Philip Pappas Jr. is a financial advisor with Wells Fargo Advisors in Melville, NY, holding Series 63 and Series 66 credentials and having 24 years of industry experience. He has worked with Wells Fargo Advisors since 2012. Pappas is also co-trustee for a partnership 401(k) plan and is involved in several investment-related business activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions tailored to clients meeting certain net-worth thresholds.

Christopher Cierski is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2017. He applies a needs-based approach to financial planning, emphasizing thorough understanding of his clients to guide the process through discovery, analysis, and implementation. He continues to support clients by monitoring their progress and helping them navigate challenges to stay on track. Prior to his current role, Christopher was Senior Vice President of Investments at Dreyfus BNY Mellon from 1998 to 2017. He has over 20 years of experience in financial planning and investment management. Outside of his professional work, Christopher has interests in cooking and baking, fishing, gardening, parenthood, singing, and volunteering.

Stephen Rizza is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1994 and with Primerica Financial Services since 1993. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports clients with discretionary portfolio management and custodial services.

Dennis Gur is a Financial Consultant currently working at Fidelity Investments since 2023. He has held various roles within Fidelity Investments, including Investment Consultant and Financial Representative, starting in 2022. Prior to joining Fidelity, he worked as an Associate Financial Advisor at Canoga Wealth Management from 2021 to 2022. Dennis focuses on co-creating disciplined and tailored financial plans that aim to grow wealth while managing risk. He emphasizes the importance of managing personal finances as a lifelong journey and partners with clients to develop strategies suited to their individual needs. Outside of his professional work, Dennis has personal interests in cars, fitness, golf, movies, pets, and traveling.

Jay Hochheiser is a CFP® professional with 43 years of experience in the financial services industry. He is currently affiliated with Cetera and has held various roles related to insurance sales, retirement plan consulting, and wealth management. Hochheiser is the author of a book titled *The Entrepreneur's Guide to Achieving Financial Freedom* and serves on the board of the Children's Medical Fund of New York. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies.

John Murphy is a CFP® with 32 years of experience in the financial services industry, currently serving as an advisor at Ameriprise. He has been with Ameriprise and its affiliated entities since 2005, with a brief period of unemployment in 2024. Outside of his advisory role, Murphy serves as Chairman of the Board and President of the Sue A. Murphy Memorial Foundation and is Vice President of Dylan's Dream Team. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, delivering tailored, non-discretionary recommendations through a centralized consulting team that integrates research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Robert Bonich is a financial advisor with LPL Enterprise, holding a Series 63 designation and bringing 39 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and PRUCO Securities, LLC. He is also involved in non-variable insurance activities related to Prudential. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Cameron Russ is an Investment Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2022, progressing through roles including Relationship Manager and Financial Service Representative. Prior to joining Fidelity, Cameron worked as a Financial Services Representative at Suffolk Credit Union from 2020 to 2022. Cameron works closely with clients to develop financial plans tailored to their individual goals and priorities. He emphasizes the importance of understanding clients' needs to effectively build and implement these plans. His professional experience spans investment consulting, relationship management, and financial services. Outside of his professional role, Cameron has interests in baseball, cars, golf, snowboarding, soccer, and tennis.

Kathleen M Di Meo is a financial advisor with Ameriprise who holds Series 63 and Series 65 licenses and has 16 years of industry experience. She previously worked at Wells Fargo Advisors LLC before joining Ameriprise Financial Services in 2016. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides ongoing retirement planning advice and customized recommendation reports focused on dependable income and tax-aware withdrawal strategies.

Jeffrey Kanterman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo in 2023, he spent 27 years associated with Solid Insurance Brokerage, Inc., JTL Management, Inc., and Jericho Taxi Brokers, Inc. Outside of his advisory role, he is a 50% owner and corporate officer of Phoenix Bros. Management, a business that operates 17 NYC Medallion Taxicabs. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Gary Stern is a financial advisor at LPL Enterprise with eight years of industry experience. He has held positions at Prudential Insurance Company of America and Pruco Securities, LLC, and has worked in the financial sector since 2006. Stern serves as a board member of the Long Island Alzheimer’s Association and works as a consultant for Alphasights, GLG, and Guidepoint. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Sharon Lacolla is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at American Portfolios Financial Services, Everbank, and Securities America. In addition to her advisory role, she is a certified public accountant running a tax and accounting practice. OSAIC serves a broad range of clients, including individuals, institutions, and charitable organizations, offering integrated brokerage, advisory services, and access to third-party money managers through multiple platforms. The firm employs a variety of portfolio construction tools and supports both discretionary and non-discretionary account management.

Dennis Leahy is a financial advisor with LPL Financial in Commack, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at MML Investors Services Inc. and MassMutual, spanning 16 years, as well as involvement with Strategic Retirement Partners and Global Retirement Partners. Outside of LPL, he maintains active roles in other advisory businesses, including Caswell Advisors and Global Retirement Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by extensive technology and operational resources, with a broad platform encompassing financial planning, model portfolios, third-party asset management, and institutional solutions.

Ian Rubin is a financial advisor at Ameriprise with a Series 66 credential and four years of industry experience. He previously worked at Equitable Advisors and has a background that includes coaching volleyball teams outside of his advisory role. Rubin is involved in coaching a volleyball club team at Sportime Clubs, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Philip Pocchia is a financial advisor with UBS Financial Services in Melville, NY. He holds the Series 66 designation and has experience working at several firms, including Capital One N.A. and Bottomline Technologies. Pocchia joined UBS Financial Services in 2026. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings such as fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Jay Dienes is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and broad investment offerings.

Christopher Mueller is a financial advisor at Merrill with a Series 66 credential and six years of industry experience. His prior roles include positions at Neuberger Berman, Equitable Advisors, AXA Advisors, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arthur Matarazzo is a financial advisor at Raymond James Financial with 30 years of industry experience. He holds a Series 63 designation and has been associated with Raymond James and its related entities since 2016. Outside of his advisory role, he is the owner of Matarazzo Staiger Wealth Management and serves as trustee of the Matarazzo Family Irrevocable Trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm delivers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Juzel Duenas is a financial advisor with OSAIC based in Melville, NY, holding a Series 66 credential and bringing nine years of industry experience. Prior to joining OSAIC, he worked with Royal Alliance Associates, Signator Investors, and Lighthouse Financial Corporation. In addition to his advisory role, he is also licensed as an insurance broker, focusing on the sales and service of fixed insurance products. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisors and offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

J Fitzpatrick Jr. is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.