Michael Haney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. Prior to joining Wells Fargo in 2024, he worked for JPMorgan Securities LLC for ten years. Outside of his advisory work, Haney has served as a high school football referee since 2014 and is involved in bookkeeping roles for several non-investment businesses related to oil analysis and geothermal services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on ERISA fiduciary responsibilities and a broader set of financial product offerings than typical institutional advisers.

Matthew Taggart is a Series 66-licensed financial advisor with Fidelity Investments, based in Salt Lake City, UT, and has two years of industry experience. His prior work includes roles at InstaCart, Met's Enterprises, Enlite Home, and Utah State University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and a charitable gift fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios drawn from mutual funds, ETFs, and ETPs.

Elise Katter is a Financial Consultant I at Fidelity Investments, where she has been employed since 2019 in various roles including Planning Consultant, Investment Management Consultant II, Relationship Manager, and Central Relationship Manager. Prior to joining Fidelity Investments, she worked at Goldman Sachs as an Associate in Asset Management and as an Analyst in Execution and Clearing. Her career experience spans financial consulting, investment management, and client relationship management. She holds insurance licenses in Arkansas and California. Outside of her professional work, Elise has interests in cooking and baking, fitness, food, football, pets, and skiing.

Mark Edwards is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an adviser to multiple registered investment companies and fund-of-funds.

Michael Karren is a Wealth Management Planning Consultant currently working at Fidelity since 2021. In this role, he partners with clients and their Wealth Management Advisors to design and create financial plans tailored to their needs. He focuses on building strong relationships with clients and their families by understanding their short- and long-term financial goals. Michael's professional experience includes positions as a Central Relationship Manager at Fidelity from 2020 to 2021, Senior Financial Service Representative at E*Trade from 2019 to 2020, Senior Financial Analyst at Goldman Sachs from 2017 to 2018, and High Net Worth Service Associate at Fidelity from 2014 to 2017.

Bradley Nelson is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked with various Fidelity entities, including Fidelity Brokerage Services LLC since 2000 and Fidelity Personal and Workplace Advisors since 2018. Nelson is based in Salt Lake City, UT. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios, and it serves a range of clients including registered investment companies and charitable funds.

Brett Tobler is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and bringing 21 years of industry experience. He has been with Fidelity since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios composed of mutual funds, ETFs, and ETPs, and also serves as an adviser to multiple registered investment companies and fund-of-funds.

Thomas Naylor is a CFP® with 41 years of industry experience, currently with MML Investors Services, Inc. since 1993. He also has a longstanding association with Guardian Life Insurance Company and Coordinated Planning and Design since 1983. Outside of advisory work, he is involved in health insurance sales and owns a rental duplex. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to analyze client goals and offers annual, collaborative planning relationships with optional implementation.

Kyle Black is a Vice President and Executive Planning Consultant at Fidelity Investments, holding the Certified Financial Planner(TM) designation. In this role, he partners with clients to understand their goals and objectives, providing ongoing planning and support focused on retirement plans, investment strategies, and income strategies. Kyle has accumulated experience within Fidelity Investments through various roles, including Vice President, Financial Consultant from 2020 to 2026, and Retirement Relationship Manager from 2014 to 2020. His professional background centers on financial planning and client relationship management. He holds insurance licenses in Arkansas and California.

Samuel Wheeler is a financial advisor at Wells Fargo Clearing in Salt Lake City, UT. He holds Series 65 and Series 63 credentials and has been with Wells Fargo Clearing since 2025. Prior to this, he has experience at Wells Fargo Bank, Kenwood Properties, Tagge's Produce, Stevens Sales Company, and Hyatt Centric. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions backed by research from Wells Fargo Investment Institute and third-party sources.

Laura Harkort is a CFP® and holds a Series 66 license. She has 17 years of industry experience, all with Edward Jones, where she has worked since 2009. Outside of her advisory role, she is a partner in BorgKort Properties, LLC, a residential rental real estate business in Salt Lake City. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, supported by a network of over 23,700 financial advisors nationwide.

Dustin Kazmar is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for nine years. Prior to his financial services career, he served in the U.S. Marine Corps for 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Adam Oblad is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has worked at Wells Fargo Advisors and Fidelity Investments prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to evaluate investment options within a diversified framework.

Alex Gontcharov is a financial advisor with Fidelity in Salt Lake City, Utah, holding Series 63 and Series 66 credentials and one year of industry experience. His prior work includes positions at Nexeo and Cimetrix by PDF Solutions. Outside of his advisory role, he occasionally sells paintings and comics on eBay. Fidelity’s Strategic Advisers division provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Adam Dewaal is a financial advisor at Fidelity with over 36 years of industry experience. He holds the Series 63 and Series 66 designations and has been associated with various divisions of Fidelity since 1989. Outside of his advisory role, he serves as president of the board for the Holladay Townhomes HOA. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its formal advisory role to multiple registered investment companies and use of advanced technologies such as AI in research.

Laura Smith is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 licenses with two years of industry experience. Prior to joining Fidelity, she has experience as a sole proprietor of a permanent jewelry business and has been involved in real estate brokerage. Additionally, she has worked as an independent contractor in acting for television and film. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Victoria Dossett is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021. Prior to her current roles, she was employed at Concert Golf Partners and has a background that includes community involvement with the Jewish Community Center. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ryan Ferrara is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Fidelity Investments in various capacities since 2011, including a four-year period at For-Shor Company. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios with systematic methodologies and long-term asset allocation benchmarks.

Lauren Sampson is a financial advisor at Fidelity with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services LLC since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Michael Richardson is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include a position at New York Life in 2022 and service with the Texas Army National Guard from 2013 to 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery, using a blend of proprietary fundamental research and quantitative analysis.