Brent Traugh is a financial advisor with Lincoln Investment who holds a Series 63 designation and has 25 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2000. In addition to his advisory role, he is also licensed as a life insurance agent, writing applications for life insurance and fixed annuities. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management with model portfolios, and access to third-party managers, supported by an in-house Investment Management & Research team that develops strategic and adaptive investment strategies.

Dustin Willing is a financial advisor with Kestra Advisory, holding a Series 66 designation and five years of industry experience. He has worked at firms including The Vanguard Group and Wealth CMT before joining Kestra Advisory Services in 2023. Willing provides investment advice to participants of 401(k) plans as part of his role. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse group of institutional and individual clients. The firm provides a range of services including fiduciary consulting, plan-level investment advice, employee education, and access to multiple management platforms and third-party managed solutions.

Ron Koren is a financial advisor with TIAA-CREF in Philadelphia, PA, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Aegis Wealth Management, Equitable Life Insurance Company, Equitable Advisors, Brokers International Financial Services, and US Healthy Retirement Choices. Outside of finance, he is involved in music selection services as a DJ. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-managed employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management through model or customized portfolios overseen by dedicated managers.

Jerrold Beck is a financial advisor at GWN Securities Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2005. In addition to his advisory role, he works as an insurance agent offering fixed annuities, life insurance, and long-term care insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts and financial planning. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of managed-account programs and model portfolios, including both traditional and legacy market-timing strategies.

Melissa Borelli is a financial advisor at Lincoln Investment with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Lincoln Investment Planning, Inc. since 2004. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a notable history of working with educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and dynamic AIM strategies.

George Harris is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at BNY Mellon Advisors, BNY Mellon Securities Corporation, Pershing LLC, Lockwood Advisors Inc., and Morgan Stanley. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base—including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients—and offers brokerage services, financial planning, consulting, and multiple advisory programs.

Joseph Waterloo is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott LLC. His prior roles include extensive work at The Vanguard Group, Inc. for 24 years, along with experience at several entities under the Thrive brand and as a self-employed advisor. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, and offers comprehensive brokerage, financial planning, and advisory services.

Lisa Davis is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and bringing 12 years of industry experience. She has been with Hornor, Townsend & Kent since 2014 and also maintains a longstanding association with Penn Mutual Life Insurance Company. Outside of her advisory role, she serves as a trustee for the American College of Financial Services and participates on the boards of industry organizations, including FINSECA, as well as in charitable efforts supporting financial professional development. Hornor, Townsend & Kent serves individuals—including high-net-worth clients—trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, offering a range of discretionary and non-discretionary account options and leveraging third-party asset manager relationships under a comprehensive supervisory framework.

Kevin Jones is a financial advisor at Citizens Securities, Inc. in Conshohocken, PA, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, Merrill, and Georgetown. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

James Bergmaier is a CFP® professional with over 21 years of experience, currently serving at Hornor, Townsend & Kent, LLC. He has been with Hornor, Townsend & Kent since 2015 and concurrently with Penn Mutual Life Insurance Company. Bergmaier serves as an advisory board member for the American College Center for Special Needs and as a director of the Ardent Community Trust of Pennsylvania, a nonprofit administering special needs trusts. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Giancarlo Guizado is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at LPL Financial LLC, Principal Life Insurance Company, New York Life, and various fitness-related businesses. He also works seasonally as a tax preparer for a tax preparation business. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm employs proprietary software and third-party model portfolios for asset allocation and retirement planning, servicing over 200,000 clients with a focus on non-discretionary assets.

Candice Fleischood is a financial advisor with TIAA-CREF in Philadelphia, PA. She holds Series 63 and Series 65 licenses and has entered the industry recently, with prior roles at PNC Private Bank and Wells Fargo Private Bank totaling 12 years of experience. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both one-time planning services and ongoing portfolio management, including customized portfolio options under a fiduciary standard.

Michael Santifort Jr. is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Citizens Securities since 2009. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

Zachary Taylor is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include positions at BlackRock, Charles Schwab and Co., TD Ameritrade, Merrill Lynch, and Citizens Securities. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment approach blending passive and active strategies, supported by an internal Investment Committee.

Edmund John Jr. is a financial advisor with Bankers Life Advisory Services, Inc., holding the ChFC® designation and Series 63 and 66 licenses. He has 24 years of industry experience and has worked at Bankers Life and related entities since 2009. Outside of advisory work, he operates an LLC to manage his 1099 business activities related to insurance and securities. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment approach.

Brian Michaels is a CFP® with 15 years of experience in financial advisory. He is currently with Private Advisor Group, LLC and has also worked at LPL Financial LLC, McAdam LLC, Purshe Kaplan Sterling Investments, and VOYA Financial Advisors, Inc. Based in Philadelphia, PA, Michaels provides investment advisory services through Private Advisor Group, an independent registered investment advisor. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, utilizing both proprietary and third-party platforms and strategies to meet client goals.

Michael Corr is a financial advisor at Janney Montgomery Scott in Philadelphia, PA, with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Lincoln Financial Advisors, OSAIC, the Pennsylvania House of Representatives, and The Vanguard Group. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage, financial planning, and advisory programs, and combines in-house portfolio management with third-party managers across multiple wrap programs and model portfolios.

Thomas Schubert is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Truist Investment Services, SunTrust Advisory Services, BB&T Securities, and Janney Montgomery Scott. Schubert serves as a trustee for family property and grandchildren’s trusts. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools in its investment process.

Timothy Seeger is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has previously worked at UBS Financial Services and Wells Fargo Clearing. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Chase Polly is a financial advisor with Lincoln Investment based in Fort Washington, PA. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Prior to joining Lincoln Investment in 2022, he worked at Horace Mann Investors, Inc. for 10 years and has been involved with First Choice Insurance & Financial Services since 2014. Outside of his advisory work, Polly serves as treasurer for Boots and Branches Nature School LLC, assisting with financial and business management. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic and adaptive model portfolios.