Jason Lee is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, he is a co-owner of JAZ Enterprises LLC and is a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, supported by LPL Research and third-party subadvisors across diversified and alternative strategies.

Eric Stever is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 31 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.

Bryon W. Smith, CFP®, CEPA®, CPFA® is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management based in Westlake Village, California. He serves a diverse clientele including business owners, veteran entrepreneurs, nonprofit organizations, retirement plan sponsors, families, and mission-driven leaders. Bryon's professional focus is on providing personalized financial planning and developing long-term wealth management strategies to help clients make informed financial decisions with confidence and clarity. With experience at firms such as Merrill Lynch, UBS Financial Services, Morgan Stanley, and RBC Wealth Management, Bryon has been in the financial services industry since 2013. His approach coordinates investment management, retirement planning, risk management, estate considerations, business transitions, charitable giving, and employer-sponsored retirement plans. He holds FINRA Series 7 and 66 registrations and licenses in Life, Health, and Long-Term Care insurance. Bryon earned a Bachelor of Arts in Communication Studies from California State University, Northridge, an Associate of Science in Fire Science from Los Angeles Valley College, and a Master of Business Administration with a concentration in Finance from Pepperdine University's Graziadio Business School. Bryon is a United States Coast Guard veteran and founding member of the Department of Homeland Security. He actively participates in veteran advocacy, homelessness prevention, food insecurity, and community development. He serves on the Audit Committee of Neighborhood Legal Services of Los Angeles County and holds leadership roles within the American Legion, including Finance Officer for California's 24th District and Treasurer of the American Legion Riders Chapter 61 aboard the Battleship IOWA. Outside work, he enjoys traveling, exploring art museums, fishing, hiking, riding motorcycles, and sports. Bryon resides in Agoura Hills, California, with his wife Tess, their children Cash and Hunter, and their dog Daisy.

Peyton Glover is a CFP®-credentialed financial advisor with 31 years of industry experience, currently affiliated with LPL Financial. He has worked at Linsco/Private Ledger Corp. since 2004. Glover is also involved in fixed insurance and long-term care insurance through a separate business activity under the name Guidewell Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement consulting, with access to model portfolios, third-party subadvisors, and various investment management technologies.

Michael Mcgovern is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he specializes in assisting high net worth families, corporations, business owners, and executives with their financial, investment, and retirement goals. He focuses on creating tailored investment strategies that address the unique needs of clients at various stages of life. Michael holds a bachelor's degree from Fairfield University and has earned several professional designations, including the Certified Investment Management Analyst (CIMA) certification, which is administered through the Investments and Wealth Institute in partnership with the Yale School of Management. He also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. Outside of his professional work, Michael remains active in his community by coaching youth and high school lacrosse programs in Southern California. He enjoys spending time with his wife Mikala and their three children, Caden, Cole, and Sage.

Randall Long is a financial advisor at Cetera with over 40 years of industry experience. He holds a Series 63 designation and has worked with multiple firms, including Sageview Wealth Management and First Allied Securities. Outside of advising, he is president of Sageview Foundation, a nonprofit organization handling charitable donations, and engages in actuarial consulting through Sageview Consulting Group, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of investment programs and strategies.

Changqin You is a CFA® charterholder and the sole advisor at Align Investment Advisors, LLC, with 16 years of industry experience. He has been with Align Investment Advisors since 2009. Align Investment Advisors primarily manages pooled investment vehicles and institutional accounts, while also serving high-net-worth individuals. The firm employs discretionary portfolio management with tailored advisory services and uses alternative fee arrangements rather than a percentage-of-assets model.

Ronald Moore is the sole advisor at Moore, Ronald Keith, an independent firm based in Westlake Village, CA. He holds the PFS™ designation and Series 63 and 66 licenses, with 22 years of experience as a financial advisor and over 50 years as a CPA. He operates a CPA sole proprietorship alongside his advisory practice. Moore, Ronald Keith has been in business since 1993, providing tailored advisory services primarily to a limited client base that includes trusts and pension plans. The firm does not offer routine portfolio management for typical individual accounts and maintains a unique affiliation with an accounting practice, which may influence its range of services.

Brian Thomas is a financial advisor at JBB Financial, LLC with 15 years of industry experience. He holds a Series 65 designation and has worked at Jacobs & Jacobs, CPA since 1991. JBB Financial, LLC is an independent registered investment adviser that focuses on consultative services rather than portfolio management or percentage-of-assets-under-management fees. The firm has connections with an accounting firm and other advisers, combining tax and investment advisory activities.

Henry Hache is the sole advisor at Ai Financial, Inc. in Simi Valley, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has been with Ai Financial since its founding in 2004. In addition to advisory services, he provides tax preparation and accounting services through Ai Financial. Ai Financial, Inc. manages approximately $6 million in assets for a small client base that includes individuals and a range of institutional clients, such as sovereign wealth funds and municipal governments. The firm offers portfolio management with ongoing account reviews and maintains affiliations with an accounting firm, supporting its unique client mix.

