Steven Koury is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Citi since 2017 and previously was affiliated with Waddell & Reed and various insurance carriers. Outside of his advisory role, he serves as a parent volunteer board member and treasurer of the Burlingame Soccer Club. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, leveraging internal standards and oversight committees to select and monitor managers.

Edward Pope is a financial advisor with RBC Rochdale, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His career includes roles at Rochdale Investment Management and Rim Securities since 2012, as well as prior experience at Fisher Investments from 2006 to 2012. RBC Rochdale serves a diverse client base including high net worth individuals, institutions, and government entities, offering discretionary and non-discretionary portfolio management among other services. The firm employs an active, multi-strategy investment process combining quantitative and fundamental analysis, utilizing proprietary tools and working with third-party sub-advisors to tailor portfolios.

Kenneth Malamud is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds a Series 66 designation and has been with HSBC Bank USA, N.A. since 2016, transitioning to HSBC Securities in 2023. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with multiple program types including client-directed and fully discretionary options. The firm uses a structured investment process with five model risk profiles and partners with affiliated and third-party providers for fund selection and management.

Nicholas Chang is a financial advisor at IEQ Capital, LLC with a Series 65 designation and experience at multiple firms, including Thruline and MacDougall Advisors. He has been in the industry since 2018. Outside of finance, he was involved with Dark Matter Coffee in 2022. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm focuses on separately managed accounts and integrates both liquid and private alternative investments through a centralized research process.

Robert Hanson is a financial advisor at IEQ Capital, LLC with one year of industry experience. He holds a Series 65 designation and previously worked at Parallel Advisors, LLC and Franklin Templeton Investments. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, and non-profit organizations. The firm’s investment approach is guided by centralized macroeconomic research and client-specific Investment Policy Statements, utilizing a mix of liquid strategies, third-party Independent Managers, and private alternative investments.

Lan Shaw is a CFP® with 18 years of industry experience, currently with Integrated Wealth Concepts LLC. He has worked at Edward Jones, Commonwealth Financial Network, and Vision Private Wealth, and is the owner of Vision Financial Planning, Inc. Shaw holds a Series 66 license. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a primarily long-term investment approach across customized portfolios using mutual funds, ETFs, equities, and fixed income.

Craige Bertero is a financial advisor at Corient with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Chase Bank, Columbia Pacific Wealth Management, and CIPW Service Company. He serves as a board member of Proper Voltage, a company that sells industrial-grade batteries. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, and corporate entities. The firm employs a goals-based, team approach that integrates proprietary strategies with third-party solutions and specialized offerings such as family office and trustee services.

Elton Lai is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo, Morgan Stanley, and Merrill. Outside of his advisory role, he is developing a mobile wellness application that uses AI to analyze meals and raise awareness of potential long-term glucose impacts. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on asset-allocation models and internal research tools, with trades executed only upon client authorization.

Charles Recchion is a financial advisor at Mercer Global Advisors Inc. with one year of industry experience. He holds a Series 65 designation and previously worked at Point Olema Capital Partners and Cambridge Associates LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm emphasizes globally diversified, risk-appropriate portfolios using Modern Portfolio Theory and implements investments through low-cost ETFs, index funds, separate account managers, direct indexing, and private funds, supported by a range of specialized programs and client education initiatives.

Nicholas Sterling is a CFP® with nine years of industry experience, currently advising at Oppenheimer. His prior roles include positions at JP Morgan Chase Bank and Charles Schwab. Outside of his advisory work, he is a founding member of Texas Emerging Leaders and works as a fly fishing guide with Napa Valley Fly Guides. Oppenheimer serves a diverse client base including individuals, corporations, and charitable organizations, offering a range of advisory and brokerage services with both discretionary and non-discretionary approaches. The firm manages equity, balanced, and fixed-income portfolios using asset allocation and manager selection strategies while maintaining custody of client assets.

Vincent Lamarca is a financial advisor with Valic Financial Advisors in Oakland, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Valic Financial Advisors since 2006 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services through its broker-dealer operations.

Amelia Goldstein is a Series 65-licensed financial advisor at IEQ Capital, LLC with one year of industry experience. Prior to joining IEQ Capital, she worked at Houlihan Lokey and Bloomberg LP. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, and private funds. The firm focuses on separately managed accounts and family-office services, utilizing a centralized investment process that incorporates independent managers and alternative investments.

Samuel Shephard is a financial advisor at IEQ Capital, LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at FIRST REPUBLIC Securities Company, LLC for six years before joining IEQ Capital in 2019. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, endowments, donor-advised funds, and private funds. The firm combines centralized macro and manager research with access to independent managers and alternative investments, managing approximately $35.4 billion across a range of separately managed accounts and family-office services.

Jinai Chen is a financial advisor at Schwab Wealth Advisory, Inc. with eight years of industry experience. Chen holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing Services LLC, Wells Fargo Bank NA, and Pandora Jewelry. Outside of financial advising, Chen is involved in providing in-home support services to eligible aged, blind, and disabled individuals in California. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on standardized asset-allocation models and internal research tools.

Eric Chang is a CFA® charterholder with 14 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2021. His prior experience includes roles at Bingham, Osborn & Scarborough LLC, Zions Bancorporation, N.A., and Contango Capital Advisors, Inc. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and private market programs for qualified clients.

Hannah Van Essen is a financial advisor at Mercer Global Advisors Inc. with a Series 65 credential and less than one year of industry experience. Prior to joining Mercer, she was involved with several organizations, including The Phoenix Student Literary Magazine, Galileo Learning, and Immigrant Hope. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing investment advisory services along with financial, tax, retirement, and estate planning. The firm’s investment approach uses globally diversified, risk-appropriate portfolios combining low-cost ETFs, index funds, separate account managers, and private funds, supported by educational content and specialized service lines.

Emily Taken Vertz is a CFP® and holds a Series 65 license with eight years of industry experience. She has worked at Cerity Partners LLC since 2021 and previously at B|O|S and Brouwer & Janachowski, LLC. Emily is based in San Francisco, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers discretionary and non-discretionary investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio management.

Isaac Dayley is a financial advisor with Money Concepts Capital Corp in San Francisco, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He has worked at Money Concepts Capital Corp since 2016 and is also the owner and operator of Dayley Schmiedl LLC, a marketing, talent management, and media consulting business. Additionally, he is involved with Nashville CBD Solutions, a retail health products store, and provides consulting services to other non-investment-related businesses. Money Concepts Advisory Service (MCAS) offers portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $3.33 billion across multiple managed programs, employing a range of investment strategies including model portfolios and third-party sub-advisers.

Alvin Liang is a financial advisor at Voya Financial Advisors, Inc. with 24 years of industry experience. His prior work includes roles at Stifel Nicolaus & Co. Inc. and Sequoia Equities Securities Corp. Voya Financial Advisors, Inc. serves a diverse range of individual and institutional clients, offering services such as financial planning, portfolio management, and retirement plan consulting. The firm delivers advice through various program structures, including non-discretionary recommendation-based arrangements, and operates as both an SEC-registered investment adviser and broker-dealer.

Jack Shepard is a financial advisor at IEQ Capital, LLC with a Series 65 credential and three years of industry experience. Prior to joining IEQ Capital in 2022, he worked at CU Boulder from 2018 to 2022 and Sacred Heart Prep High School from 2014 to 2018. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, and private funds. The firm focuses on separately managed accounts with a net worth threshold generally at or above $10 million, employing a centralized macro and manager research process and offering access to alternative investments through an integrated private-investment platform.