Sam Black is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of investment guidance using multi-asset model portfolios and alternative investment options.

James Dyer is a financial advisor at Merrill with Series 63 and Series 65 credentials and 51 years of industry experience. He has been with Merrill since 1993 and also works at Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of investment strategies that serve individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jaime Fukumae is a CFP®-certified financial advisor with 28 years of industry experience, currently with Cambridge Investment Research Advisors. He has previously worked at LPL Financial and operates his own CPA practice and insurance agency. Fukumae also serves as a board member of the East Bay Youth Athletic League. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals using a variety of portfolio management strategies and custody platforms.

William Finnegan is a financial advisor with OSAIC based in Lafayette, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked with Royal Alliance Associates since 2018, previously was with SII from 2016 to 2018, and has been associated with Double Diamond Financial since 2004. Outside of his advisory roles, he is an assistant boys' basketball coach at a high school in Oceanside, CA. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers. The firm offers integrated brokerage and advisory services with various portfolio management tools and supports multiple advisory platforms and third-party solutions.

Brendan Stone is a financial advisor with LPL Financial in Walnut Creek, CA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Fremont Bank, Bank of America, Merrill, and Allen Lund Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, with investment management supported by LPL Research and third-party subadvisors.

Gabriel Jay is a CFP®-certified financial advisor with 25 years of industry experience, currently serving at UBS Financial Services since 2008. Based in Walnut Creek, CA, he holds the Series 66 designation. Outside of his advisory role, he serves as Treasurer on the board of directors for the Fore Our Schools Foundation, a nonprofit focused on fundraising for Moraga schools. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial solutions including discretionary portfolio management and alternative products.

Brandon Harper is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He previously worked for JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for 10 years. Outside of his advisory role, he is a rental property owner. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets and offering both brokerage and advisory solutions.

Vita Sechrest is a Senior Financial Advisor with Merrill Lynch Wealth Management based in the Walnut Creek office and a member of The Sechrest Group. She began her career with Merrill Lynch in 2017 as a Private Wealth Associate in the Chicago office, supporting high-net-worth individuals, families, and businesses. Vita and The Sechrest Group provide services focused on comprehensive wealth planning and retirement plans, assisting plan sponsors, committees, and participants with plan design, oversight, investment management, and participant education. Vita holds several professional designations including Certified Private Wealth Advisor® (CPWA®), Certified Divorce Financial Analyst® (CDFA®), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). She earned a Bachelor of Business Administration degree in Marketing and a Master of Science degree in Finance from the University of Notre Dame. Vita serves on the Board of Directors of The Hofmann Foundation. Her professional expertise encompasses family office-style services such as wealth management, investment advisory, retirement planning, philanthropic consulting, and personal banking. Vita also has a client focus on areas including college education planning, endowments and foundations, defined benefit and contribution plans, new wealth management, retirement income, and services tailored for women and sports and entertainment professionals. Outside of work, Vita's personal interests include football, golfing, skiing, spending time with her family, and traveling.

Peter Green is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has worked with J.P. Morgan since 2014, including roles at JP Morgan Chase Bank since 2018. Outside of his advisory work, he serves as a water polo coach at both the high school and club levels. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Arnulfo Tumbaga is a financial advisor at Morgan Stanley with 28 years of industry experience. He has held previous roles at UBS Financial Services Inc. and served in the US Air Force Reserve for 22 years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, supporting clients with advisory services across diverse financial needs.

Ryan Romines is a financial advisor with Ameriprise in San Rafael, CA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in fiduciary activities and serves as an executor. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lindsay Abrams is a financial advisor at Morgan Stanley with a Series 66 credential and two years of industry experience. Prior to joining Morgan Stanley, she held roles at Blue Orange Games and worked as a full-time college student at Saint Mary's College of California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets through a range of advisory programs.

Boriss Bikosvili is a Vice President and Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial guidance, focusing on helping clients discern and achieve their goals through tailored wealth strategies. Boriss serves a diverse client base including executives, business owners, professionals, and individuals approaching or enjoying retirement, assisting them with portfolio management, legacy planning, and retirement income strategies. With more than a decade of experience in wealth management and banking, Boriss has previously held the role of Vice President of Investments and Financial Advisor at JP Morgan. He holds a Bachelor's Degree in Finance from the University of San Francisco and is a CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Russian. Outside of his professional duties, Boriss is active in his local community, serving as Vice President of his Homeowners' Association. His personal interests include woodworking, cooking, boxing, and Judo. He values clear communication and attentive service, aiming to help clients become informed stewards of their wealth.

Rodolfo Duran Chavez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Brian Corley is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked extensively with First Republic Investment Management and related entities since 2011. Corley serves on the advisory board for Golden Gate University's Ageno School of Business and is a member of investment committees at CSU Monterey Bay and the Diocese of Monterey. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored through proprietary research and model-based asset allocations.

Steven Ravlin is a CFP® with four years of experience in the financial services industry. He is currently affiliated with LPL Financial and Nuvision Credit Union, having previously worked at Consilium Wealth Management, Echo45 Advisors, Fidelity Investments, and Oregon State Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, combining proprietary research and third-party model portfolios with discretionary and non-discretionary management.

Patrick Carlin III is a financial advisor with Wells Fargo Advisors in San Rafael, CA, holding a Series 66 designation and six years of industry experience. He previously worked at Oppenheimer & Co. Inc. and Forester's Financial, among other firms. Outside his advisory role, Carlin manages the day-to-day operations of California Street Wealth Management LLC and Castlederg Capital Management Corp. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm integrates advisory services with other financial products, serving clients who meet certain net-worth thresholds.

Joseph Corner is a financial advisor with Cetera in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked with Cetera since 2019 and previously spent three years at Foresters Financial Services. Outside of advising, he assists with office work at Leidig Draper Properties, a commercial real estate company owned by his grandfather. Cetera Investment Advisers LLC is an SEC-registered adviser providing services through a nationwide network of independent advisors to individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, featuring a multi-manager platform and access to various third-party and affiliated investment managers.

Joseph Long is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. His prior experience includes nearly two decades at CUSO Financial Services, L.P. and a long-standing role at Patelco Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Perry Trimble is a financial advisor at Raymond James & Associates with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2016. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting services to a diverse client base, including individuals, institutional clients, and government entities, offering comprehensive financial planning and portfolio recommendations on a non-discretionary basis.