Andrea Goldstein is a financial advisor with Equitable Advisors in Conshohocken, PA, holding Series 65 and Series 63 credentials and two years of industry experience. Her prior roles include positions at Guardian Life Insurance Company, NPC Financial Firm, and Park Ave Securities, LLC. She also has experience in the hospitality sector with Kimpton Hotels & Restaurants and EPIC Hotel. Equitable Advisors serves a broad range of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, working extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Brad Bryan is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Cetera in Phoenixville, PA. His prior experience includes roles at Charles Schwab, TD Ameritrade, and The Vanguard Group. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Hailey Schwartz is a Series 66-licensed financial advisor with nine years of industry experience. She currently works at Morgan Stanley in Berwyn, PA, having joined the firm in 2026 after five years at UBS Financial Services and earlier roles at Nationwide and Checks and Balances. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment and planning services.

Brett Caffrey is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Jamie Cook is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard since 2016 and previously worked at TD Ameritrade. Outside of his advisory role, Cook coaches at the Penn Fusion Soccer Academy. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a large team of advisors and a scalable digital platform.

Adam Older is a financial advisor with Ameriprise in Hatfield, PA, holding a Series 66 designation and 14 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services since 2011. Outside of advising, he is involved in health coaching through Optavia and instructs students in Shotokan Karate and Aikijujitsu at The Bushi Group. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning, tax-aware withdrawal strategies, and investment recommendations supported by proprietary research and third-party data.

James Pfizenmayer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analyses.

Joseph Hornig IV is a Series 66-credentialed advisor at Wells Fargo Clearing with one year of industry experience. His work history includes roles in education prior to joining Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and a variety of brokerage and advisory solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to guide investment decisions.

Matthew Kitchie is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Voya Financial Advisors and has a background that includes ten years at Lehigh University. In addition to his advisory role, he operates as an independent insurance agent and markets financial services and fixed life insurance through Flagship Financial. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

Stephen Gitter is a financial advisor with Raymond James & Associates in Conshohocken, PA, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He serves as a trustee for family trusts in Philadelphia. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research resources.

Dirk Stribrny is a CFP® professional with 34 years of experience in the financial services industry. He has worked at UBS Financial Services since 2022 and previously held roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank from 2009 to 2022. Outside of his advisory work, he serves as a board member of a sports organization based in Malvern, PA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor solutions to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services across a broad platform.

Nicholas Leong is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes positions at Merrill and Bank of America, N.A., as well as roles at St. Clair CPA Solutions and Cabrini University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jinsong Chen is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Woodbury Financial Services for 17 years. Outside of advising, he is a co-owner of J. Lion Insurance Group. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to multiple advisory platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios that include a range of investment types.

Hugh Cameron is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked with Cetera and its affiliates since 2016 and previously held a position at BB&T Securities. Outside of advisory work, he is a partner and executive vice president at JBC Companies, focusing on fixed insurance strategies, and serves on the board for strategic growth and planning at Vista Marketing Partners. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Michael Colbridge is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. Inc. since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which supports asset allocation and financial planning analyses.

Craig Hammer is a financial advisor at OSAIC with Series 63 and Series 65 credentials and 32 years of industry experience. He previously worked at Lincoln Financial Securities and Lincoln Financial Advisors for a combined 17 years. Outside of his advisory role, Hammer is a partner and co-owner of Nexus Financial, LLC, which holds interests in RHM Partners LLC and Independence Financial Group, entities involved in wholesaling traditional life and annuity products. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services, financial planning, and access to third-party managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that may include a range of investment products, available on both discretionary and non-discretionary bases.

Shanny So is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 63 and Series 66 credentials and bringing 17 years of industry experience. Before joining Morgan Stanley in 2022, Shanny spent 20 years at HSBC Bank USA. Outside of advisory work, Shanny volunteers as a tax return preparer with the Tzu Chi Buddhist Foundation’s Volunteer Income Tax Assistance (VITA) program, assisting low-income community members during tax season. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and firm-approved methodologies to support financial planning engagements.

Charles Kuntz is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

James Corts Sr. is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and 59 years of industry experience. He worked at Boenning & Scattergood, Inc. for 57 years before joining LPL Financial in 2023. Outside of his advisory role, he acts in a fiduciary capacity for a family trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Mary Chiavaroli is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2014 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and advanced modeling tools, serving clients through both direct and employer-based agreements.