Heather Pelant is a CFP®-certified financial advisor at Cresset Asset Management, LLC with over 20 years of industry experience. She previously worked at Baker Street Advisors for 10 years and BlackRock for 13 years. Pelant holds Series 63 and Series 65 licenses and is based in San Francisco, CA. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets, serving individuals, high-net-worth families, trusts, retirement plans, charitable organizations, corporations, and pooled investment vehicles. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and employs a structured due-diligence process to manage investments across various asset classes.

Richard Long is a CFA® charterholder with 20 years of industry experience. He is currently a financial advisor at Cerity Partners LLC in San Francisco, where he has worked since 2021. Prior to joining Cerity Partners, he held positions at B|O|S and Robertson Stephens Advisors. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, combining proprietary quantitative screens with third-party managers and individual securities.

Chong Kam is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Citi in 2025, he worked at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2013 to 2025. Outside of his advisory role, he owns and manages a limited partnership established to oversee rental properties. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains a breadth of institutional capabilities, including in-house research and derivatives services.

Mark Fredenburg is a CFA® charterholder with six years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at BTR Capital Management, Inc. and Wells Fargo. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Bobbie Torres is a financial advisor at Farther with a Series 65 designation and three years of industry experience. Prior to joining Farther, she worked at The Retirement Group, LLC and American National Investments. Before her advisory career, she was involved in the food service industry at Vanitea Cafe for five years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic models, focusing primarily on ETFs, mutual funds, individual equities, and fixed income.

Sarah Nierode is a financial advisor with Schwab Wealth Advisory in San Francisco, holding Series 63 and Series 66 designations and seven years of industry experience. She has been with Schwab Wealth Advisory since 2019 and previously worked at Johnston & Associates Inc from 2013 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations while leaving final trading decisions to clients.

Colin Drake is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Wealthspire Advisors since 2026. Prior to joining Wealthspire, he worked at Marin Financial Advisors, LLC for eight years and operated Drake Wealth Management for six years. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations. The firm employs a relationship-driven, customized investment process that emphasizes diversified, institutional-style asset allocation across multiple asset classes, with both discretionary and non-discretionary portfolio management options.

Shilpa Andalkar is a CFP® professional with 12 years of industry experience, currently serving at Corient. Her prior experience includes roles at Ensemble Capital Management, Brio Financial Group, and Ameriprise Financial Services. She serves on the investment committee of the United Religions Initiative Foundation and is a board member of the East Bay Community Foundation. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and alternative investments where appropriate.

Jeffrey Leong is a financial advisor with Citigroup Global Markets in San Francisco, holding the Series 66 designation and bringing 20 years of industry experience. He has been with Citigroup since 2012. Outside of his advisory role, he manages a rental property in San Leandro, CA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains a distinctive combination of large institutional scale and specialized market roles.

Joseph Sims is a CFA® charterholder with 22 years of industry experience, currently an advisor at Mariner Wealth Advisors since 2021. He previously worked for The Savant Group for 17 years. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering services such as investment management, financial planning, retirement consulting, and coordinated tax services. The firm uses discretionary, customized portfolios supported by an internal investment committee and combines in-house research with third-party managers across a range of asset classes and strategies.

Bridget Keefer is a financial advisor at TIAA-CREF with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and Lincoln Investment. Keefer is also associated with the Mammini Company. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time financial planning and ongoing discretionary management through a variety of managed account programs.

Huy Lam is a CFA® charterholder with seven years of industry experience. He has been with HighTower Advisors since 2020 and previously worked at Schultz Collins, Inc. for 13 years. Based in San Francisco, CA, he provides advisory services through a prominent enterprise firm. HighTower Advisors offers investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and a variety of investment vehicles.

Matthew Acie is a financial advisor with Voya Financial Advisors, Inc. in San Francisco, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior experience includes roles at LPL Financial, RFS Partners, Eqis, and Incapital LLC. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through wrap and unified managed account programs, and brokerage and insurance product distribution.

Michael Mink is a financial advisor at Farther with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Meritas Advisors, LLC for 15 years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct meetings. The firm employs a Modern Portfolio Theory-based investment approach, using bespoke allocations and proprietary algorithmic model portfolios, with a focus on ETFs, mutual funds, individual equities, and fixed income.

Richard Mcdaniel is a financial advisor at William Blair with a Series 66 designation and three years of industry experience. He previously worked at First Republic Bank, Regions Bank, Walmart, the University of Southern Mississippi, and Wells Fargo Bank. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across equities, fixed income, and alternative strategies, providing proprietary models and access to private funds and co-investment opportunities.

Ella Plotkin Oren is a financial advisor with Eagle Strategies (NY Life) based in Berkeley, CA. She holds the Series 66 designation and has one year of industry experience. Her work history includes roles at Eagle Strategies, NYLIFE Securities LLC, TPO Financial & Insurance Services, and New York Life Insurance Company. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored solutions through various program types and maintains a predominantly non-discretionary asset base.

Debbie Shaug is a CFP®-certified financial advisor with six years of industry experience. She is currently with Cerity Partners LLC, where she has worked since 2022. Prior to that, she was with Browuer & Janachowski and spent 17 years involved with A Baby's Place, an online retail business. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with an emphasis on diversified asset allocation and customized portfolio strategies.

Regina Tsai is a CFP®-credentialed financial advisor with 21 years of industry experience. She has worked at Schwab Wealth Advisory Inc. and Charles Schwab since 2017 and previously spent one year at B|O|S. The firm provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients tailored financial reviews and investment recommendations using Schwab’s research tools and standard asset allocation models.

Theodore Beebe is a financial advisor at Corient with nine years of industry experience. He holds the Series 66 designation and has worked at firms including Columbia Pacific Wealth Management and JPMorgan Chase. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach combining in-house strategies with third-party manager solutions and uses risk management tools and alternative investments to align portfolios with client objectives.

Chad Van Den Top is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, BNY Mellon, and Northern Trust. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and include point-in-time financial plans and optional managed account solutions.