William Beard is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 26 years of industry experience. He previously worked at Merrill from 2002 to 2014 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions with research-driven investment strategies.

Tiffany Sims is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and 10 years of industry experience. She previously worked at Morgan Stanley from 2015 to 2017 before joining Wells Fargo Bank NA and Wells Fargo Clearing Services in 2017. Outside of finance, she maintains a cosmetology license in North Carolina and operates an independent travel agency where she consults new travel agents and travelers. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, incorporating modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Stuart Bowen is a financial advisor at Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, and special-needs analysis.

Christopher Diskin is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Edelman Financial Engines, LPL Financial LLC, TIAA, and Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Shaun Riley is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Bank of America. Outside of his advisory role, Riley works as a driver for rideshare and delivery services including Lyft, Uber, and Amazon. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients, combining internal and third-party management with a range of tax-sensitive and asset allocation approaches.

Robert Clark is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. He has been with Raymond James since 2013 and previously worked with Rcb Sports and the Arena Football League. Clark also serves on the finance committee of Denver United Methodist Church, where he acts as an auditor overseeing church accounts. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and firm research.

Lynda Rettig is a financial advisor at UBS Financial Services with 39 years of industry experience. She has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Outside of her advisory work, she is a FINRA Non-Public Arbitrator pending completion of mandatory training. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

John Amaro is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and five years of industry experience. He previously worked at TIAA-CREF and LPL Financial. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, performance reporting, participant education, and discretionary investment management options. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Anson Marcotte is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at Bank of America, Capital Automotive Real Estate Services, and RSM US LLP. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Ma is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and has prior experience at JPMorgan Securities LLC, Bank of America, Merrill, and Wells Fargo Clearing. He is also involved as an associate at Williamson Wealth Group in Cornelius, NC, where he works as a wealth advisor managing client assets. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Megan Bolt is a financial advisor at Merrill with Series 66 and Series 63 licenses and two years of industry experience. She has held roles at several firms, including Transamerica Investors Securities, The Vanguard Group, and First Citizens, and has operated a business called Bolt Boutique. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of clients including individuals, high-net-worth investors, and institutions.

Christopher Kingsley is a Financial Advisor with Merrill Lynch Wealth Management. He advises individuals, families, executives, and business owners on financial issues related to wealth creation, focusing on areas such as portfolio diversification, concentrated stock strategies, tax-efficient investing, alternative investments, liquidity planning, lending solutions, wealth transfer, and risk management. Prior to joining Merrill in 2021, Christopher worked as a Project Manager for a marine construction company, developing skills in planning, problem-solving, and client service. He initially served on Merrill's Estate Settlement Services team, assisting families and beneficiaries with inherited assets and financial planning. In 2024, he joined the Premium Elite team as a Relationship Manager, working with high-net-worth and ultra-high-net-worth clients on investment strategies, estate planning, complex trading, and wealth management solutions. Christopher holds a Bachelor's Degree from Cambridge College and has earned professional designations including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). Outside of his professional work, he is involved in serving at church and has interests in baseball, boxing, cooking, football, golfing, pickleball, skiing, and spending time with his family.

Dana Branham is a CFP® professional with 19 years of experience in financial advising, currently affiliated with Cetera. Her prior experience includes roles at LPL Financial and Valic Financial Advisors. Outside of advising, she is an author and serves as chairman of the International Investment Committee for Alpha Kappa Alpha Sorority, Inc., where she collaborates with portfolio managers from Bank of America and Morgan Stanley. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform to over 10,000 advisors nationwide. The firm serves individuals, retirement plans, corporate and charitable clients, and institutions with a range of portfolio management, planning, and consulting services.

Mark Smith is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and 37 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley & Co., Incorporated for over 15 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with discretionary options and a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Kevin Brzezinski is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2017, following roles at CCO Investment Services Corp and Citizens Bank from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

David Bremen is a financial advisor at Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Stephen West is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 designations and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and also has a long-term role with Enterprise Leasing Co Se dating back to 2001. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Benjamin Smith is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His work history includes roles at Truist Advisory Services, United Capital, Regions, and Bank of America. In 2019, he was involved with 5 Star Nutrition LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Ronda Houston is a financial advisor with Wells Fargo Clearing in Charlotte, NC. She holds Series 63 and Series 65 designations and has 26 years of industry experience, including over 10 years at Wells Fargo Clearing. Outside of finance, she owns and operates a photography business, Shutter Diva Photography, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through more than 14,000 financial advisors.

Ethan Buysse is affiliated with Wells Fargo Clearing and holds a Series 66 designation. He has been with Wells Fargo Clearing since 2021 and has prior experience at Domino’s, Sam’s Club, and BJ’s Wholesale Club. Outside of his advisory role, he works as a delivery driver for Amazon Flex and a rideshare driver for Uber. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education, with an advisory process grounded in modern portfolio theory.