Frederick Shropshire is a financial advisor with Primerica Advisors in Edison, NJ, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of investment advising, he is involved in the sale of home security and automation products as well as loan products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and selectively managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and custodians like BNY Mellon Advisors and Pershing to implement investment models and maintains a tiered wrap-fee structure.

Joseph Esposito is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 credential and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. His background also includes roles at Greenwich Associates, Trinity Laser Inc., ReImagine Holdings Group, and Fairfield University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment plans.

Christopher Marzella is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1998 and joined Merrill Lynch in 2012. He focuses on developing strategies and providing advice for individuals, their families, and their businesses by understanding their short- and long-term financial objectives. Chris has experience in helping clients manage concentrated stock positions and addressing challenges related to significant transition events such as retirement, inheritance, or the sale of a business. He also provides access to Bank of America for clients' commercial banking and financing needs and collaborates with clients' attorneys, accountants, and other advisors on estate planning services. Chris holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Baruch College. Chris resides in East Brunswick with his wife, Lisa, and their two daughters, Nicolette and Alexandra.

Hyacinthia Roberts is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. Her career includes long-term roles at Avantax Investment Services and Avantax Insurance Agency, as well as a six-year tenure at Aetna. She is also the owner of a small accounting and tax preparation business and serves on a neighborhood advisory board focused on community surveys. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Daniel Buckley is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is based in Staten Island, NY. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to deliver tailored, non-discretionary advice as part of a broad range of advisory, brokerage, and insurance solutions.

Stephen Sassi is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Charles Schwab and Financial Engines Advisors L.L.C. prior to his current role. Edelman Financial Engines offers technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, provides sub-advisory services, and serves a large client base through advisor-led and online platforms.

Viviana Santiago is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank. She also owns St James Wealth Management, a financial practice based in West Caldwell, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and business-owner transition planning, using proprietary research and tools to develop tailored recommendations.

Daniel Wuhrman is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, J.P. Morgan Chase, TD Bank, Entegee, Inc., and Bergen Community College. He also volunteered with Special Olympics New Jersey for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Mathew Santos is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016, alongside his tenure at Merrill beginning in 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Masone is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the Bank of America Merrill organization since 2014, beginning as a Relationship Manager with Bank of America. Over the years, he has held various roles within the organization, leading to his current position in Merrill's Private Executive Services team. Paul specializes in a client-focused approach, emphasizing personalized wealth management strategies tailored to individual financial situations and goals. His expertise includes equity compensation, financial management, banking, retirement planning, college education planning, and socially responsible investing, among other areas. He works directly with clients and their families to create flexible strategies responsive to changing needs and market conditions. He graduated from the City University of New York's School of Professional Studies with a bachelor's degree in Business. Paul holds several professional registrations and designations, including Series 7 and 66 FINRA registrations, New York State Life/Accident & Health Insurance certification, Accredited Wealth Management Advisor™, Chartered Retirement Planning Counselor™, and Sports & Entertainment Accredited Wealth Management Advisor™. Outside of work, he spends time with family and enjoys activities such as baseball, football, gardening, genealogy, hiking, reading, running, traveling, and watching movies.

Jeffery Rivas is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at PNC Bank, Capgemini America, Inc., Year Up, and held roles at City College of New York and City College Academy of the Arts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Antonia Babbio is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has previously worked in a variety of roles at institutions including Loyola University Maryland and Molson Coors Beverage Company. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management supported by in-house research and proprietary capital market assumptions.

Matthew Barkauskas is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and having four years of industry experience. His career includes roles at JPMorgan Chase Bank, SidelineSwap, Proficio Capital Partners, and Tradition. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling and centralized due diligence to guide investment recommendations.

Irina Lovelace is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Her prior work includes roles at Webster Bank, Israel Discount Bank, and TIAA. Outside of her advisory work, she manages a residential rental property. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Teel is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has worked previously at firms including Merrill, JPMorgan Chase Bank, and Apollon Wealth Management. Outside of his advisory role, he serves as a color analyst for Rutgers Football Radio broadcasts during the fall season. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory services, combining wealth management with institutional trading capabilities and proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Jack Payne is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to his advisory role, he has experience in various industries including pest control, automotive sales, and media. Outside of his advisory work, he is a partner in House of Payne Enterprises LLC, where he is involved in locating and analyzing real estate properties for college housing. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and institutional trading capabilities.

Fernando Van Peborgh is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds the Series 66 designation and has been associated with UBS and its international affiliates since 2003. Outside of his advisory role, he is involved as a sole proprietor in financial investment services and serves as a director and donor for an investment trust. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor solutions to clients' goals and risk tolerances.

Jason Tribandis is a financial advisor with Merrill holding a Series 66 designation and has one year of industry experience. His prior work includes roles at Bank of America, BNY, and various other companies across different sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Keith Mirto is a financial advisor with RBC Capital Markets in New York, NY, holding Series 63 and Series 66 registrations and bringing 38 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with customized investment strategies implemented through various portfolio management solutions and integrated capital markets capabilities.

Arvind Sood is a financial advisor with Equitable Advisors in Edison, NJ, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2000. Outside of his advisory role, Sood serves as president of the Global Organization of People of Indian Origin and consults for education and healthcare initiatives in India. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates dual registrations as an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and third-party managers to provide advisory and brokerage solutions.