experience. Prior to joining Baird in 2026, he held roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate and business clients, pension plans, and charitable organizations. Baird offers a range of financial planning and portfolio management services utilizing multiple separately managed account strategies, tax management, and internal research tools, managing approximately $394 billion in regulatory assets as of December 31, 2025.

Benjamin Thomas is a financial advisor with Thrivent Investment Management in Tempe, AZ, holding Series 63 and Series 65 designations and six years of industry experience. His work history includes roles at Thrivent Financial since 2017 and Modern Woodmen of America in 2019. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial analyses without discretionary trading authority, and offers flexible planning combined with managed-account options under its WealthPlan program.

Tuan Hoang is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since 2010, he has worked directly with healthcare and technology professionals, as well as small business owners and entrepreneurs, helping them achieve their financial goals through a streamlined, goal-based wealth management process emphasizing accountability, service, and results. His client focus includes college education planning, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Tuan holds a Bachelor's Degree from Seattle University and maintains the CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Fluent in both Vietnamese and English, he emphasizes working one-on-one with clients to develop personalized financial strategies aligned with their long-term goals. Residing in Seattle with his wife and two sons, Tuan enjoys traveling and exploring the outdoors with his family. His personal interests include camping, cooking, dancing, football, golfing, hiking, music, and singing. He is involved with the community organization Helping Link and is a fan of the Seattle Seahawks.

Jeffrey Boles is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Vanderbilt Mortgage and Finance Inc. and Bank of America, N.A. He has also worked in diverse fields such as education and hospitality. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.