Bruce Thomas is the sole advisor at Bruce James Thomas Jr, an independent firm based in Moorpark, CA. He holds the CFP® designation along with Series 63 and Series 65 licenses and has 13 years of industry experience. Thomas has operated as a registered investment advisor since 2011. In addition to advisory services, he is a California-licensed insurance agent, dedicating a portion of his time to insurance-related activities outside of trading hours. The firm serves a very small client base and does not provide portfolio management or use assets-under-management fee structures. It offers investment advisory and related financial services through non-AUM fee arrangements, with an uncommon combination of insurance brokerage and advisory services.

Dorothy Beck is a financial advisor with Chaos Solved, Inc. She holds a Series 65 credential and has 16 years of industry experience. She has been involved with Chaos Solved, Inc. since 1993 and with Chaos Solutions Corp. since 1998, where she serves as vice president. Chaos Solved, Inc. is an investment manager focusing on managing pooled vehicles and institutional assets rather than individual retail accounts. The firm offers discretionary portfolio management and account review services and operates with a capacity for performance-based fees and pooled-vehicle strategies.

Max Kramer is a financial advisor at Kramer Investment Advisors, Inc., holding Series 65 and Series 63 credentials with 10 years of industry experience. He has worked at Kramer Investment Advisors since 2015. Outside of his advisory role, he is also a financial executive involved with fixed insurance products, including life and annuities, at Trilogy Financial Services. Kramer Investment Advisors provides advisory services primarily by selecting and referring third-party money managers and offering financial planning without additional charges. The firm serves individuals, trusts, retirement plans, and institutions, acting mainly as an intermediary while portfolio implementation and trade execution are handled by third-party managers.

Janet Robinson is a financial advisor at Oak Asset Management, LLC with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Oak Asset Management since 2017, following eight years at Wells Fargo Advisors Financial Network LLC. In addition to her advisory role, she has been an insurance agent since 1984. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans and other business entities, providing discretionary asset management and investment consulting. The firm emphasizes fundamental stock selection and strategic asset allocation and operates exclusively as a wrap-fee program sponsor, including retirement plan consulting within its advisory services.

Thomas Robertson is a financial advisor at Oak Asset Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors Financial Network LLC. Robertson has been an insurance agent since 1997 in Westlake Village, CA. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, delivering discretionary asset management and investment consulting. The firm emphasizes fundamental stock selection combined with strategic asset allocation and operates exclusively as a wrap-fee program sponsor, including retirement plan consulting within its wrap advisory services.

Donald Beck Jr. is a Series 65-licensed financial advisor with 16 years of industry experience. He is affiliated with Chaos Solved, Inc. and has also served as president of Chaos Solutions Corp., a real estate management and investment firm, since 1998. Chaos Solved, Inc. specializes in managing pooled investment vehicles and institutional assets with discretionary portfolio management and performance-based fee structures. The firm operates with a small advisory team across multiple offices and appears focused on future institutional mandates rather than current retail client assets.

Jack Noe is a financial advisor with Oak Asset Management, LLC in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Oak Asset Management since 2017 and previously spent eight years with Wells Fargo Advisors Financial Network LLC. Oak Asset Management serves individual and high-net-worth clients, as well as trusts, pension and profit-sharing plans, and other business entities, providing discretionary asset management and investment consulting. The firm’s investment approach focuses on fundamental stock selection and strategic asset allocation, operating exclusively as a wrap-fee program sponsor and including retirement plan consulting within its wrap advisory services.

Ronald Kramer is a financial advisor at Kramer Investment Advisors, Inc. with 23 years of industry experience. He holds a Series 66 designation and has operated his own accounting firm, Kramer Accountancy Corporation, since 1993. In addition to his advisory work, he is involved in insurance services through Kramer Insurance Services and other related business activities, including accounting, tax, and business management. Kramer Investment Advisors offers advisory services primarily by selecting and referring third-party money managers and providing financial planning at no additional charge. The firm serves individuals, trusts, retirement plans, and institutions, acting as an intermediary rather than directly managing client assets or executing trades.

Kiel Holmes is a financial advisor at Kelsey Financial, LLC with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Financial West Group and Western International Securities, Inc. Outside of finance, Holmes is a self-employed voice actor specializing in commercial and animation work. Kelsey Financial serves private and institutional clients, offering discretionary portfolio management, financial planning, and pension consulting. The firm employs a combination of model portfolios and bespoke supervisory accounts, utilizing tactical asset allocation, quantitative and fundamental analysis, and various trading strategies.

Steven Hoppel is a financial advisor with Kelsey Financial, LLC in Moorpark, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Western International Securities, Uber, and Financial West Group. Outside of advising, he is involved with Ghost Town Spirits, LLC, a business he has been part of since 2021. Kelsey Financial serves a diverse client base including individuals, pension plans, charitable organizations, and corporations. The firm employs a discretionary investment approach combining model-based and tactical asset allocation with economic, quantitative, and fundamental analysis.