Thomas Schaible is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Securities America Advisors and Securities Service Network, among other firms. He is also a partner in a CPA firm and serves on the board of a nonprofit organization. OSAIC serves a diverse client base, including individuals, institutions, and charitable organizations, offering integrated brokerage and advisory services with a range of investment solutions that include automated portfolio management and access to third-party money managers.

Douglas Wright is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has previously worked at IC Advisory Canada, Inc., Ic Advisory Services, Inc., and The Investment Center. Outside of his advisory work, he serves as a board member of the Martinsville Volunteer Fire Department, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to provide discretionary and non-discretionary management.

Glenn Duphiney is a CFP® certified financial advisor with LPL Financial in Denville, NJ, where he has worked since 2008. He has 32 years of experience in the financial services industry. Outside of his advisory role, he has participated as a part-time actor with occasional performances in the tri-state area. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Ashwini Hublikar is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at Bank of America from 2013 to 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Claudio Bonesini is a financial advisor at LPL Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at IC Advisory Services, Inc., The Investment Center, Inc., and Jenkoski, Long, Yu CPA's. Outside of his advisory work, he is involved in tax preparation and accounting through CBACCTG LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations via a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Richard Vanderpool is a Series 63-credentialed financial advisor with 27 years of industry experience. He has worked at Ameriprise Financial Services, Inc. for 27 years before joining Raymond James Financial Services Advisors, Inc. in 2026. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Ryan Miscik is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services and M Holdings Securities. He is also associated with Eagle Rock Wealth Management and Greenberg and Rapp as a financial advisor based in Morristown, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kyle Kost is a Senior Financial Advisor with The Kugel Briegs Group at Merrill Lynch Wealth Management. He joined the group in 2019 and helps clients with multigenerational wealth and retirement planning. Prior to joining Merrill Lynch, Kyle specialized in physical alternative investment strategies tailored to high net worth clients. The Kugel Briegs Group has served the retirement planning and wealth management needs of clients for over 25 years, overseeing assets of approximately $2.7 billion as of October 2024. Kyle holds a Bachelor of Science degree from the University of Florida with concentrations in Finance, Real Estate, and Entrepreneurship. He has earned several industry designations, including the Chartered Retirement Planning Counselor (CRPC), Accredited Asset Management Specialist (AAMS) from the College for Financial Planning Institutes in Denver, Colorado, the Certified Plan Fiduciary Advisor (CPFA) from the National Association of Plan Advisors, as well as Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Florida Wealth Management Association. Outside of his professional responsibilities, Kyle is involved with community organizations such as the J. Wood Platt Scholarship Trust Fund and The Matthew Renk Foundation. He grew up in Bucks County, Pennsylvania, and currently resides in Princeton, New Jersey.

Kevin Ryan is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and their families to assist them in making important financial decisions aimed at achieving long-term goals. His focus areas include retirement planning, investments, and income management. He emphasizes nurturing and growing long-term client relationships. Kevin has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Investment Consultant before his current position as Financial Consultant. His experience centers on providing financial planning and investment consultation services. Outside of his professional work, Kevin's personal interests include baseball, football, golf, running, reading, and spending time on family activities.

Michael Castoro is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in the fitness and retail sectors, including Life Time Fitness and Lord & Taylor. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Ian Drogowitz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Park Avenue Securities, Lockton, the University of Delaware, Nordstrom, and Wine Library. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including mutual funds, ETFs, and fund-of-funds.

Laura Riley is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding the ChFC® designation and Series 63 license. She has 32 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1998. In addition to her advisory role, she is involved in sales related to life, property/casualty, health, and group insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, structuring planning engagements as annual, collaborative relationships that use firm-approved tools to analyze client goals and deliver written recommendations.

Renee Schwartz is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley in various capacities since 2009, including Morgan Stanley Private Bank, N.A. outside of her advisor role. She is also a member of M&R Schwartz Family Holdings, LLC, a private investment-related company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s process involves structured discovery conversations and firm-approved tools to assist clients in developing personalized plans.

Matthew Minsch is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Vail Resorts, Somerset Hills Country Club, Boston University, and Ridge High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with a focus on advisory services rather than individual security recommendations.

Richard Garrett is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, Great Point Capital, and Takion Technologies. Outside of his advisory work, he is involved with US Coachways Inc, a company in the automotive and transportation sector. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a wide range of retail and institutional investment options.

Maria Muth is a financial advisor at LPL Financial with 18 years of industry experience. She holds the Series 66 designation and previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. Maria is also a CPA with over 25 years at Mark J. Mauro CPA and is involved in tax preparation and accounting services through Mauro & Co., PC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, research, and alternative strategies.

Nicholas Martin is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held several roles within the company, including Investment Consultant from 2021 to 2023, Relationship Manager from 2019 to 2021, and Financial Representative from 2018 to 2019. Nicholas is a CERTIFIED FINANCIAL PLANNER™ professional. He focuses on helping clients navigate all facets of their financial plans by delivering personalized planning experiences tailored to their specific needs and goals. His approach emphasizes building trusting relationships with clients and their families to prioritize what is most important and take necessary steps toward achieving their financial objectives. Outside of his professional work, Nicholas enjoys family activities, fishing, fitness, football, golf, and running.

Thomas Cifelli is a financial advisor at Morgan Stanley with 39 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, he is a part owner of a real estate business in New Jersey. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Vinny Gurnani is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of experience in wealth management, retirement planning, and personal legacy and estate planning strategies. He supports clients by developing personalized financial strategies tailored to their long-term goals, focusing on areas such as college education planning, divorce transition planning, family wealth management, retirement income, and investment consulting for defined contribution plans. Prior to his career in wealth management, Vinny served as a Chief Financial Officer in the corporate sector for two decades. He holds a bachelor's degree from the University of Bombay and has earned the Professional Investment Advisor (PIA) designation. Vinny emphasizes long-term retirement and legacy planning and integrates his accounting background and corporate experience into his financial management and investment strategy implementation. He also participates in community volunteering in line with Merrill’s tradition of service.

Mark Walters is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Raymond James Financial Services from 2014 to 2020 and has been associated with Sweatt & Walters Associates LLC since 1985. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement consulting, utilizing model portfolios and research from multiple sources.