Christopher Hulse is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard Advisers since 2019, as well as with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2015. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations and portfolios constructed largely from Vanguard funds and ETFs.

Edward Walker is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Suntrust Advisory Services, Inc., Suntrust Investment Services, Inc., and FSC Securities Corporation. He is a co-owner of an LLC involved in realty investment and holds power of attorney for managing his parents' investment accounts. Osaic Wealth, Inc. serves retail and institutional clients through a broad network of affiliated advisers and multiple advisory platforms. The firm offers a range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios for individual and organizational investors.

Frank Woloschak is a CFP®-credentialed financial advisor with 14 years of industry experience, currently affiliated with Vanguard Advisers since 2020. He has worked with various Vanguard entities since 2011 and is self-employed in a non-investment capacity as an Uber driver. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and Vanguard funds to construct personalized portfolios at scale.

Johnathon Lawson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Merrill, Bank of America, and Cetera Investment Services. Outside of his advisory work, he serves as a track and cross-country coach for Gilbert Public Schools. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and integration of digital and team servicing models.

Remington Peterson is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Co., Morgan Stanley, and Arizona Luxury Media. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a combination of quantitative modeling and centralized due diligence.

Stephanie Cornwall is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services for 13 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients, including individuals, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services. The firm uses various tools such as asset-allocation models and automated rebalancing to manage portfolios across multiple asset classes, with options for discretionary or non-discretionary account management.

Justin Zhong is a financial advisor at Vanguard Advisers with Series 66 and Series 63 credentials and four years of industry experience. He has been with Vanguard entities since 2021, including Vanguard Marketing Corporation and The Vanguard Group, Inc. His work history also includes internship and academic roles at the University of California, Merced, and Brunel University London. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and a team servicing model.

Shawn Peterson is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has held positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Chase Investment Services Corp. Peterson is also the owner of SMP Equity LLC, a vacation rental business managed by a property manager. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary advisory relationships and institutional consulting services.

Stephen Myers is a financial advisor with Vanguard Advisers who holds Series 63 and Series 66 credentials and has 28 years of industry experience. He has worked at several firms, including The Vanguard Group, Charles Schwab, Advisor Group, MSH Capital Advisors LLC, M.S. Howells & Co., and LPL Financial. Myers is currently based in Scottsdale, AZ. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios built mainly from Vanguard funds and ETFs, offering customization options including tax-aware features and ESG preferences.

Cody Drappo is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Selective Insurance Group, Allstate, and Liberty Mutual. Drappo also worked at Arizona State University and LIFEAid Beverage Co. earlier in his career. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Frank Calise is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Avantax and Securities America. Outside of advising, he manages several H&R Block franchises offering tax preparation and business services, and serves as manager of CFR Capital Group, providing financial and retirement planning. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual and institutional clients through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a broad client base with a variety of investment programs and strategies.

Dayne Quist is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. Prior to joining OSAIC in 2024, he worked at Woodbury Financial and Woodbury Financial Services from 2011 through 2019. Outside of his advisory roles, he has been involved with St. Croix National Golf Course since 2006. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of investment options and employs various asset-allocation tools and third-party solutions to construct and manage client portfolios.

Karekin Kaprelian is a financial advisor at Ameriprise with 32 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 1993 and holds a Series 63 designation. Outside of advising, he is involved in independent insurance brokering and owns a consulting business, Kordz LLC. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to provide tailored recommendations. The firm delivers these services through a centralized consulting team and emphasizes the use of affiliated investment products.

Jordan Bryson is a financial advisor with Vanguard Advisers. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at LPL Financial Services and Wells Fargo Home Mortgage. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs in portfolio construction.

Courtney Powers is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios largely from Vanguard funds and ETFs, offering a range of customization options.

Margaret Paddock is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. Her prior roles include positions at National Bank of Arizona, Old National Bank, Raymond James Financial Services, Desert Financial, and Wells Fargo. She also operated Paddock Development LLC for two years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kristin Seed is a financial advisor at Raymond James & Associates with 14 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Raymond James & Associates since 2015. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporations, charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Michael Chin is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Merrill since 1994 and also affiliated with Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Isaac Erdody is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he worked at Compass Group USA and Dana Incorporated. Outside of his advisory role, he is the owner of an online retail business, 1st Gen LLC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily using Vanguard funds and ETFs, and manages a large client base through scalable digital delivery and team servicing.

Harrison Singer is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. Prior to joining Vanguard, his work history includes roles at Singer Holding Corporation, Dick's Sporting Goods, and self-employment as a podcast host and producer. He also has experience in media and education-related positions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, delivering services through a combination of digital platforms and a large advisor team.