Stephen Dudek is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include seven years at VOYA Financial Advisors and several years at Cetera Wealth Services, LLC before joining Cetera. He is also an independent insurance agent, involved in the sale of fixed insurance products and operates under Financial Independence Planning, LLC for advisory and financial planning services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of portfolio management and retirement services, supported by extensive assets under management and diverse program options.

Alan Good is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2020, with prior experience at APW Capital and Kistler Tiffany Advisors. Outside of his advisory role, he is involved in independent insurance brokering, working with multiple carriers on life, disability, and long-term care insurance products as well as group health benefits through various brokerage firms. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Ryan Johnson is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked for Raymond James & Associates Inc and Bank of America, N.A. prior to his current role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Smith is a Financial Consultant currently working at Fidelity Investments since 2023. He has held various roles within Fidelity Investments, including Investment Consultant from 2022 to 2023 and Investment Solutions Representative from 2021 to 2022. Prior to his tenure at Fidelity, Christopher was a Financial Consultant at Equitable Advisors from 2018 to 2021. In his role, Christopher partners with individuals and their families to develop and implement comprehensive financial plans tailored to their unique situations and goals. He focuses on helping clients make informed financial decisions to pursue their objectives and achieve financial freedom. Christopher values continuous learning and growth through his interactions with clients.

Gary Brogna is a financial advisor at Edelman Financial Engines with 21 years of industry experience. He holds the Series 66 designation and has worked with Financial Engines Advisors L.L.C. since 2018, following prior roles at Edelman Financial Services, LLC and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a range of workplace solutions, planner-led wealth management, and online advice, emphasizing diversified model portfolios, periodic rebalancing, and a long-term investment approach.

Stephen Kolodij is a financial advisor at Cetera with 19 years of industry experience and holds the Series 66 designation. He previously worked at Voya Financial Advisors and Cetera Wealth Services before joining Cetera in 2023. Outside of his advisory role, he serves on the audit and nominating committee of the Ukrainian Engineers' Society of America, acts as membership chairman for the Tryzub Ukrainian American Sports Center, and has worked as a machine inspector assisting voters in Philadelphia County. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of program options, including model portfolios, third-party managers, and bespoke strategies, supporting both discretionary and non-discretionary accounts.

Daniel Loftus is a Senior Financial Advisor and Portfolio Manager with the Lewis Rosenwald Loftus Group at Merrill Lynch Wealth Management in Doylestown, Pennsylvania. He has over 20 years of experience in the financial industry, most of which has been with Merrill Lynch. Daniel works closely with clients on various financial areas including college education planning, family wealth management, endowments, foundations, non-profits, legacy planning, retirement income, and socially responsible investing. Daniel holds a Bachelor's degree in Finance from the University of Scranton and earned his MBA from LaSalle University. He has earned multiple professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor (CRPC), and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), among others. He is an active member of professional organizations such as the Bucks County Estate Planning Council and serves on the Doylestown Township Bike & Hike Committee. Residing in Doylestown with his wife Ellen and their three children, Daniel is involved in the community through the Doylestown Athletic Association. He enjoys an active lifestyle including running, biking, golfing, swimming, and coaching youth sports teams.

Matthew Ebbecke is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2024, he worked at Lincoln Financial Securities Corporation for nine years and has been involved with Stephen B. Ebbecke and Associates since 2012, an insurance brokerage specializing in life and disability products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by model portfolios, third-party research, and various investment technologies.

Caprese Harmon is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and nine years of industry experience. Prior to joining Merrill in 2019, Harmon worked at Northwestern Mutual Investment Services LLC, Stephen T Guinan, and Gap Inc. Outside of finance, Harmon is employed in a non-investment role providing home care for a family member. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Leslie Weigand is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. Prior to joining LPL Financial in 2025, Leslie spent 38 years at Lincoln Investment Planning, Inc. Leslie is also involved with Gallagher Wealth Management Services, LLC, a business related to their LPL advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technology solutions.

Garren Nowicki is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career as an actuary with PricewaterhouseCoopers and Ernst & Young before transitioning to wealth management in 2000. Garren holds a bachelor's degree from Pennsylvania State University and has earned several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His practice focuses on education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, and retirement income. Garren is engaged with professional and community organizations such as the Pennsylvania State University Alumni Association, Nittany Lion Club, THON, Upper Makefield Youth Baseball and Softball, and the Yardley Makefield Soccer Club. Outside of work, Garren spends time with his wife and four children, often participating in or watching soccer. He also enjoys baseball, football, interior decorating, skiing, softball, traveling, volleyball, and watching movies.

Emma Jenkins Long is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining LPL Financial in 2025, she worked at Deutsche Bank Securities Inc. and CDP North America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by research from LPL Research and third-party subadvisors.

Shikha Prashar is a financial advisor at Ameriprise with four years of industry experience. She holds the Series 66 designation and has previously worked at Edward Jones, UBS Financial Services, and Credit Suisse. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Megan Getz is a Series 66 designated advisor at Raymond James Financial with two years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. since 2024 and has additional roles with Raymond James Financial Services, Inc. and Gute Financial Services, Inc. Prior to joining Raymond James, she spent five years at Freedom Credit Union. Megan also serves as a branch office professional at Gute Financial Services Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and has unique affiliations including municipal advisory services and specialized SIMPLE IRA employer consulting programs.

Daniel Callahan is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including The Prudential Insurance Company of America, Mellberg, Citadel Federal Credit Union, and Citizens Securities, Inc. Outside of advising, he owns a private ATM business and serves as a trustee for the Callahan Insurance Trust. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio management, and access to third-party asset managers within an integrated platform that also supports active sales of insurance and other financial products.

Robert Gorman Jr. is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Gorman serves as treasurer on a nonprofit board and also holds a board chair position at another organization outside the investment industry. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides annual retirement income planning through non-discretionary recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Benjamin Valdes is a financial advisor with UBS Financial Services in Conshohocken, PA, holding a Series 66 designation and five years of industry experience. His work history includes multiple roles at UBS Financial Services and teaching positions at Lehigh University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and research-driven, model-based asset allocations.

Massimo Magliari is a financial advisor with Ameriprise, holding CFP® and ChFC® designations and over 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the board of directors for the Mitzvah Circle Foundation. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Martin Grourke is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and accumulating eight years of industry experience. He has been associated with Primerica Financial Services since 2015 and PFS Investments Inc. since 2017, alongside a long-term role in the Colonial School District since 2007. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-delivery strategies and discretionary separately managed account options supported by external asset managers and custodians.

David Ambartsumian is a financial advisor with Morgan Stanley in West Conshohocken, PA, holding Series 65 and Series 63 credentials and possessing nine years of industry experience. His prior roles include positions at Bank of America, Merrill, and Mutual of Omaha Investor Services. Outside of his advisory work, he has experience managing rental properties. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and models to assist clients.