Jared Grimes is a financial advisor at Morgan Stanley in Los Angeles, CA, with 10 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley in two periods totaling nine years, as well as at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC for three years. His background also includes involvement with Impact Events & Displays in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and analytical tools, managing approximately $2.74 trillion in client assets.

Marcos Montenegro is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services since 2018, also maintaining a role at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Roxanna Martinez is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. Outside of her advisory role, Martinez is involved in real estate as a property owner. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Maria Uribe is a CFP® professional with seven years of experience in financial services. She is currently with LPL Financial in Burbank, CA, having joined in 2025 after five years at Ameriprise. Outside of her advisory work, she is employed part-time with 4Life Research in Pasadena, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Brandi Zimmerman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to that, she was with Sun Life Financial from 2009 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and investment research.

Brian Vo is a financial advisor at Ameriprise with six years of industry experience and holds the Series 66 designation. He has been with Ameriprise since 2016. Outside of his advisory role, he owns and manages Brahhvo LLC, a business unrelated to investment activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Christopher Carpou is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works with a team of investment professionals to deliver financial strategies and advice for high net worth clients, focusing on fixed income portfolio management. Mr. Carpou began his career in the investment business 41 years ago, specializing in public finance and fixed income markets. He established the first municipal trading desk in California for Morgan Stanley and later served as Managing Director and Senior Municipal Bond Trader for Bank of America, where he was responsible for underwriting, trading, marketing, and portfolio structuring of municipal securities. His experience includes working with institutional and high net-worth retail investors as well as issuers of municipal debt at various government levels. Mr. Carpou earned a Bachelor of Science degree in Economics from San Diego State University and holds Series 7, 52, 53, 63, and 65 FINRA registrations. In addition to his professional work, Christopher Carpou has served on the Board of Directors of Options House, a nonprofit shelter for runaway and abused teens, and as President of the Los Angeles Municipal Bond Club. He is actively involved as a volunteer with his local Little League. His personal interests include baseball, biking, football, gardening, golfing, hiking, reading, scuba diving, swimming, and spending time with his family.

Francis Chan is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Matthew Franco is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and having 10 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Bank of America, Merrill, and held a C-level position at Island Prime. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options supported by proprietary and third-party research.

Julia Navarro Sosa is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to understand their priorities and develop tailored strategies to pursue their short-, mid-, and long-term financial goals. Julia provides guidance on a range of topics including general investing, retirement planning, and strategies for unexpected financial needs. She also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Julia holds a Bachelor’s Degree from George Washington University and a Master of Business Administration (MBA) from the University of California System. She has earned the Chartered Retirement Planning Counselor (CRPC) designation, reflecting her professional training in retirement planning. Fluent in both English and Spanish, Julia is committed to providing personalized advice and ongoing guidance as clients’ financial needs evolve.

Lisa Koontz is the Vice President and Branch Leader at Fidelity Investments' Burbank Investor Center. In this role, she leads a team of financial professionals focused on partnering with clients to help them work toward their financial goals. She emphasizes creating a warm and welcoming environment while building long-term meaningful relationships with clients. Her professional experience includes serving as Vice President and Branch Leader at Fidelity Investments since 2011. Prior to that, she held leadership roles at Morgan Stanley Smith Barney from 2009 to 2011 and Citigroup Global Markets, Inc. from 2004 to 2009, progressing from Financial Advisor to Vice President and Branch Manager. Earlier in her career, she worked as a Loan Officer at Western Bank and First Interstate Bank and as an Account Executive at Union Bank. Lisa holds a California Insurance License. Outside of work, she enjoys cooking and baking, watching movies, photography, and traveling.

Christine Yu is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Yu is also CEO of the Sean and Christine Yu Private Foundation, a nonprofit organization focused on education, health, research, and social services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and global investment research in its financial planning process.

Gregory Gutierrez is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of finance, he is involved in music, receiving passive royalty income and performing as a guitarist and singer in a band. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related products and bank deposit sweep options.

Enrique Lomelin is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides various advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group and manages approximately $2.74 trillion in client assets.

Maria Chavez is a financial advisor at RBC Capital Markets with 10 years of industry experience. She previously worked at Oppenheimer and D.A. Davidson & Co. Maria holds Series 63 and Series 65 licenses. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that offer portfolio management, financial planning, custody, and brokerage services. The firm tailors investment strategies based on clients’ risk profiles and utilizes both in-house and third-party managers.

Edward Tess is a financial advisor with Morgan Stanley Wealth Management in Los Angeles, holding a Series 63 designation and having 30 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to clients and through employer-based Corporate Financial Planning agreements.

Lawrence Rocha is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with firms including LPL Financial and Avantax. Rocha is also involved with Parallax Wealth Management, a sole proprietorship offering investment advisory, insurance, brokerage, and financial planning services. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers. The firm provides integrated brokerage and advisory services, utilizing firm-provided tools and third-party platforms to construct portfolios that include a range of asset types and investment strategies.

Michael Tiedemann is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 28 years of industry experience. He has been with Merrill since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Oliver Tao is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Cetera in various capacities since 2013. Outside of his advisory role, Tao volunteers as a Little League baseball coach. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jack Wang is a financial advisor at Cetera with 14 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at J.P. Morgan Securities, CTBC Bank, and East West Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of program platforms and third-party managers, supporting both discretionary and non-discretionary account management across multiple custodial relationships.