Paul Krumenacker Sr. is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously with Raymond James Financial Services Advisors and Wealth Advisory Services, among others. Outside of his advisory role, he is involved in a lifestyle brand/clothing business called Zero Negative. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing various model portfolios and customized strategies supported by research and technology tools.

Justice Smith is a CFP®-certified financial advisor with eight years of industry experience, currently serving at Cetera. His prior roles include positions at Voya Financial Advisors and involvement with educational institutions as a football coach and board member. He is active in nonprofit work as treasurer for Friends of PJP and holds ownership in a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base ranging from individual investors to institutional accounts. The firm offers a variety of portfolio management and retirement services, operating as a multi-manager platform that provides advisors with diverse investment options and program structures.

Jan Carr is a financial advisor with LPL Financial, holding a CFP® designation and a Series 63 license, and has 42 years of industry experience. Prior to joining LPL Financial, he worked at Boenning & Scattergood for 15 years and Uvest Financial Services Group, Inc. for two years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management programs supported by a combination of proprietary research and third-party strategies.

Anthony Firrantello is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. In his role, he takes the time to understand clients’ individual priorities in order to help them develop tailored strategies for their short-, mid-, and long-term financial goals. He provides ongoing advice and guidance across a broad range of wealth management needs, including investing, retirement planning, and saving for unexpected expenses. Additionally, Anthony offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. His areas of focus cover a diverse set of client needs such as college education planning, family wealth management, services for endowments and non-profits, retirement income, tax minimization, legacy planning, LGBT wealth planning, special needs planning, and small business strategies. Anthony holds multiple professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his High School Diploma from Downingtown East High School. Outside of his professional responsibilities, Anthony enjoys billiards, cooking, fishing, golfing, hiking, hunting, reading, watching movies, traveling, and spending time with his family. He is married and has two daughters.

Paul Clancy is a financial advisor at RBC Capital Markets with 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. He holds Series 63 and Series 65 designations. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Kenneth Montgomery is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 65, Series 63, and Series 66 credentials. His prior work includes roles at Chilton Trust and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Bondi is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. His career includes prior roles at Ameriprise Financial Services and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Bahr is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and one year of industry experience. Prior to joining the firm, he worked in venue management and facility services, including roles at Spectra Venue Management and ASM Global. He is also affiliated with the Philadelphia Country Club. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charities, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing multiple custody platforms and a mix of proprietary and third-party investment strategies.

Jake Szulinski is a CFP®-certified financial advisor with Edward Jones in Wayne, PA, where he has worked since 2016 and has 16 years of industry experience overall. He previously operated through multiple registered investment advisor entities and serves as president of the Picket Post STC club in Chesterbrook, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Pin Yao is a financial advisor with LPL Enterprise, holding a Series 66 designation and 26 years of industry experience. She has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers and insurance products through affiliated entities.

Fred Horrocks is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior work includes roles at International Assets Investment Management, International Assets Advisory, MML Investors Services, and MassMutual. Since 1994, he has operated an insurance agency specializing in life, disability, long-term care, and fixed annuities as a sole proprietor. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored strategies across multiple platforms and custody arrangements.

Keith Schwarz is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Primerica Advisors since 2000 and has been affiliated with Primerica Financial Services since 1999. Outside of advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selected separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure, with an operational model that allows it to curate and oversee investment models.

David Schultz is a Series 66 licensed financial advisor with two years of industry experience, currently with Equitable Advisors. His prior roles include positions at Firstrust Financial Resources and Aflac. He also worked at Huntingdon Valley Country Club and Saint Joseph's University earlier in his career. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory solutions.

Ayoub Cherradi is a financial advisor at LPL Enterprise with a Series 66 credential and three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he is involved in administrative work for Always There Home Care, a non-investment-related business. LPL Enterprise provides investment advisory and brokerage services to individual and institutional clients, employing a model-driven investment approach that includes access to third-party asset managers and wrap programs. The firm also offers affiliated trust custody, insurance services, and collateralized lending programs.

Adam Roberts is a financial advisor with UBS Financial Services in Conshohocken, PA, holding a Series 66 designation and 23 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for 13 years before joining UBS in 2022. Outside of his advisory role, Roberts operates WeBeJam, a sole proprietorship that designs and sells collectibles on Etsy. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory solutions, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Steven Ross is a financial advisor with LPL Financial in Doylestown, PA. He holds a Series 66 designation and has 25 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He is also involved with TruMark Financial Credit Union, operating a DBA for LPL-related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Thomas Brennan III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials, and has 12 years of industry experience. His prior roles include positions at Northwestern Mutual and Voya Financial Advisors. He is also active as an independent insurance agent and serves as an associate agent involved in the sale of employee benefits and property casualty insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.

Pari Magura is a Series 66-credentialed financial advisor with 16 years of industry experience. She is currently with RBC Capital Markets, having previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, Magura serves as Investment Committee Chair for the Samuel S. Fels Fund, is a board member of The Philadelphia Foundation, and volunteers as a troop leader for the Girl Scouts. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs tailored to clients’ risk profiles and employs both in-house and third-party managers to implement customized portfolio strategies.

Susan Walla is a CFP® with 30 years of experience, currently serving as a financial advisor at Cetera. She has an extensive background with Avantax Advisory Services and Avantax Investment Services spanning over two decades before joining Cetera. Outside of her advisory work, she serves as treasurer and comptroller of Chalfont United Methodist Church, managing its financial activities. Cetera Investment Advisers LLC is a large, SEC-registered firm that offers portfolio management, financial planning, and consulting services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts, providing a range of program options and access to multiple third-party money managers.

James Burroughs is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to understand their individual financial situations. Utilizing the tools and resources available at Fidelity, he helps develop comprehensive strategies aimed at achieving clients' financial goals. James has a background that includes roles such as Investment Consultant at Fidelity Investments, as well as various client service positions at Vanguard from 2017 to 2022. His experience spans client care and investment consulting, providing him with a broad perspective on client needs and financial planning. Outside of his professional work, James enjoys cooking and baking, participating in family activities, maintaining fitness, watching movies, exploring outdoor adventures, and traveling.