Ryan Krist is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and previously worked at Bank of New York Mellon and Citizens Securities, Inc. Outside of his advisory roles, no additional business activities are noted. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Joan Fiore is a financial advisor with Morgan Stanley in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she serves on the Board and Finance Committee of Bishop Canevin High School in Pittsburgh. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools developed by its Global Investment Committee.

Brent Ulreich is a CFP® professional with 10 years of industry experience. He has worked at Robert Baird & Co. since 2022 and previously was with Hefren-Tillotson, Inc. from 2012 to 2017. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, using a range of strategies that include separately managed accounts and tax-management techniques.

Corey Utz is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Robert Baird & Co. since 2022. He also maintains a role at Hefren-Tillotson, Inc., where he has worked since 2014. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which provides services to individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary portfolio management strategies, manager selection, overlay management, and tax management approaches to deliver tailored investment advice.

Madysn Tusick is a financial advisor with Ameriprise in Pittsburgh, PA, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, she worked at Duquesne University and has experience in roles at Bruster's Real Ice Cream and Blackhawk School District. Outside of advising, Tusick works seasonally in tax preparation and is a certified Notary Public in Pennsylvania. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement planning advice focused on income stability and tax-aware withdrawal strategies.

Ronald Balog is a financial advisor with OSAIC who holds a Series 66 designation and has 22 years of industry experience. He has worked at Royal Alliance since 2021 and was previously with Insight Global Wealth Strategies and Cetera Advisor Networks LLC from 2015 to 2021. Outside of his advisory role, he is involved in high school football as the varsity head coach at Freedom Area High School and serves as president of the Midwestern Athletic Conference Coaches Association. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary accounts.

Bernard Theis is a financial advisor at LPL Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Hilltop Securities Independent Network and Oppenheimer & Co. Inc. His other business activities include involvement with Highland Partners Financial Services, a DBA entity related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options.

Patrick Mc Cann is a financial advisor with Equitable Advisors in Pittsburgh, PA, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Aptus Wealth Planning/Cetera and Dicks Sporting Goods, Inc. He attended Duquesne University from 2019 to 2023. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Lawrence Jacobson is a financial advisor with LPL Financial who holds a Series 63 designation and has 33 years of industry experience. His prior roles include positions at Kestra Advisory and Kestra Investment Services. He also operates Jacobson Associates, a separate business entity established in 1993. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of services including financial planning, advisory programs, retirement plan consulting, and brokerage, supported by model portfolios and research from internal and third-party sources.

Barbara Neal is a financial advisor at LPL Financial with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been involved in the family business, Slater Electric & Sons Inc., where she serves as owner-president and participates in office operations. Additionally, Neal serves as a notary public for the Commonwealth of Pennsylvania. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management.

James Fawcett is a financial advisor at Primerica Advisors with four years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at PFS Investments Inc. and Knights of Columbus. Outside of advisory activities, he is involved in sales of loan products and home-related services through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through established financial institutions.

Brian Koble is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2026. He previously worked at Robert Baird & Co. and Hefren-Tillotson, Inc. Outside of his advisory role, Koble serves on multiple boards including Sacred Heart Parish finance committee, Aquinas Academy, Pittsburgh CLO, and Parents for Excellence in Catholic Education, with involvement in finance and investment committees. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Dominick Eisaman is a Series 66-licensed financial advisor with Equitable Advisors in Pittsburgh, PA, with one year of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Bank of New York Mellon from 2022 to 2024. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage/insurance channels to deliver tailored financial solutions.

John Bentley is a financial advisor at Cetera with 14 years of industry experience. He holds the Series 66 designation and has worked at Cetera and affiliated entities since 2021, following six years at Voya Financial Advisers. Outside of advising, he is involved in coaching soccer and participates in event planning through Bentley Events LLC. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management programs and access to third-party managers, overseeing more than $256 billion in assets across a nationwide network of over 10,000 advisors.

Beth Boyce is a financial advisor with J.P. Morgan Securities in Pittsburgh, PA, holding a Series 66 designation and three years of industry experience. She previously worked at KeyCorp and The Coury Firm LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process supported by an ESG eligibility framework.

Kristen Davis is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2010, also working with Bank of America since 2015. Merrill, in partnership with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Stephen Bender is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports asset allocation and planning analyses for clients.

John Nelson Jr. is a financial advisor at Cetera with 48 years of industry experience. He holds the ChFC® designation and Series 63 license. Nelson has held roles at several firms including Securian Financial Services Inc. and Greater Allegheny Financial Group, where he serves as president. He is also involved as an agent/broker with Greater Allegheny Insurance Agency. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients nationwide.

William Mancino is a financial advisor with Robert Baird & Co. and holds the Series 66 designation. He has 18 years of industry experience, including roles at Hefren Tillotson, Inc. and Robert Baird & Co. The DDK Group at Robert W. Baird & Co., where Mancino serves, operates within the Private Wealth Management department and provides services to individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, discretionary and non-discretionary portfolio management, separately managed account programs, and custody and brokerage services, supported by internal research and ongoing manager monitoring.

Robert Kovalchik is a financial advisor at Ameriprise with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate since 1984. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated team to deliver these recommendations, primarily focusing on assets managed within Ameriprise accounts.