Sean Humphrey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery using a combination of fundamental research, quantitative analysis, and systematic methodologies.

Todd Shallcross is a financial advisor at RBC Capital Markets with 45 years of industry experience. He holds Series 63 and Series 66 designations and has worked at City National Bank since 2016, while maintaining a role at RBC Capital Markets LLC since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, with strategies tailored to clients’ risk profiles and a combination of in-house and third-party investment managers.

Vincent Pecora is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is listed as an officer of VMP AUTO INC, a used car sales business in New Jersey, though no active time is reported. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by structured tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Davien Medina Centeno is a financial advisor with Primerica Advisors in Hackettstown, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. His career includes roles at PFS Investments Inc. and Primerica Financial Services. Outside of his advisory work, he participates as a study participant with Clinilabs, Inc. and is an investor on the Fundrise online real estate platform. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through model-based recommendations managed by unaffiliated asset managers and supports trade execution and custody via BNY Mellon Advisors and Pershing.

Alan Spierer is a financial advisor with UBS Financial Services in Westfield, NJ, holding the Series 63 and Series 65 licenses. He has 38 years of industry experience, including 33 years with UBS. Outside of his advisory role, he serves as treasurer for a martial arts club soon to be incorporated and participates in the Retirement Advisor Council, which advocates for qualified plan and participant retirement outcomes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor investment plans.

Theresa Carmagnola is a financial advisor at Cetera with 24 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and Summit Financial Group. Outside of her advisory role, she is co-owner and vice president of a restaurant business in New Jersey. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with both affiliated and third-party investment options.

Eric Kohlmeier is a financial advisor at Wells Fargo Clearing with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Its advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Adam Fischer III is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research to tailor client solutions.

Marcel Akende is a financial advisor with LPL Enterprise, LLC, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, Edward Jones, Lyft, and Uber. Outside of advising, he is involved with Lyft as a rideshare professional. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Devan Pipitone is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. Prior to joining LPL Enterprise in 2025, he worked at Guardian Life Insurance Company, Park Avenue Securities, Feldstein Financial Group, and has experience in other business activities including operating a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and a wrap program, along with affiliated insurance and trust services.

Timothy Van Slooten is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. His prior roles include positions at Raymond James Financial Services, Lakeland Financial Services, and Capital One Financial Advisors, among others. Outside of his advisory work, he is associated with several business entities established for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios and institutional platforms, supported by advanced operational tools and oversight of over $819 billion in discretionary assets.

Cynthia Spekhart is a CFP® professional with 27 years of experience in the financial services industry. She is currently with OSAIC and has prior experience at Woodbury Financial Services and Questar Asset Management. In addition to her advisory roles, she is also an attorney specializing in trust and estate law and real estate closings. OSAIC serves a diversified client base, including individuals, high-net-worth investors, pension plans, and charitable organizations, through a broad network of advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer tailored investment solutions.

Sean Mc Manus is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with healthcare professionals, including physicians, nurses, physician assistants, and nurse practitioners, to provide clarity around investing, retirement planning, and building long-term financial security. His approach involves collaborating one-on-one with clients to define their financial goals and develop portfolio strategies aligned with those objectives. Sean's expertise includes retirement planning, managing concentrated stock positions, Roth IRA and workplace retirement strategies, education planning, and assisting clients through major career and life transitions. He aims to help healthcare professionals make confident financial decisions so they can focus on their careers and responsibilities. He holds a Bachelor's Degree from the University of Delaware and the Professional Investment Advisor (PIA) designation.

Ryan Curran is a financial advisor with Mass Mutual Investors Services in Parsippany, NJ, holding the ChFC® designation and Series 63 license. He has seven years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2017. Outside of his advisory role, he is also an insurance broker with The Curran Group LLC, specializing in life, disability, long-term care, fixed annuities, and health insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning and a range of investment strategies without discretionary management.

Martin Jawor is a financial advisor with Equitable Advisors in Basking Ridge, NJ, holding CFP®, ChFC®, and Series 66 credentials and 14 years of industry experience. He has worked at Equitable Advisors since 2018 and previously held roles at AXA Advisors, Valic Financial Advisors, and Cetera Wealth Services. Outside of his advisory role, he is president and owner of Benefits Institute, LLC, providing group health and property & casualty insurance to small businesses, and serves as a trustee for the Society Hill of Bernards Homeowner's Association. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, delivering financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a range of advisory programs, including firm-offered and third-party solutions, covering mutual funds, ETFs, separately managed accounts, select alternative investments, and ERISA fiduciary services without sponsoring its own wrap fee program.

Kelly Oates is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 20 years of industry experience. She has worked at RBC Capital Markets since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, alongside integrated services such as financial planning, custody, and brokerage.

Eamon Gibbons is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has been with Mass Mutual Investors Services since 2010 and also has involvement in life and health insurance sales through MassMutual Life Insurance Co. Outside of advising, he operates a payroll-related LLC and receives referral fees for directing clients to payroll services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with an emphasis on collaborative, goal-based planning using firm-approved analytical tools.

Tamal Majumdar is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has worked at Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, Majumdar is also an insurance agent specializing in individual and group life, health, disability income insurance, fixed annuities, and property/casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Tara Pardo is a Financial Consultant at Fidelity Investments, bringing three decades of experience in the financial services industry. She began her career at Goldman Sachs, where she served as Vice President of Equity Sales from 1992 to 2018. Following that, she was a Senior Relationship Manager at Lord Abbett from 2018 to 2022 before joining Fidelity in 2023. Throughout her career, Tara has focused on helping clients with wealth planning and financial strategies. She emphasizes collaborating with clients to create, implement, and monitor plans that align with their individual goals. Her work at Fidelity leverages the firm's resources to assist clients in making informed decisions for their financial futures.

Michael Hand is a financial advisor with Mass Mutual Investors Services in Warren, NJ. He holds the ChFC® designation along with Series 63 and Series 66 licenses and has two years of industry experience. His prior experience includes roles at NYLife Securities, LLC and New York Life Insurance Company. He is also active as an insurance broker, working outside of his advisory role. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, with planning engagements typically structured as annual, collaborative relationships that utilize firm-approved analytical tools.