Frank Caputo is a financial advisor at Equitable Advisors with 38 years of industry experience. He has held his current position since 1999 and was previously associated with Axa Advisors, LLC for 21 years. Outside of his advisory role, he is involved with Outside Ins. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Glen Sher is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Sweeney is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Lorusso is a financial advisor at OSAIC with 56 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates, Inc. since 2018, following a 41-year tenure at Signator Investors, Inc. In addition to his advisory role, he operates a tax preparation practice during the tax season. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes.

Thomas Clifford III is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has been with Cetera and its affiliated entities since 2013. Clifford is also an independent insurance agent specializing in life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to affiliated and third-party managers across diverse program structures.

Vincent Tiernan is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and three years of industry experience. His background includes various roles at Ameriprise since 2020, as well as positions at Fairfield University and other organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

George Miller is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 34 years of industry experience, including 32 years at Pruco Securities, LLC before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, consulting, model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Barbara Liguori is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Capital One Bank for seven years before joining Merrill. Outside of her advisory role, she is a member-manager of Liguori Sorrento LLC, a real estate rental business in New York. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Maximus Hujik is a financial advisor at Osaic Wealth Inc. He holds a Series 66 designation and has approximately one year of industry experience. His prior experience includes roles at Fire Island Ferries and Edison Chouest Offshore. Osaic Wealth Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Jeffrey Wang is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 29 years of experience providing financial advisory services to individuals, trusts, corporations, and not-for-profit organizations. As part of a Wealth Management team with more than 45 years of collective financial experience, Jeffrey specializes in investment planning, retirement planning, tax minimization strategies, estate planning services, and corporate cash management. His client focus areas include college education planning, corporate executive services, divorce transition planning, institutional investment consulting, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management services, women and wealth, and retirement income. Jeffrey is dedicated to building long-term relationships by offering high-quality advice and integrated wealth management strategies tailored to clients' evolving needs. He begins every client relationship with a conversation to understand and prioritize their financial goals, then customizes approaches to support both financial objectives and life passions. He holds FINRA Series 7, 63, and 65 registrations, life and health insurance licenses, and professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from Hofstra University. Residing in Fort Salonga, NY, Jeffrey has volunteered his time to various local charities. Outside of his professional role, he enjoys golf, softball, football, skiing, and spending time with his family and friends.

Edward Vallar Jr. is a CFA® charterholder and holds a Series 63 license, with 10 years of industry experience. He is currently affiliated with LPL Financial and previously worked at RoundAngle Advisors LLC, Foundation Retirement Plan Consultants, Inc., and Pj Robb Variable Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, supported by research and model portfolios.

Faith Saragossi is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, Morgan Stanley, and Equitable Advisors. Outside of financial services, her background includes roles in education and healthcare, as well as experience in the food service industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alexander Spiro is a financial advisor at Wells Fargo Clearing with Series 66 credentials and one year of industry experience. He previously worked at JPMorgan Chase from 2008 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jonathan Morton is a financial advisor with Equitable Advisors in Melville, NY, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Axa Advisors, Northwestern Mutual, Nuovo Giorno, LLC, and ACE Hardware Corp. He also serves as an administrator or executor of estates and trustee of trusts for non-family and family members. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Esperanza Deviccaro is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. She has worked at PFS Investments Inc. since 2013 and Primerica Financial Services since 2011. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Mariusz Michaliszyn is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Francis Jr. is a financial advisor with Ameriprise who holds a Series 63 designation and has 16 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage his practice, and engages in independent insurance brokering focused on fixed annuities. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, emphasizing management of assets within Ameriprise accounts and integrating algorithmic automation overseen by dedicated committees.

Eric Flowers is a financial advisor with Mass Mutual Investors Services in Bohemia, NY, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He previously worked at MetLife Securities from 2005 to 2017 and has been with Massachusetts Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Justin Allone is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He provides personalized financial guidance to individuals and families, emphasizing a client-centric approach that considers each client's comprehensive financial situation and goals. Justin collaborates with a team of specialists and professionals, including those from the Big Four accounting firms, to deliver tailored strategies in asset management, estate planning, and retirement planning. His work particularly supports executives and professionals undergoing career transitions or managing liquidity events. Justin's expertise encompasses areas such as college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Seton Hall University. A former Division I athlete and team captain for Seton Hall University's cross-country and track teams, Justin applies discipline and work ethic to his professional role. His personal interests include golfing, running, and participating in marathons.

Matthew La Bianca is a financial advisor with OSAIC, holding Series 65 and Series 63 licenses and six years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for five years and manages an accounting firm, Manzi Pino & Company, PC, where he is involved in tax, audit, and bookkeeping. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across multiple asset classes.