Charles Ibach IV is a financial advisor with Raymond James Financial in Charlotte, NC, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been affiliated with Raymond James and its subsidiaries for over 18 years and is the owner and branch manager of Allen Wealth Advisors, as well as president of Ibach Allen Cornerstone, LLC, a satellite office he established to support his work across multiple locations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad network of advisors, with specialized services such as municipal advising and SIMPLE IRA Employer Advisory programs.

Archie Martin is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. He has held positions within Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2008. Martin is involved with the Academy of Finance board at Williams High School and serves on the Finance Committee of the North Carolina Grand Lodge. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutional clients, leveraging Wells Fargo’s research and planning tools to develop tailored recommendations.

James Powell is a CFP® with 43 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors Inc. since 2015. He operates Powell Capital, LLC, a support company based in Charlotte, NC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors, using analytical tools to tailor non-discretionary advice to client goals.

Macie Lenderink is a financial advisor at Morgan Stanley in Charlotte, NC, holding a Series 66 designation. She has been with Morgan Stanley since 2025. Prior to her current role, her experience includes various positions in education and freelance work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Kevin Jones is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to provide tailored, non-discretionary recommendations through a centralized consulting team.

Sarah Drummond is Vice President and Branch Leader at Fidelity Investments. In her role, she leads a team of financial professionals who work collaboratively with clients and their families to develop financial plans tailored to their definitions of success, including making sound investment decisions, growing or protecting wealth, and leaving a legacy. Drummond has been with Fidelity Investments since 2010, progressing through various roles including Financial Representative, Relationship Manager, Branch Service Manager, Assistant Branch Leader, and currently Branch Leader. Her extensive experience at Fidelity encompasses client relationship management and branch leadership responsibilities.

Tyler Shumaker is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Robert Black Insurance and The Vanguard Group, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations nationwide, offering a range of advisory programs, financial planning, and brokerage services.

Scott Ellis is a financial advisor with Raymond James & Associates in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating over a decade of experience before joining Raymond James in 2021. Outside of his advisory role, Ellis owns and operates a non-investment educational website and has co-authored a book on American cereal. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

William Smith is a financial advisor with Mass Mutual Investors Services in Charlotte, NC. He holds Series 63 and Series 65 designations and has 39 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he spent 31 years with Metlife Securities Inc. He is also an independent insurance agent specializing in life, accident, health, Medicare-related products, and property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented planning and a range of investment strategies.

Liz Corriher is a financial advisor with RBC Capital Markets in Charlotte, NC, holding Series 63 and Series 66 licenses. She has 36 years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Advisors. RBC Wealth Management serves a diverse client base—including individual investors, institutional clients, and charitable organizations—offering advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm employs a tailored investment approach using both in-house and third-party managers, supported by RBC’s broad capital-markets capabilities.

Gregory Arthur is a financial advisor at Ameriprise with 31 years of industry experience. He has held positions within Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is a co-owner of a photography business and serves on the strategic planning board of the Fort Mill Church of God. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, supported by a centralized consulting team.

Brandon Monette is a CFP® and ChFC® with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. His background includes over two decades in full-time education. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Kaley Youngcourt is a financial advisor at Merrill with two years of industry experience. She holds a Series 66 credential and previously worked at UBS Financial Services for several years. Prior to her advisory career, she was affiliated with Roger Williams University and Masuk High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Pratt is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2006. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Depiazza is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2004 and 2005, respectively. Outside of his advisory role, he operates Di Piazza Impresa, LLC, an importer of kitchen appliances and accessories sold online. Charles Schwab serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm utilizes a client relationship model that includes both non-discretionary guidance and access to affiliated discretionary managed accounts.

Kevin Walsh is a financial advisor at Cambridge Investment Research Advisors with 15 years of industry experience. He previously worked at Lincoln Financial Securities for 12 years before joining Cambridge in 2023. Walsh is the founder of Ensemble Financial Strategies LLC and Ensemble Tax & Accounting, LLC, and he serves as president of the BNI Charlotte Achievers Chapter. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a range of portfolio management and model-based solutions.

Wesley Billings is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Fifth Third Securities, Fifth Third Bank, Northwestern Mutual, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis.

Johnathan Shaw is a CFP® with 24 years of industry experience, currently affiliated with Wells Fargo Clearing. His prior roles include positions at Morgan Stanley and multiple tenures at Wells Fargo entities. Outside of advisory work, he owns and operates Pivott Transport, LLC, a transportation services business. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Thomas Mc Lean is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and JPMorgan Chase Bank. He has been with Edward Jones since 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Michael Bird is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 20 years of industry experience. He previously worked at Principal Securities Inc. and Principal Life Insurance Company. Outside of his advisory role, he serves as president of Everest Retirement. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management strategies and platform arrangements.