Hsin Yuin Horng is a financial advisor at Morgan Stanley with 18 years of industry experience. She previously worked at UBS Financial Services from 2016 to 2020 and was a homemaker from 2020 to 2024 before joining Morgan Stanley. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

James Wennlund is a financial advisor with Raymond James & Associates in Los Angeles, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2013 and also works as a stand-up comedian, performing several shows per month. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting through its Wealth Advisory Services Program.

Jason Gaskin is a Series 66-licensed financial advisor with Merrill, based in Los Angeles, CA. He has three years of industry experience and has been with Merrill since 2021, following a 16-year tenure at Bank of America. Outside of his advisory role, he is the sole owner of an unrelated rental property business. Merrill provides managed account services to Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader corporate platform to deliver access to various financial products and services.

Cristian Ochoa is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He has worked at Merrill since 2022 and is also currently associated with Bank of America, N.A. Outside of finance, his prior work experience includes roles at Enterprise Rent-A-Car and various sales positions. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies and is integrated into Bank of America’s broader platform, providing access to a wide array of products and services.

Kevin Muradyan is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2021. He holds a California Insurance License, supporting his work in the financial services sector. Kevin describes himself as a dedicated and passionate leader striving to inspire others. In addition to his professional responsibilities, Kevin has a range of personal interests that include spending time at the beach, cars, culinary experiences, social events with friends, hiking, and outdoor adventures.

Roberto Proano is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. His prior experience includes roles at Mass Mutual Investors Services and Metlife Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and advanced portfolio management technologies.

Gregori Volokhine is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 30 years of industry experience. His prior roles include positions at Raymond James & Associates and Meeschaert Capital Markets, Inc. He is based in Los Angeles, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broader range of investment options including insurance-related vehicles and bank deposit sweep programs.

Whitney Visger is a CFP®-designated financial advisor with 15 years of industry experience, currently with Cetera. She has been associated with Cetera Wealth Services, LLC since 2013. Outside of her advisory work, she serves as a volunteer investment committee member for Pi Beta Phi Fraternity and is an audit committee member for Mayfield Senior School. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program platforms and third-party managers.

Christine Prakash is a financial advisor with LPL Financial based in Los Angeles, CA. She holds Series 63 and Series 66 licenses and has seven years of industry experience. Her prior roles include positions at HSBC Securities, First Citizens Investor Services, and Wells Fargo Private Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and utilizes research from LPL Research and third-party subadvisors.

Ting Wang is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 20 years of industry experience. Wang has worked at East West Bank since 2022 and has held roles at multiple HSBC entities from 2015 onward. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Adrian Ramirez is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2022, following prior roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Michelle Marquez is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Cantella & Co., Inc., Bank of America, N.A., and Merrill. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients, with a focus on tailored financial plans and institutional consulting.

Monique Morris is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory process.

Sandra Martin Stelmasek is a financial advisor with Merrill in Pasadena, CA, holding the Series 63 and Series 66 designations and bringing 44 years of industry experience. She has been with Merrill since 2002 and is also affiliated with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America enables access to a wide range of products and services.

Richard Hsieh is a CFP® professional with 28 years of industry experience, currently affiliated with Cetera. His prior experience includes nearly 15 years with First Allied Securities and concurrent leadership of Kasih Financial Advisors since 2003. Outside of his advisory work, he serves as a volunteer for the Rafiki Foundation and holds fiduciary responsibilities as co-executor of an estate. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, enabling advisors to implement diverse investment strategies with discretionary and non-discretionary authority.

Thomas Britain is a financial advisor with Primerica Advisors in Pasadena, CA, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior work includes roles at IHSS In Home Support Services, PFS Investments Inc., and a long tenure with The Salvation Army's Southern California Division. He is also a co-owner of Precious Quality Home Care, a home caregiving services business. Primerica Advisors serves primarily individual investors—including both non-high-net-worth and high-net-worth clients—as well as corporate and charitable clients, offering a wrap-fee asset management program that utilizes model-driven strategies managed by third-party asset managers. The firm operates at scale with thousands of advisors and offices, providing advisory services focused on model recommendations and supported by custodial and trade execution services.

Genaro Padilla is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Kary Silvers is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at several firms, including Beacon Pointe Advisors and Cetera affiliates, before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Serina Yuan is a financial advisor at UBS Financial Services with four years of industry experience. She holds the CFA® designation and Series 63 license. Prior to joining UBS in 2019, she focused on homemaking for over a decade. Outside of her advisory role, Yuan serves as president of the ABC Unified School District Education Foundation, a charity supporting student needs in the district. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management offerings, using proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kevin World Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, LPL Financial, and Fire Fighters First Credit Union. He is also involved in offering investment products and services through LPL Financial under the trade name Firehouse Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.