Joseph Grosso is a financial advisor with Merrill, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Merrill, he gained experience in marketing at Shoreline Media Marketing and held roles in academia at J.F. Oberlin University and Stevens Institute of Technology. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a diverse clientele including individuals, high-net-worth clients, and charitable organizations.

Keith Garrison is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nadia Khan is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing over two decades of experience in financial services. She specializes in retirement planning, multigenerational wealth strategies, customized investment management, and tax-efficient financial planning. Her work focuses on helping high-net-worth individuals, families, and business owners in Houston build, preserve, and transition wealth with clarity, structure, and confidence. Nadia began her career in 2003 and joined Merrill Lynch Wealth Management in 2015. As a Chartered Financial Analyst (CFA) charterholder and Personal Investment Advisor (PIA), she applies a disciplined, research-driven perspective to portfolio construction and risk management. Nadia leverages the investment resources of Merrill Lynch and the banking capabilities of Bank of America to address all dimensions of her clients' financial lives, including retirement income planning, portfolio design, liquidity needs, and legacy planning. She holds a Bachelor's Degree and a Master of Business Administration (MBA) from the Institute of Business Administration. Nadia communicates fluently in English, Hindi, and Urdu and is a member of the CFA Institute. She is also involved in community organizations such as the CFA Institute and the Houston Food Bank.

Lauren Desmond is a Financial Advisor with Merrill Lynch Wealth Management. She works with individuals, families, and business owners to assist them in navigating important financial decisions with clarity and confidence. Her approach focuses on building meaningful relationships and providing personalized guidance aligned with clients' goals and values. Lauren's expertise includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and services for endowments, foundations, and non-profits. She aims to serve as a trusted advisor, educator, and resource throughout every stage of life, helping clients build, preserve, and transition wealth with a long-term perspective. She holds a Bachelor's Degree from Southern Illinois University Edwardsville and has earned the Personal Investment Advisor (PIA) designation. Lauren is involved in the Alzheimer's Association and the Charlotte Young Professionals Group as part of her community engagement.

Andrew Chismar is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Hlava is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Sarah Rhoades is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2010. Outside of her advisory role, she works as a freelance background actor for television shows and movies and co-manages a food blog focused on photography and social media content with her spouse. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brendan Perry is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill in 2024, he held positions at DoorDash, Victory Home Remodeling, UPS, and several roles related to The Catholic University of America and Spring Lake Borough. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Kathryn Handschur is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2004. Outside of her advisory role, she serves as Vice President of the PTA at her daughter’s school, participating in fundraising and community events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Roger Alvarado is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nina Ingulli is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ingulli serves on the advisory council of the McNulty Institute. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Ameriprise Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Mark Chinn is a financial advisor with Cambridge Investment Research Advisors in Newtown, PA. He holds a Series 66 designation and has 15 years of industry experience, having worked with Cambridge Investment Research Advisors and affiliated entities since 2010. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a network of independent professionals, employing both proprietary and third-party model strategies tailored to client objectives.

Matthew Phillips is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on understanding what matters most to his clients and their families to develop strategies that pursue their financial goals. With expertise spanning general investing, retirement planning, and saving for unexpected events, Matthew takes the time to get to know his clients personally. He offers ongoing advice and guidance tailored to their evolving needs. Matthew holds a Bachelor's Degree from Kutztown University and has earned the Personal Investment Advisor (PIA) designation.

Richard Graber is a financial advisor with Thrivent Investment Management in Perkasie, Pennsylvania. He holds a Series 66 designation and has 11 years of industry experience, all with Thrivent Financial and its investment management division. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal-based planning addressing a range of topics and offers a combined planning and managed-account service called WealthPlan while keeping advisory functions separate.

Dev Patel is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carolyn Anderson is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aiden Minter is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. Prior to joining Merrill, he worked at Selection Staffing and Lowe’s, and spent several years affiliated with Rutgers University and Hillsborough High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

James Mullaney is the Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he is responsible for cultivating a work environment that encourages optimal performance from his team and delivers exceptional client experiences. He focuses on fostering behaviors that empower self-driven and dedicated team members to excel and help clients strive for their long-term financial well-being. James has held several leadership roles at Fidelity Investments, including Investment Solutions Team Leader from 2022 to 2025 and Client Service Team Leader from 2021 to 2022. Prior to these roles, he worked as a Workplace Planning and Advice Consultant and at the Help Desk between 2019 and 2021. Before joining Fidelity, he gained experience at Citizens Bank as Assistant Branch Manager from 2018 to 2019 and as a Personal Banker from 2017 to 2018. Outside of his professional responsibilities, James enjoys baseball, comedy, family activities, fitness, football, and golf.

Barth Allgeier is a Series 66 credentialed financial advisor with Edward Jones in Ambler, PA, where he has worked since 2009. He has 16 years of experience in the industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including various household types, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and offers a range of investment strategies and affiliated financial services under a fiduciary standard.

Joseph Della Croce is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, Alliance Mobile, and the United States Air Force. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.